FintechWerx International Software Services (FRA:FCTW) Retained Earnings: €-1.48 Mil (As of Jan. 2026)

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FRA:FCTW FintechWerx International Software Services Inc FRA:FCTW
19 GF Score
Price €0.30
! 3 Warning Signs
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What is FintechWerx International Software Services Retained Earnings?

FintechWerx International Software Services FRA:FCTW -1.67% 19 Retained Earnings is €-1.48 Mil as of Jan. 2026. GuruFocus rates FRA:FCTW with a GF Score™ of 19/100. The stock has 3 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. FintechWerx International Software Services's retained earnings for the quarter that ended in Jan. 2026 was €-1.48 Mil.

FintechWerx International Software Services's quarterly retained earnings declined from Jul. 2025 (€-1.05 Mil) to Oct. 2025 (€-1.26 Mil) and declined from Oct. 2025 (€-1.26 Mil) to Jan. 2026 (€-1.48 Mil).

FintechWerx International Software Services's annual retained earnings declined from Apr. 2023 (€-0.04 Mil) to Apr. 2024 (€-0.32 Mil) and declined from Apr. 2024 (€-0.32 Mil) to Apr. 2025 (€-0.91 Mil).


FintechWerx International Software Services  (FRA:FCTW) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


FintechWerx International Software Services Retained Earnings Historical Data

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The historical data trend for FintechWerx International Software Services's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FintechWerx International Software Services Retained Earnings Chart

FintechWerx International Software Services Annual Data
Trend Apr23 Apr24 Apr25
Retained Earnings
-0.04 -0.32 -0.91

FintechWerx International Software Services Quarterly Data
Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.65 -0.91 -1.05 -1.26 -1.48
FRA:FCTW
19GF Score
FintechWerx International Software Services Inc FRA:FCTW
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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FintechWerx International Software Services Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of €-1.48 Mil mean?
FintechWerx International Software Services (FRA:FCTW) has a Retained Earnings of €-1.48 Mil as of Jan. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on FintechWerx International Software Services and its competitors.
Is FintechWerx International Software Services' Retained Earnings too high?
FintechWerx International Software Services' current Retained Earnings is €-1.48 Mil. Overall, FintechWerx International Software Services has a GF Score™ of 19/100, reflecting its overall financial health beyond just this single metric.
How does FintechWerx International Software Services' Retained Earnings compare to MSFT and ORCL?
FintechWerx International Software Services' Retained Earnings of €-1.48 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Software company?
A good Retained Earnings depends on the Software industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on FintechWerx International Software Services and its competitors. FintechWerx International Software Services's current Retained Earnings is €-1.48 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FintechWerx International Software Services stock overvalued right now?
FintechWerx International Software Services (FRA:FCTW) has a current Retained Earnings of €-1.48 Mil. The current Retained Earnings is €-1.48 Mil. FintechWerx International Software Services' overall GF Score™ is 19/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For FintechWerx International Software Services (FRA:FCTW), the current Retained Earnings is €-1.48 Mil as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

FintechWerx International Software Services Business Description

Other Exchanges WERX:Canada
Address 1275 West, 6th Avenue, Suite 315, Vancouver, BC, CAN, V6H 1A6
FintechWerx International Software Services Inc is an e-commerce technology company. The Company is engaged in delivering enrollment, automated identity verification, payment solutions, and data management services. The FintechWerx Platform is a combination of both licensed and proprietary software together the Technology Stack that provides a single comprehensive, suite of services for small to medium sized enterprises.
19GF Score

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Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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