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* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Morabaha Marina Financing Co's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Morabaha Marina Financing Co FCF Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Morabaha Marina Financing Co's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Morabaha Marina Financing Co's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Morabaha Marina Financing Co (SAU:4082) has a FCF Margin % of 215.61% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Morabaha Marina Financing Co and its competitors. According to the industry distribution chart, Morabaha Marina Financing Co ranks #95 out of 531 companies in the Credit Services industry, placing it in the top 17.9%.
Is Morabaha Marina Financing Co's FCF Margin % too high?
Morabaha Marina Financing Co's current FCF Margin % is 215.61%. The Credit Services industry median FCF Margin % is 0.24. Morabaha Marina Financing Co's value of 215.61% is 89737.5% above this industry median. Based on the distribution chart, Morabaha Marina Financing Co ranks #95 out of 531 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Morabaha Marina Financing Co has a GF Score™ of 52/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Morabaha Marina Financing Co's FCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Morabaha Marina Financing Co ranks #95 out of 531 companies for FCF Margin %. This places Morabaha Marina Financing Co in the top 18% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 0.24. Morabaha Marina Financing Co's value of 215.61% is 89737.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Credit Services company?
The median FCF Margin % among Credit Services companies is 0.24, based on 531 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Morabaha Marina Financing Co's current FCF Margin % of 215.61% is 89737.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Morabaha Marina Financing Co and its competitors. For the Credit Services industry, the median FCF Margin % is 0.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Morabaha Marina Financing Co's current FCF Margin % is 215.61%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Morabaha Marina Financing Co stock overvalued right now?
Based on GuruFocus' analysis, Morabaha Marina Financing Co (SAU:4082) is currently considered Possible Value Trap. The stock's GF Value™ is ﷼11.60, compared to a current price of ﷼7.79 — trading 32.8% below its estimated fair value. The current FCF Margin % is 215.61% and 89737.5% above the Credit Services industry median of 0.24. Morabaha Marina Financing Co's overall GF Score™ is 52/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Morabaha Marina Financing Co (SAU:4082), the current FCF Margin % is 215.61% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Morabaha Marina Financing Co (SAU:4082) Overvalued in 2026?
Based on GuruFocus' analysis, Morabaha Marina Financing Co stock appears to be undervalued.
The current stock price of ﷼7.79 is trading 32.8% below its estimated GF Value™ of ﷼11.60.
GuruFocus considers Morabaha Marina Financing Co to be Possible Value Trap.
Key valuation signals for SAU:4082:
FCF Margin %: 215.61%
GF Value™: ﷼11.60 vs. price of ﷼7.79 (32.8% below fair value)
Industry Position: 89737.5% above the Credit Services median (#95 of 531)
No single metric tells the full story. See the SAU:4082 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Morabaha Marina Financing Co provides non-bank financing. The company follows Sharia principles and offers flexible solutions in financing individuals and small and medium enterprises in the Kingdom of Saudi Arabia, in addition to evolved financing solutions such as tawarruq, ejara, and morabaha products. Its services, like individual financing, securitization, financial leasing, discounting, etc, are offered through a network of brand offices and point of sale centers across different cities in Saudi Arabia. Additionally, the company also offers electronic payment services and is developing digital channels to offer financial solutions through its official website. Its operating business segments are: Retail, which generates the maximum revenue, SMEs, Digital Payments, and Head Office.
52GF Score
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