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Ricoh Leasing CoTSE:8566 -2.53%74 Current Ratio is 3.22 as of Mar. 2026, which is 3% below its 10-year median of 3.33. GuruFocus rates TSE:8566 with a GF Score™ of 74/100 and a GF Value™ of 円5,874.34 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 400 Credit Services companies, Ricoh Leasing Co ranks worse than 53.5% on this metric.
The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Ricoh Leasing Co's current ratio for the quarter that ended in Mar. 2026 was 3.22.
Ricoh Leasing Co has a current ratio of 3.22. It indicates the company may not be efficiently using its current assets or its short-term financing facilities. This may also indicate problems in working capital management.
The historical rank and industry rank for Ricoh Leasing Co's Current Ratio or its related term are showing as below:
TSE:8566'
s Current Ratio Range Over the Past 10 Years
Min: 2.7 Med: 3.33 Max: 3.71
Current: 3.22
During the past 13 years, Ricoh Leasing Co's highest Current Ratio was 3.71. The lowest was 2.70. And the median was 3.33.
TSE:8566's Current Ratio is ranked worse than 53.5% of 400
companies
in the Credit Services industry
Industry Median: 4.05
vs TSE:8566: 3.22
Ricoh Leasing Co (TSE:8566) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Ricoh Leasing Co Current Ratio Related Terms
Ricoh Leasing Co Current Ratio Historical Data
* Premium members only.
The historical data trend for Ricoh Leasing Co's Current Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Ricoh Leasing Co's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ricoh Leasing Co Current Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Ricoh Leasing Co's Current Ratio distribution charts can be found below:
* The bar in red indicates where Ricoh Leasing Co's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ricoh Leasing Co (TSE:8566) has a Current Ratio of 3.22 as of Mar. 2026. This is near median its historical median of 3.33. Over the past decade, Ricoh Leasing Co's Current Ratio has ranged from 2.70 to 3.71. According to the industry distribution chart, Ricoh Leasing Co ranks #214 out of 400 companies in the Credit Services industry, placing it in the top 53.5%.
Is Ricoh Leasing Co's Current Ratio too high?
Ricoh Leasing Co's current Current Ratio of 3.22 is near median its 10-year median of 3.33. Over the past 10 years, this metric has ranged from a low of 2.70 to a high of 3.71. The Credit Services industry median Current Ratio is 4.05. Ricoh Leasing Co's value of 3.22 is 20.5% below this industry median. Based on the distribution chart, Ricoh Leasing Co ranks #214 out of 400 companies in the Credit Services industry, which is below the industry midpoint. Overall, Ricoh Leasing Co has a GF Score™ of 74/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ricoh Leasing Co's Current Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Ricoh Leasing Co ranks #214 out of 400 companies for Current Ratio. This places Ricoh Leasing Co in the lower half of its industry. The industry median Current Ratio is 4.05. Ricoh Leasing Co's value of 3.22 is 20.5% below this benchmark. Historically, Ricoh Leasing Co's own Current Ratio has ranged from 2.70 to 3.71 over the past decade. While the company's 10-year median is 3.33 vs. the industry median of 4.05, Ricoh Leasing Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Credit Services company?
The median Current Ratio among Credit Services companies is 4.05, based on 400 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ricoh Leasing Co's current Current Ratio of 3.22 is 20.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Credit Services industry, the median Current Ratio is 4.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ricoh Leasing Co's current Current Ratio is 3.22, which is near median its own 10-year median of 3.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ricoh Leasing Co stock overvalued right now?
Based on GuruFocus' analysis, Ricoh Leasing Co (TSE:8566) is currently considered Modestly Overvalued. The stock's GF Value™ is 円5,874.34, compared to a current price of 円6,550.00 — trading 11.5% above its estimated fair value. The current Current Ratio is 3.22, which is near median its 10-year median of 3.33 and 20.5% below the Credit Services industry median of 4.05. Ricoh Leasing Co's overall GF Score™ is 74/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Ricoh Leasing Co (TSE:8566), the current Current Ratio is 3.22 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ricoh Leasing Co (TSE:8566) Overvalued in 2026?
Based on GuruFocus' analysis, Ricoh Leasing Co stock appears to be overvalued.
The current stock price of 円6,550.00 is trading 11.5% above its estimated GF Value™ of 円5,874.34.
GuruFocus considers Ricoh Leasing Co to be Modestly Overvalued.
Key valuation signals for TSE:8566:
Current Ratio: 3.22 (near median its 10-year median of 3.33)
GF Value™: 円5,874.34 vs. price of 円6,550.00 (11.5% above fair value)
Industry Position: 20.5% below the Credit Services median (#214 of 400)
No single metric tells the full story. See the TSE:8566 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ricoh Leasing Co Ltd has two primary businesses: lease and installments, and financial services. The lease and installments business, which accounts for the vast majority of the company's revenue, provides business leasing, rental, installment, and credit products for business equipment, information-related equipment, medical equipment, and environment-related equipment. In the financial-services business, Ricoh provides loans to individuals, doctors, and corporations. It also serves as an agent to collect accounts receivable and provide billing services, and it has a credit card business and an asset-management service.
74GF Score
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