Morabaha Marina Financing Co (SAU:4082) Selling, General, & Admin. Expense: ﷼27.9 Mil (TTM As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SAU:4082 Morabaha Marina Financing Co SAU:4082
47 GF Score
Price ﷼8.99
GF Value ﷼10.36
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Morabaha Marina Financing Co Selling, General, & Admin. Expense?

Morabaha Marina Financing Co SAU:4082 +2.39% 47 Selling, General, & Admin. Expense is ﷼27.9 Mil as of Jun. 2026. GuruFocus rates SAU:4082 with a GF Score™ of 47/100 and a GF Value™ of ﷼10.36 (Modestly Undervalued). The stock has 2 warning signs investors should review.

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. Morabaha Marina Financing Co's selling, general, & admin. expense for the three months ended in Jun. 2026 was ﷼7.2 Mil. Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Jun. 2026 was ﷼27.9 Mil.


Morabaha Marina Financing Co  (SAU:4082) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


Morabaha Marina Financing Co Selling, General, & Admin. Expense Related Terms


Morabaha Marina Financing Co Selling, General, & Admin. Expense Historical Data

* Premium members only.

The historical data trend for Morabaha Marina Financing Co's Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Morabaha Marina Financing Co Selling, General, & Admin. Expense Chart

Morabaha Marina Financing Co Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Selling, General, & Admin. Expense
9.69 15.37 21.94 32.25 30.91

Morabaha Marina Financing Co Quarterly Data
Jun21 Sep21 Dec21 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Selling, General, & Admin. Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.97 7.06 8.77 4.86 7.21

SAU:4082 vs V, MA, AXP: Selling, General, & Admin. Expense Comparison

For the Credit Services subindustry, Morabaha Marina Financing Co's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Morabaha Marina Financing Co Selling, General, & Admin. Expense vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Morabaha Marina Financing Co's Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where Morabaha Marina Financing Co's Selling, General, & Admin. Expense falls into.


SAU:4082
47GF Score
Morabaha Marina Financing Co SAU:4082
Selling, General, & Admin. Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Morabaha Marina Financing Co Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.

Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ﷼27.9 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Selling, General, & Admin. Expense of ﷼27.9 Mil mean?
Morabaha Marina Financing Co (SAU:4082) has a Selling, General, & Admin. Expense of ﷼27.9 Mil as of Jun. 2026. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Morabaha Marina Financing Co and its competitors.
Is Morabaha Marina Financing Co's Selling, General, & Admin. Expense too high?
Morabaha Marina Financing Co's current Selling, General, & Admin. Expense is ﷼27.9 Mil. Overall, Morabaha Marina Financing Co has a GF Score™ of 47/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Morabaha Marina Financing Co's Selling, General, & Admin. Expense compare to V and MA?
Morabaha Marina Financing Co's Selling, General, & Admin. Expense of ﷼27.9 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Credit Services company?
A good Selling, General, & Admin. Expense depends on the Credit Services industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Morabaha Marina Financing Co and its competitors. Morabaha Marina Financing Co's current Selling, General, & Admin. Expense is ﷼27.9 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Morabaha Marina Financing Co stock overvalued right now?
Based on GuruFocus' analysis, Morabaha Marina Financing Co (SAU:4082) is currently considered Modestly Undervalued. The stock's GF Value™ is ﷼10.36, compared to a current price of ﷼8.99 — trading 13.2% below its estimated fair value. The current Selling, General, & Admin. Expense is ﷼27.9 Mil. Morabaha Marina Financing Co's overall GF Score™ is 47/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For Morabaha Marina Financing Co (SAU:4082), the current Selling, General, & Admin. Expense is ﷼27.9 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Morabaha Marina Financing Co (SAU:4082) Overvalued in 2026?

Based on GuruFocus' analysis, Morabaha Marina Financing Co stock appears to be undervalued. The current stock price of ﷼8.99 is trading 13.2% below its estimated GF Value™ of ﷼10.36. GuruFocus considers Morabaha Marina Financing Co to be Modestly Undervalued.

Key valuation signals for SAU:4082:

  • Selling, General, & Admin. Expense: ﷼27.9 Mil
  • GF Value™: ﷼10.36 vs. price of ﷼8.99 (13.2% below fair value)
  • GF Score™: 47/100 with 2 warning signs

No single metric tells the full story. See the SAU:4082 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Morabaha Marina Financing Co Business Description

Address Northern Ring Branch Street, P.O. Box 8055, Al Nakheel District, Riyadh, SAU, 12385
Morabaha Marina Financing Co provides non-bank financing. The company follows Sharia principles and offers flexible solutions in financing individuals and small and medium enterprises in the Kingdom of Saudi Arabia, in addition to evolved financing solutions such as tawarruq, ejara, and morabaha products. Its services, like individual financing, securitization, financial leasing, discounting, etc, are offered through a network of brand offices and point of sale centers across different cities in Saudi Arabia. Additionally, the company also offers electronic payment services and is developing digital channels to offer financial solutions through its official website. Its operating business segments are: Retail, which generates the maximum revenue, SMEs, Digital Payments, and Head Office.
47GF Score

Get the complete analysis for SAU:4082

Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼8.99
Price
﷼10.36
GF Value