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Ricoh Leasing CoTSE:8566 -2.53%74 PB Ratio is 0.84 as of Aug. 04, 2026, which is 29% above its 10-year median of 0.65. GuruFocus rates TSE:8566 with a GF Score™ of 74/100 and a GF Value™ of 円5,874.34 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 525 Credit Services companies, Ricoh Leasing Co ranks better than 60.19% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-08-04), Ricoh Leasing Co's share price is 円6550.00. Ricoh Leasing Co's Book Value per Share for the quarter that ended in Mar. 2026 was 円7,840.58. Hence, Ricoh Leasing Co's PB Ratio of today is 0.84.
Warning Sign:
Ricoh Leasing Co Ltd stock PB Ratio (=0.85) is close to 10-year high of 0.85.
The historical rank and industry rank for Ricoh Leasing Co's PB Ratio or its related term are showing as below:
TSE:8566'
s PB Ratio Range Over the Past 10 Years
Min: 0.43 Med: 0.65 Max: 0.88
Current: 0.84
During the past 13 years, Ricoh Leasing Co's highest PB Ratio was 0.88. The lowest was 0.43. And the median was 0.65.
TSE:8566's PB Ratio is ranked better than 60.19% of 525
companies
in the Credit Services industry
Industry Median: 1.06
vs TSE:8566: 0.84
During the past 12 months, Ricoh Leasing Co's average Book Value Per Share Growth Rate was 3.30% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 4.50% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 4.90% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 5.40% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Ricoh Leasing Co was 10.10% per year. The lowest was 4.50% per year. And the median was 6.70% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Ricoh Leasing Co PB Ratio Related Terms
Ricoh Leasing Co PB Ratio Historical Data
* Premium members only.
The historical data trend for Ricoh Leasing Co's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Ricoh Leasing Co's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ricoh Leasing Co PB Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Ricoh Leasing Co's PB Ratio distribution charts can be found below:
* The bar in red indicates where Ricoh Leasing Co's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Ricoh Leasing Co (TSE:8566) has a PB Ratio of 0.84 as of Aug. 04, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Ricoh Leasing Co and its competitors. This is 29% above median its historical median of 0.65. Over the past decade, Ricoh Leasing Co's PB Ratio has ranged from 0.43 to 0.88. According to the industry distribution chart, Ricoh Leasing Co ranks #209 out of 525 companies in the Credit Services industry, placing it in the top 39.8%.
Is Ricoh Leasing Co's PB Ratio too high?
Ricoh Leasing Co's current PB Ratio of 0.84 is 29% above median its 10-year median of 0.65. Over the past 10 years, this metric has ranged from a low of 0.43 to a high of 0.88. The Credit Services industry median PB Ratio is 1.06. Ricoh Leasing Co's value of 0.84 is 20.8% below this industry median. Based on the distribution chart, Ricoh Leasing Co ranks #209 out of 525 companies in the Credit Services industry, which is above the industry midpoint. Overall, Ricoh Leasing Co has a GF Score™ of 74/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ricoh Leasing Co's PB Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Ricoh Leasing Co ranks #209 out of 525 companies for PB Ratio. This puts Ricoh Leasing Co in the upper half of its industry. The industry median PB Ratio is 1.06. Ricoh Leasing Co's value of 0.84 is 20.8% below this benchmark. Historically, Ricoh Leasing Co's own PB Ratio has ranged from 0.43 to 0.88 over the past decade. While the company's 10-year median is 0.65 vs. the industry median of 1.06, Ricoh Leasing Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Credit Services company?
The median PB Ratio among Credit Services companies is 1.06, based on 525 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ricoh Leasing Co's current PB Ratio of 0.84 is 20.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Ricoh Leasing Co and its competitors. For the Credit Services industry, the median PB Ratio is 1.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ricoh Leasing Co's current PB Ratio is 0.84, which is 29% above median its own 10-year median of 0.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ricoh Leasing Co stock overvalued right now?
Based on GuruFocus' analysis, Ricoh Leasing Co (TSE:8566) is currently considered Modestly Overvalued. The stock's GF Value™ is 円5,874.34, compared to a current price of 円6,550.00 — trading 11.5% above its estimated fair value. The current PB Ratio is 0.84, which is 29% above median its 10-year median of 0.65 and 20.8% below the Credit Services industry median of 1.06. Ricoh Leasing Co's overall GF Score™ is 74/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Ricoh Leasing Co (TSE:8566), the current PB Ratio is 0.84 as of Aug. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ricoh Leasing Co (TSE:8566) Overvalued in 2026?
Based on GuruFocus' analysis, Ricoh Leasing Co stock appears to be overvalued.
The current stock price of 円6,550.00 is trading 11.5% above its estimated GF Value™ of 円5,874.34.
GuruFocus considers Ricoh Leasing Co to be Modestly Overvalued.
Key valuation signals for TSE:8566:
PB Ratio: 0.84 (29% above median its 10-year median of 0.65)
GF Value™: 円5,874.34 vs. price of 円6,550.00 (11.5% above fair value)
Industry Position: 20.8% below the Credit Services median (#209 of 525)
No single metric tells the full story. See the TSE:8566 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ricoh Leasing Co Ltd has two primary businesses: lease and installments, and financial services. The lease and installments business, which accounts for the vast majority of the company's revenue, provides business leasing, rental, installment, and credit products for business equipment, information-related equipment, medical equipment, and environment-related equipment. In the financial-services business, Ricoh provides loans to individuals, doctors, and corporations. It also serves as an agent to collect accounts receivable and provide billing services, and it has a credit card business and an asset-management service.
74GF Score
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