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What is Morabaha Marina Financing Co Days Payable?
Morabaha Marina Financing CoSAU:4082 +0.91%52 Days Payable is 43.43 as of Mar. 2026, which is 10% above its 10-year median of 39.48. GuruFocus rates SAU:4082 with a GF Score™ of 52/100 and a GF Value™ of ﷼11.60 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 300 Credit Services companies, Morabaha Marina Financing Co ranks better than 61.33% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Morabaha Marina Financing Co's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Morabaha Marina Financing Co Days Payable vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Morabaha Marina Financing Co's Days Payable distribution charts can be found below:
* The bar in red indicates where Morabaha Marina Financing Co's Days Payable falls into.
Morabaha Marina Financing Co Days Payable Calculation
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Morabaha Marina Financing Co (SAU:4082) has a Days Payable of 43.43 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Morabaha Marina Financing Co and its competitors. This is 10% above median its historical median of 39.48. Over the past decade, Morabaha Marina Financing Co's Days Payable has ranged from 21.07 to 61.68. According to the industry distribution chart, Morabaha Marina Financing Co ranks #116 out of 300 companies in the Credit Services industry, placing it in the top 38.7%.
Is Morabaha Marina Financing Co's Days Payable too high?
Morabaha Marina Financing Co's current Days Payable of 43.43 is 10% above median its 10-year median of 39.48. Over the past 10 years, this metric has ranged from a low of 21.07 to a high of 61.68. The Credit Services industry median Days Payable is 33.41. Morabaha Marina Financing Co's value of 43.43 is 30% above this industry median. Based on the distribution chart, Morabaha Marina Financing Co ranks #116 out of 300 companies in the Credit Services industry, which is above the industry midpoint. Overall, Morabaha Marina Financing Co has a GF Score™ of 52/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Morabaha Marina Financing Co's Days Payable compare to V and MA?
According to the Credit Services industry distribution chart, Morabaha Marina Financing Co ranks #116 out of 300 companies for Days Payable. This puts Morabaha Marina Financing Co in the upper half of its industry. The industry median Days Payable is 33.41. Morabaha Marina Financing Co's value of 43.43 is 30% above this benchmark. Historically, Morabaha Marina Financing Co's own Days Payable has ranged from 21.07 to 61.68 over the past decade. While the company's 10-year median is 39.48 vs. the industry median of 33.41, Morabaha Marina Financing Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Credit Services company?
The median Days Payable among Credit Services companies is 33.41, based on 300 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Morabaha Marina Financing Co's current Days Payable of 43.43 is 30% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Morabaha Marina Financing Co and its competitors. For the Credit Services industry, the median Days Payable is 33.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Morabaha Marina Financing Co's current Days Payable is 43.43, which is 10% above median its own 10-year median of 39.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Morabaha Marina Financing Co stock overvalued right now?
Based on GuruFocus' analysis, Morabaha Marina Financing Co (SAU:4082) is currently considered Possible Value Trap. The stock's GF Value™ is ﷼11.60, compared to a current price of ﷼7.79 — trading 32.8% below its estimated fair value. The current Days Payable is 43.43, which is 10% above median its 10-year median of 39.48 and 30% above the Credit Services industry median of 33.41. Morabaha Marina Financing Co's overall GF Score™ is 52/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Morabaha Marina Financing Co (SAU:4082), the current Days Payable is 43.43 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Morabaha Marina Financing Co (SAU:4082) Overvalued in 2026?
Based on GuruFocus' analysis, Morabaha Marina Financing Co stock appears to be undervalued.
The current stock price of ﷼7.79 is trading 32.8% below its estimated GF Value™ of ﷼11.60.
GuruFocus considers Morabaha Marina Financing Co to be Possible Value Trap.
Key valuation signals for SAU:4082:
Days Payable: 43.43 (10% above median its 10-year median of 39.48)
GF Value™: ﷼11.60 vs. price of ﷼7.79 (32.8% below fair value)
Industry Position: 30% above the Credit Services median (#116 of 300)
No single metric tells the full story. See the SAU:4082 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Morabaha Marina Financing Co provides non-bank financing. The company follows Sharia principles and offers flexible solutions in financing individuals and small and medium enterprises in the Kingdom of Saudi Arabia, in addition to evolved financing solutions such as tawarruq, ejara, and morabaha products. Its services, like individual financing, securitization, financial leasing, discounting, etc, are offered through a network of brand offices and point of sale centers across different cities in Saudi Arabia. Additionally, the company also offers electronic payment services and is developing digital channels to offer financial solutions through its official website. Its operating business segments are: Retail, which generates the maximum revenue, SMEs, Digital Payments, and Head Office.
52GF Score
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