Morabaha Marina Financing Co (SAU:4082) Retained Earnings: ﷼12.9 Mil (As of Jun. 2026)

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SAU:4082 Morabaha Marina Financing Co SAU:4082
48 GF Score
Price ﷼8.03
GF Value ﷼10.35
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Morabaha Marina Financing Co Retained Earnings?

Morabaha Marina Financing Co SAU:4082 -0.12% 48 Retained Earnings is ﷼12.9 Mil as of Jun. 2026. GuruFocus rates SAU:4082 with a GF Score™ of 48/100 and a GF Value™ of ﷼10.35 (Modestly Undervalued). The stock has 2 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Morabaha Marina Financing Co's retained earnings for the quarter that ended in Jun. 2026 was ﷼12.9 Mil.

Morabaha Marina Financing Co's quarterly retained earnings declined from Dec. 2025 (﷼39.3 Mil) to Mar. 2026 (﷼35.8 Mil) and declined from Mar. 2026 (﷼35.8 Mil) to Jun. 2026 (﷼12.9 Mil).

Morabaha Marina Financing Co's annual retained earnings declined from Dec. 2023 (﷼48.9 Mil) to Dec. 2024 (﷼40.5 Mil) and declined from Dec. 2024 (﷼40.5 Mil) to Dec. 2025 (﷼39.3 Mil).


Morabaha Marina Financing Co  (SAU:4082) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Morabaha Marina Financing Co Retained Earnings Historical Data

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The historical data trend for Morabaha Marina Financing Co's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Morabaha Marina Financing Co Retained Earnings Chart

Morabaha Marina Financing Co Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
37.28 52.77 48.93 40.47 39.31

Morabaha Marina Financing Co Quarterly Data
Jun21 Sep21 Dec21 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 55.57 53.83 39.31 35.80 12.93
SAU:4082
48GF Score
Morabaha Marina Financing Co SAU:4082
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Morabaha Marina Financing Co Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of ﷼12.9 Mil mean?
Morabaha Marina Financing Co (SAU:4082) has a Retained Earnings of ﷼12.9 Mil as of Jun. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Morabaha Marina Financing Co and its competitors.
Is Morabaha Marina Financing Co's Retained Earnings too high?
Morabaha Marina Financing Co's current Retained Earnings is ﷼12.9 Mil. Overall, Morabaha Marina Financing Co has a GF Score™ of 48/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Morabaha Marina Financing Co's Retained Earnings compare to V and MA?
Morabaha Marina Financing Co's Retained Earnings of ﷼12.9 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Credit Services company?
A good Retained Earnings depends on the Credit Services industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Morabaha Marina Financing Co and its competitors. Morabaha Marina Financing Co's current Retained Earnings is ﷼12.9 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Morabaha Marina Financing Co stock overvalued right now?
Based on GuruFocus' analysis, Morabaha Marina Financing Co (SAU:4082) is currently considered Modestly Undervalued. The stock's GF Value™ is ﷼10.35, compared to a current price of ﷼8.03 — trading 22.4% below its estimated fair value. The current Retained Earnings is ﷼12.9 Mil. Morabaha Marina Financing Co's overall GF Score™ is 48/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Morabaha Marina Financing Co (SAU:4082), the current Retained Earnings is ﷼12.9 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Morabaha Marina Financing Co (SAU:4082) Overvalued in 2026?

Based on GuruFocus' analysis, Morabaha Marina Financing Co stock appears to be undervalued. The current stock price of ﷼8.03 is trading 22.4% below its estimated GF Value™ of ﷼10.35. GuruFocus considers Morabaha Marina Financing Co to be Modestly Undervalued.

Key valuation signals for SAU:4082:

  • Retained Earnings: ﷼12.9 Mil
  • GF Value™: ﷼10.35 vs. price of ﷼8.03 (22.4% below fair value)
  • GF Score™: 48/100 with 2 warning signs

No single metric tells the full story. See the SAU:4082 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Morabaha Marina Financing Co Business Description

Address Northern Ring Branch Street, P.O. Box 8055, Al Nakheel District, Riyadh, SAU, 12385
Morabaha Marina Financing Co provides non-bank financing. The company follows Sharia principles and offers flexible solutions in financing individuals and small and medium enterprises in the Kingdom of Saudi Arabia, in addition to evolved financing solutions such as tawarruq, ejara, and morabaha products. Its services, like individual financing, securitization, financial leasing, discounting, etc, are offered through a network of brand offices and point of sale centers across different cities in Saudi Arabia. Additionally, the company also offers electronic payment services and is developing digital channels to offer financial solutions through its official website. Its operating business segments are: Retail, which generates the maximum revenue, SMEs, Digital Payments, and Head Office.
48GF Score

Get the complete analysis for SAU:4082

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼8.03
Price
﷼10.35
GF Value