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Ricoh Leasing CoTSE:8566 -0.72%72 Return-on-Tangible-Asset is 0.91% as of Jun. 2026, which is 23% below its 10-year median of 1.18. GuruFocus rates TSE:8566 with a GF Score™ of 72/100 and a GF Value™ of 円5,941.52 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 554 Credit Services companies, Ricoh Leasing Co ranks worse than 62.82% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Ricoh Leasing Co's annualizedNet Income for the quarter that ended in Jun. 2026 was 円13,200 Mil. Ricoh Leasing Co's average total tangible assets for the quarter that ended in Jun. 2026 was 円0 Mil. Therefore, Ricoh Leasing Co's annualized Return-on-Tangible-Asset for the quarter that ended in Jun. 2026 was 0.91%.
The historical rank and industry rank for Ricoh Leasing Co's Return-on-Tangible-Asset or its related term are showing as below:
TSE:8566'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 0.91 Med: 1.18 Max: 1.31
Current: 0.91
During the past 13 years, Ricoh Leasing Co's highest Return-on-Tangible-Asset was 1.31%. The lowest was 0.91%. And the median was 1.18%.
TSE:8566's Return-on-Tangible-Asset is ranked worse than 62.82% of 554
companies
in the Credit Services industry
Industry Median: 2.015
vs TSE:8566: 0.91
Ricoh Leasing Co (TSE:8566) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Ricoh Leasing Co Return-on-Tangible-Asset Related Terms
Ricoh Leasing Co Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for Ricoh Leasing Co's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TSE:8566 vs V, MA, AXP: Return-on-Tangible-Asset Comparison
For the Credit Services subindustry, Ricoh Leasing Co's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ricoh Leasing Co Return-on-Tangible-Asset vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Ricoh Leasing Co's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Ricoh Leasing Co's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Jun. 2026) net income data.
What does a Return-on-Tangible-Asset of 0.91% mean?
Ricoh Leasing Co (TSE:8566) has a Return-on-Tangible-Asset of 0.91% as of Jun. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Ricoh Leasing Co and its competitors. This is 23% below median its historical median of 1.18. Over the past decade, Ricoh Leasing Co's Return-on-Tangible-Asset has ranged from 0.91 to 1.31. According to the industry distribution chart, Ricoh Leasing Co ranks #348 out of 554 companies in the Credit Services industry, placing it in the top 62.8%.
Is Ricoh Leasing Co's Return-on-Tangible-Asset too high?
Ricoh Leasing Co's current Return-on-Tangible-Asset of 0.91% is 23% below median its 10-year median of 1.18. Over the past 10 years, this metric has ranged from a low of 0.91 to a high of 1.31. The Credit Services industry median Return-on-Tangible-Asset is 2.02. Ricoh Leasing Co's value of 0.91% is 54.8% below this industry median. Based on the distribution chart, Ricoh Leasing Co ranks #348 out of 554 companies in the Credit Services industry, which is below the industry midpoint. Overall, Ricoh Leasing Co has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ricoh Leasing Co's Return-on-Tangible-Asset compare to V and MA?
According to the Credit Services industry distribution chart, Ricoh Leasing Co ranks #348 out of 554 companies for Return-on-Tangible-Asset. This places Ricoh Leasing Co in the lower half of its industry. The industry median Return-on-Tangible-Asset is 2.02. Ricoh Leasing Co's value of 0.91% is 54.8% below this benchmark. Historically, Ricoh Leasing Co's own Return-on-Tangible-Asset has ranged from 0.91 to 1.31 over the past decade. While the company's 10-year median is 1.18 vs. the industry median of 2.02, Ricoh Leasing Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Credit Services company?
The median Return-on-Tangible-Asset among Credit Services companies is 2.02, based on 554 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ricoh Leasing Co's current Return-on-Tangible-Asset of 0.91% is 54.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Ricoh Leasing Co and its competitors. For the Credit Services industry, the median Return-on-Tangible-Asset is 2.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ricoh Leasing Co's current Return-on-Tangible-Asset is 0.91%, which is 23% below median its own 10-year median of 1.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ricoh Leasing Co stock overvalued right now?
Based on GuruFocus' analysis, Ricoh Leasing Co (TSE:8566) is currently considered Modestly Overvalued. The stock's GF Value™ is 円5,941.52, compared to a current price of 円6,890.00 — trading 16% above its estimated fair value. The current Return-on-Tangible-Asset is 0.91%, which is 23% below median its 10-year median of 1.18 and 54.8% below the Credit Services industry median of 2.02. Ricoh Leasing Co's overall GF Score™ is 72/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Ricoh Leasing Co (TSE:8566), the current Return-on-Tangible-Asset is 0.91% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ricoh Leasing Co (TSE:8566) Overvalued in 2026?
Based on GuruFocus' analysis, Ricoh Leasing Co stock appears to be overvalued.
The current stock price of 円6,890.00 is trading 16% above its estimated GF Value™ of 円5,941.52.
GuruFocus considers Ricoh Leasing Co to be Modestly Overvalued.
Key valuation signals for TSE:8566:
Return-on-Tangible-Asset: 0.91% (23% below median its 10-year median of 1.18)
GF Value™: 円5,941.52 vs. price of 円6,890.00 (16% above fair value)
Industry Position: 54.8% below the Credit Services median (#348 of 554)
No single metric tells the full story. See the TSE:8566 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ricoh Leasing Co Ltd has two primary businesses: lease and installments, and financial services. The lease and installments business, which accounts for the vast majority of the company's revenue, provides business leasing, rental, installment, and credit products for business equipment, information-related equipment, medical equipment, and environment-related equipment. In the financial-services business, Ricoh provides loans to individuals, doctors, and corporations. It also serves as an agent to collect accounts receivable and provide billing services, and it has a credit card business and an asset-management service.
72GF Score
Get the complete analysis for TSE:8566
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