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Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Here, as of today, Ricoh Leasing Co's PEG is 1. Ricoh Leasing Co's 5-Year TTM EBITDA Growth Rate is 5.08.
Ricoh Leasing Co's EPS without NRI for the trailing twelve months (TTM) ended in Jun. 2026 was 円453.94. Therefore, the Peter Lynch Fair Value for today is 円2,305.99.
As of today (2026-09-21), Ricoh Leasing Co's share price is 円6890.00. Ricoh Leasing Co's Peter Lynch fair value is 円2,305.99. Therefore, Ricoh Leasing Co's Price to Peter Lynch Fair Value Ratio for today is 2.99.
The historical rank and industry rank for Ricoh Leasing Co's Peter Lynch Fair Value or its related term are showing as below:
TSE:8566'
s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.66 Med: 1.27 Max: 1.4
Current: 0.78
During the past 13 years, the highest Price to Peter Lynch Fair Value Ratio of Ricoh Leasing Co was 1.40. The lowest was 0.66. And the median was 1.27.
TSE:8566's Price-to-Peter-Lynch-Fair-Value is ranked worse than 54.86% of 175
companies
in the Credit Services industry
Industry Median: 0.59
vs TSE:8566: 0.78
Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.
Ricoh Leasing Co (TSE:8566) Peter Lynch Fair Value Explanation
Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.
Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.
Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of EBITDA per share over the past 5 years, which is 5.08 instead of 15 in this case.
Ricoh Leasing Co's Price to Peter Lynch Fair Value Ratio for today is calculated as
Price to Peter Lynch Fair Value
=
Share Price
/
Peter Lynch Fair Value
=
6890.00
/
2,305.99
=
2.99
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ricoh Leasing Co Peter Lynch Fair Value Related Terms
Ricoh Leasing Co Peter Lynch Fair Value Historical Data
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The historical data trend for Ricoh Leasing Co's Peter Lynch Fair Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TSE:8566 vs V, MA, AXP: Peter Lynch Fair Value Comparison
For the Credit Services subindustry, Ricoh Leasing Co's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ricoh Leasing Co Price-to-Peter-Lynch-Fair-Value vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Ricoh Leasing Co's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:
* The bar in red indicates where Ricoh Leasing Co's Price-to-Peter-Lynch-Fair-Value falls into.
Ricoh Leasing Co's EPS without NRI for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was 円453.94.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Please be aware that the 5-Year TTM EBITDA Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data adds up the quarterly data reported by the company within the most recent 12 months. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.
If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.
If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.
What does a Peter Lynch Fair Value of 円2,305.99 mean?
Ricoh Leasing Co (TSE:8566) has a Peter Lynch Fair Value of 円2,305.99 as of Sep. 21, 2026. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Ricoh Leasing Co and its competitors. According to the industry distribution chart, Ricoh Leasing Co ranks #96 out of 175 companies in the Credit Services industry, placing it in the top 54.9%.
Is Ricoh Leasing Co's Peter Lynch Fair Value too high?
Ricoh Leasing Co's current Peter Lynch Fair Value is 円2,305.99. Based on the distribution chart, Ricoh Leasing Co ranks #96 out of 175 companies in the Credit Services industry, which is below the industry midpoint. Overall, Ricoh Leasing Co has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ricoh Leasing Co's Peter Lynch Fair Value compare to V and MA?
According to the Credit Services industry distribution chart, Ricoh Leasing Co ranks #96 out of 175 companies for Peter Lynch Fair Value. This places Ricoh Leasing Co in the lower half of its industry. The industry median Peter Lynch Fair Value is 0.59. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Peter Lynch Fair Value for a Credit Services company?
The median Peter Lynch Fair Value among Credit Services companies is 0.59, based on 175 companies in the industry. Companies in the top quartile (top 25%) have a Peter Lynch Fair Value significantly above this median, while those in the bottom quartile fall well below. However, Peter Lynch Fair Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Peter Lynch Fair Value mean?
A high Peter Lynch Fair Value can signal that a stock is expensive relative to its fundamentals. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Ricoh Leasing Co and its competitors. For the Credit Services industry, the median Peter Lynch Fair Value is 0.59 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ricoh Leasing Co's current Peter Lynch Fair Value is 円2,305.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ricoh Leasing Co stock overvalued right now?
Based on GuruFocus' analysis, Ricoh Leasing Co (TSE:8566) is currently considered Modestly Overvalued. The stock's GF Value™ is 円6,010.62, compared to a current price of 円6,890.00 — trading 14.6% above its estimated fair value. The current Peter Lynch Fair Value is 円2,305.99. Ricoh Leasing Co's overall GF Score™ is 72/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Peter Lynch Fair Value calculated?
Peter Lynch Fair Value is calculated from a company's financial statements. For Ricoh Leasing Co (TSE:8566), the current Peter Lynch Fair Value is 円2,305.99 as of Sep. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ricoh Leasing Co (TSE:8566) Overvalued in 2026?
Based on GuruFocus' analysis, Ricoh Leasing Co stock appears to be overvalued.
The current stock price of 円6,890.00 is trading 14.6% above its estimated GF Value™ of 円6,010.62.
GuruFocus considers Ricoh Leasing Co to be Modestly Overvalued.
Key valuation signals for TSE:8566:
Peter Lynch Fair Value: 円2,305.99
GF Value™: 円6,010.62 vs. price of 円6,890.00 (14.6% above fair value)
No single metric tells the full story. See the TSE:8566 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ricoh Leasing Co Ltd has two primary businesses: lease and installments, and financial services. The lease and installments business, which accounts for the vast majority of the company's revenue, provides business leasing, rental, installment, and credit products for business equipment, information-related equipment, medical equipment, and environment-related equipment. In the financial-services business, Ricoh provides loans to individuals, doctors, and corporations. It also serves as an agent to collect accounts receivable and provide billing services, and it has a credit card business and an asset-management service.
72GF Score
Get the complete analysis for TSE:8566
Peter Lynch Fair Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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