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A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
FintechWerx International Software Services Debt-to-Equity Related Terms
FintechWerx International Software Services Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FintechWerx International Software Services Debt-to-Equity Chart
FintechWerx International Software Services Annual Data
Trend
Apr23
Apr24
Apr25
Debt-to-Equity
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0.04
FintechWerx International Software Services Quarterly Data
FRA:FCTW vs MSFT, ORCL, PLTR: Debt-to-Equity Comparison
For the Software - Infrastructure subindustry, FintechWerx International Software Services's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
FintechWerx International Software Services Debt-to-Equity vs Software Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FintechWerx International Software Services (FRA:FCTW) has a Debt-to-Equity of 0.03 as of Jan. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on FintechWerx International Software Services and its competitors. This is 25% below median its historical median of 0.04. Over the past decade, FintechWerx International Software Services' Debt-to-Equity has ranged from 0.02 to 0.62. According to the industry distribution chart, FintechWerx International Software Services ranks #317 out of 2247 companies in the Software industry, placing it in the top 14.1%.
Is FintechWerx International Software Services' Debt-to-Equity too high?
FintechWerx International Software Services' current Debt-to-Equity of 0.03 is 25% below median its 10-year median of 0.04. Over the past 10 years, this metric has ranged from a low of 0.02 to a high of 0.62. The Software industry median Debt-to-Equity is 0.19. FintechWerx International Software Services' value of 0.03 is 84.2% below this industry median. Based on the distribution chart, FintechWerx International Software Services ranks #317 out of 2247 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, FintechWerx International Software Services has a GF Score™ of 19/100, reflecting its overall financial health beyond just this single metric.
How does FintechWerx International Software Services' Debt-to-Equity compare to MSFT and ORCL?
According to the Software industry distribution chart, FintechWerx International Software Services ranks #317 out of 2247 companies for Debt-to-Equity. This places FintechWerx International Software Services in the top 14% of its industry — outperforming the majority of peers. The industry median Debt-to-Equity is 0.19. FintechWerx International Software Services' value of 0.03 is 84.2% below this benchmark. Historically, FintechWerx International Software Services' own Debt-to-Equity has ranged from 0.02 to 0.62 over the past decade. While the company's 10-year median is 0.04 vs. the industry median of 0.19, FintechWerx International Software Services has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Software company?
The median Debt-to-Equity among Software companies is 0.19, based on 2,247 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. FintechWerx International Software Services's current Debt-to-Equity of 0.03 is 84.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on FintechWerx International Software Services and its competitors. For the Software industry, the median Debt-to-Equity is 0.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FintechWerx International Software Services's current Debt-to-Equity is 0.03, which is 25% below median its own 10-year median of 0.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FintechWerx International Software Services stock overvalued right now?
FintechWerx International Software Services (FRA:FCTW) has a current Debt-to-Equity of 0.03. The current Debt-to-Equity is 0.03, which is 25% below median its 10-year median of 0.04 and 84.2% below the Software industry median of 0.19. FintechWerx International Software Services' overall GF Score™ is 19/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For FintechWerx International Software Services (FRA:FCTW), the current Debt-to-Equity is 0.03 as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
FintechWerx International Software Services Inc is an e-commerce technology company. The Company is engaged in delivering enrollment, automated identity verification, payment solutions, and data management services. The FintechWerx Platform is a combination of both licensed and proprietary software together the Technology Stack that provides a single comprehensive, suite of services for small to medium sized enterprises.
19GF Score
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