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Morabaha Marina Financing CoSAU:4082 +0.91%52 Current Ratio is 1.46 as of Mar. 2026, which is 58% below its 10-year median of 3.51. GuruFocus rates SAU:4082 with a GF Score™ of 52/100 and a GF Value™ of ﷼11.60 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 396 Credit Services companies, Morabaha Marina Financing Co ranks worse than 73.74% on this metric.
The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Morabaha Marina Financing Co's current ratio for the quarter that ended in Mar. 2026 was 1.46.
Morabaha Marina Financing Co has a current ratio of 1.46. It generally indicates good short-term financial strength.
The historical rank and industry rank for Morabaha Marina Financing Co's Current Ratio or its related term are showing as below:
SAU:4082'
s Current Ratio Range Over the Past 10 Years
Min: 1.41 Med: 3.51 Max: 86.18
Current: 1.46
During the past 5 years, Morabaha Marina Financing Co's highest Current Ratio was 86.18. The lowest was 1.41. And the median was 3.51.
SAU:4082's Current Ratio is ranked worse than 73.74% of 396
companies
in the Credit Services industry
Industry Median: 4.795
vs SAU:4082: 1.46
Morabaha Marina Financing Co (SAU:4082) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Morabaha Marina Financing Co Current Ratio Related Terms
Morabaha Marina Financing Co Current Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Morabaha Marina Financing Co's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Morabaha Marina Financing Co Current Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Morabaha Marina Financing Co's Current Ratio distribution charts can be found below:
* The bar in red indicates where Morabaha Marina Financing Co's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Morabaha Marina Financing Co (SAU:4082) has a Current Ratio of 1.46 as of Mar. 2026. This is 58% below median its historical median of 3.51. Over the past decade, Morabaha Marina Financing Co's Current Ratio has ranged from 1.41 to 86.18. According to the industry distribution chart, Morabaha Marina Financing Co ranks #292 out of 396 companies in the Credit Services industry, placing it in the top 73.7%.
Is Morabaha Marina Financing Co's Current Ratio too high?
Morabaha Marina Financing Co's current Current Ratio of 1.46 is 58% below median its 10-year median of 3.51. Over the past 10 years, this metric has ranged from a low of 1.41 to a high of 86.18. The Credit Services industry median Current Ratio is 4.80. Morabaha Marina Financing Co's value of 1.46 is 69.6% below this industry median. Based on the distribution chart, Morabaha Marina Financing Co ranks #292 out of 396 companies in the Credit Services industry, which is below the industry midpoint. Overall, Morabaha Marina Financing Co has a GF Score™ of 52/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Morabaha Marina Financing Co's Current Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Morabaha Marina Financing Co ranks #292 out of 396 companies for Current Ratio. This places Morabaha Marina Financing Co in the lower half of its industry. The industry median Current Ratio is 4.80. Morabaha Marina Financing Co's value of 1.46 is 69.6% below this benchmark. Historically, Morabaha Marina Financing Co's own Current Ratio has ranged from 1.41 to 86.18 over the past decade. While the company's 10-year median is 3.51 vs. the industry median of 4.80, Morabaha Marina Financing Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Credit Services company?
The median Current Ratio among Credit Services companies is 4.80, based on 396 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Morabaha Marina Financing Co's current Current Ratio of 1.46 is 69.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Credit Services industry, the median Current Ratio is 4.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Morabaha Marina Financing Co's current Current Ratio is 1.46, which is 58% below median its own 10-year median of 3.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Morabaha Marina Financing Co stock overvalued right now?
Based on GuruFocus' analysis, Morabaha Marina Financing Co (SAU:4082) is currently considered Possible Value Trap. The stock's GF Value™ is ﷼11.60, compared to a current price of ﷼7.79 — trading 32.8% below its estimated fair value. The current Current Ratio is 1.46, which is 58% below median its 10-year median of 3.51 and 69.6% below the Credit Services industry median of 4.80. Morabaha Marina Financing Co's overall GF Score™ is 52/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Morabaha Marina Financing Co (SAU:4082), the current Current Ratio is 1.46 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Morabaha Marina Financing Co (SAU:4082) Overvalued in 2026?
Based on GuruFocus' analysis, Morabaha Marina Financing Co stock appears to be undervalued.
The current stock price of ﷼7.79 is trading 32.8% below its estimated GF Value™ of ﷼11.60.
GuruFocus considers Morabaha Marina Financing Co to be Possible Value Trap.
Key valuation signals for SAU:4082:
Current Ratio: 1.46 (58% below median its 10-year median of 3.51)
GF Value™: ﷼11.60 vs. price of ﷼7.79 (32.8% below fair value)
Industry Position: 69.6% below the Credit Services median (#292 of 396)
No single metric tells the full story. See the SAU:4082 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Morabaha Marina Financing Co provides non-bank financing. The company follows Sharia principles and offers flexible solutions in financing individuals and small and medium enterprises in the Kingdom of Saudi Arabia, in addition to evolved financing solutions such as tawarruq, ejara, and morabaha products. Its services, like individual financing, securitization, financial leasing, discounting, etc, are offered through a network of brand offices and point of sale centers across different cities in Saudi Arabia. Additionally, the company also offers electronic payment services and is developing digital channels to offer financial solutions through its official website. Its operating business segments are: Retail, which generates the maximum revenue, SMEs, Digital Payments, and Head Office.
52GF Score
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