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A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
FintechWerx International Software Services Debt-to-EBITDA Related Terms
FintechWerx International Software Services Debt-to-EBITDA Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FintechWerx International Software Services Debt-to-EBITDA Chart
FintechWerx International Software Services Annual Data
Trend
Apr23
Apr24
Apr25
Debt-to-EBITDA
N/A
0.00
-0.05
FintechWerx International Software Services Quarterly Data
FRA:FCTW vs MSFT, ORCL, PLTR: Debt-to-EBITDA Comparison
For the Software - Infrastructure subindustry, FintechWerx International Software Services's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
FintechWerx International Software Services Debt-to-EBITDA vs Software Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Jan. 2026) EBITDA data.
FintechWerx International Software Services (FRA:FCTW) has a Debt-to-EBITDA of -0.09 as of Jan. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on FintechWerx International Software Services. According to the industry distribution chart, FintechWerx International Software Services ranks #999999 out of 1731 companies in the Software industry.
Is FintechWerx International Software Services' Debt-to-EBITDA too high?
FintechWerx International Software Services' current Debt-to-EBITDA is -0.09. Based on the distribution chart, FintechWerx International Software Services ranks #999999 out of 1731 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, FintechWerx International Software Services has a GF Score™ of 19/100, reflecting its overall financial health beyond just this single metric.
How does FintechWerx International Software Services' Debt-to-EBITDA compare to MSFT and ORCL?
According to the Software industry distribution chart, FintechWerx International Software Services ranks #999999 out of 1731 companies for Debt-to-EBITDA. This places FintechWerx International Software Services in the lower half of its industry. The industry median Debt-to-EBITDA is 0.99. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 0.99, based on 1,731 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on FintechWerx International Software Services. For the Software industry, the median Debt-to-EBITDA is 0.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FintechWerx International Software Services's current Debt-to-EBITDA is -0.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FintechWerx International Software Services stock overvalued right now?
FintechWerx International Software Services (FRA:FCTW) has a current Debt-to-EBITDA of -0.09. The current Debt-to-EBITDA is -0.09. FintechWerx International Software Services' overall GF Score™ is 19/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For FintechWerx International Software Services (FRA:FCTW), the current Debt-to-EBITDA is -0.09 as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
FintechWerx International Software Services Inc is an e-commerce technology company. The Company is engaged in delivering enrollment, automated identity verification, payment solutions, and data management services. The FintechWerx Platform is a combination of both licensed and proprietary software together the Technology Stack that provides a single comprehensive, suite of services for small to medium sized enterprises.
19GF Score
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