Morabaha Marina Financing Co (SAU:4082) PE Ratio without NRI: At Loss (As of Jul. 16, 2026)

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SAU:4082 Morabaha Marina Financing Co SAU:4082
52 GF Score
Price ﷼7.79
GF Value ﷼11.60
Valuation Possible Value Trap
! 3 Warning Signs
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What is Morabaha Marina Financing Co PE Ratio without NRI?

The PE Ratio without NRI, or P/E Ratio without non-recurring items, is a financial ratio used to compare a company's market price to its EPS without NRI. As of today (2026-07-16), Morabaha Marina Financing Co's share price is ﷼7.79. Morabaha Marina Financing Co's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was ﷼-0.38. Therefore, Morabaha Marina Financing Co's PE Ratio without NRI for today is At Loss.

During the past 5 years, Morabaha Marina Financing Co's highest PE Ratio without NRI was 132.58. The lowest was 0.00. And the median was 21.61.

Morabaha Marina Financing Co's EPS without NRI for the three months ended in Mar. 2026 was ﷼-0.16. Its EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was ﷼-0.38.

As of today (2026-07-16), Morabaha Marina Financing Co's share price is ﷼7.79. Morabaha Marina Financing Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ﷼-0.10. Therefore, Morabaha Marina Financing Co's PE Ratio (TTM) for today is At Loss.

During the past years, Morabaha Marina Financing Co's highest PE Ratio (TTM) was 780.77. The lowest was 0.00. And the median was 26.73.

Morabaha Marina Financing Co's EPS (Diluted) for the three months ended in Mar. 2026 was ﷼-0.05. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ﷼-0.10.

Morabaha Marina Financing Co's EPS (Basic) for the three months ended in Mar. 2026 was ﷼-0.05. Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was ﷼-0.10.


Morabaha Marina Financing Co  (SAU:4082) PE Ratio without NRI Explanation

The PE Ratio can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.

In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio is positive. Also for stocks with the same PE Ratio, the one with faster growth business is more attractive.

If a company loses money, the PE Ratio becomes meaningless.

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio divided by the growth ratio. He thinks a company with a PE Ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio of 20, instead of a company growing 10% a year with a PE Ratio of 10.

Because the PE Ratio measures how long it takes to earn back the price you pay, the PE Ratio can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.

Similar to the PE Ratio or PS Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PE Ratio without NRI measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

Investors need to be aware that the PE Ratio can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratio s are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio.


Morabaha Marina Financing Co PE Ratio without NRI Related Terms


Morabaha Marina Financing Co PE Ratio without NRI Historical Data

* Premium members only.

The historical data trend for Morabaha Marina Financing Co's PE Ratio without NRI can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Morabaha Marina Financing Co PE Ratio without NRI Chart

Morabaha Marina Financing Co Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
PE Ratio without NRI
N/A N/A 21.13 101.42 At Loss

Morabaha Marina Financing Co Quarterly Data
Jun21 Sep21 Dec21 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PE Ratio without NRI Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 131.01 115.98 88.24 At Loss At Loss

SAU:4082 vs V, MA, AXP: PE Ratio without NRI Comparison

For the Credit Services subindustry, Morabaha Marina Financing Co's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Morabaha Marina Financing Co PE Ratio without NRI vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Morabaha Marina Financing Co's PE Ratio without NRI distribution charts can be found below:

* The bar in red indicates where Morabaha Marina Financing Co's PE Ratio without NRI falls into.


SAU:4082
52GF Score
Morabaha Marina Financing Co SAU:4082
PE Ratio without NRI is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Morabaha Marina Financing Co PE Ratio without NRI Calculation

The PE Ratio without NRI, or P/E Ratio without non-recurring items, is a financial ratio used to compare a company's market price to its EPS without NRI. Regular PE Ratio can be affected by Non Operating Income such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than regular PE Ratio.

Morabaha Marina Financing Co's PE Ratio without NRI for today is calculated as

PE Ratio without NRI=Share Price/ EPS without NRI
=7.79/-0.381
=-20.45(At Loss)

Morabaha Marina Financing Co's Share Price of today is ﷼7.79.
Morabaha Marina Financing Co's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ﷼-0.38.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

There are at least three kinds of PE Ratios used by different investors. They are Trailing Twelve Month PE Ratio, Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio based on inflation-adjusted normalized PE Ratio is called Shiller PE Ratio, after Yale professor Robert Shiller.

In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.

In the calculation of PE Ratio (TTM), the earnings per share used are the earnings per share over the past 12 months.

For Forward PE Ratio, the earnings are the expected earnings for the next twelve months.

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.

Is Morabaha Marina Financing Co (SAU:4082) Overvalued in 2026?

Based on GuruFocus' analysis, Morabaha Marina Financing Co stock appears to be undervalued. The current stock price of ﷼7.79 is trading 32.8% below its estimated GF Value™ of ﷼11.60. GuruFocus considers Morabaha Marina Financing Co to be Possible Value Trap.

Key valuation signals for SAU:4082:

  • PE Ratio without NRI: At Loss
  • GF Value™: ﷼11.60 vs. price of ﷼7.79 (32.8% below fair value)
  • GF Score™: 52/100 with 3 warning signs

No single metric tells the full story. See the SAU:4082 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Morabaha Marina Financing Co Business Description

Address Northern Ring Branch Street, P.O. Box 8055, Al Nakheel District, Riyadh, SAU, 12385
Morabaha Marina Financing Co provides non-bank financing. The company follows Sharia principles and offers flexible solutions in financing individuals and small and medium enterprises in the Kingdom of Saudi Arabia, in addition to evolved financing solutions such as tawarruq, ejara, and morabaha products. Its services, like individual financing, securitization, financial leasing, discounting, etc, are offered through a network of brand offices and point of sale centers across different cities in Saudi Arabia. Additionally, the company also offers electronic payment services and is developing digital channels to offer financial solutions through its official website. Its operating business segments are: Retail, which generates the maximum revenue, SMEs, Digital Payments, and Head Office.
52GF Score

Get the complete analysis for SAU:4082

PE Ratio without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼7.79
Price
﷼11.60
GF Value