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Ricoh Leasing CoTSE:8566 -0.72%72 5-Year Yield-on-Cost % is 5.20 as of Sep. 20, 2026, which is 6% below its 10-year median of 5.56. GuruFocus rates TSE:8566 with a GF Score™ of 72/100 and a GF Value™ of 円5,941.52 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 206 Credit Services companies, Ricoh Leasing Co ranks better than 56.31% on this metric.
Ricoh Leasing Co's yield on cost for the quarter that ended in Jun. 2026 was 5.20.
The historical rank and industry rank for Ricoh Leasing Co's 5-Year Yield-on-Cost % or its related term are showing as below:
TSE:8566'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 2.73 Med: 5.56 Max: 7.39
Current: 5.2
During the past 13 years, Ricoh Leasing Co's highest Yield on Cost was 7.39. The lowest was 2.73. And the median was 5.56.
TSE:8566's 5-Year Yield-on-Cost % is ranked better than 56.31% of 206
companies
in the Credit Services industry
Industry Median: 4.64
vs TSE:8566: 5.20
Ricoh Leasing Co (TSE:8566) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Ricoh Leasing Co 5-Year Yield-on-Cost % Related Terms
TSE:8566 vs V, MA, AXP: 5-Year Yield-on-Cost % Comparison
For the Credit Services subindustry, Ricoh Leasing Co's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ricoh Leasing Co 5-Year Yield-on-Cost % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Ricoh Leasing Co's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Ricoh Leasing Co's 5-Year Yield-on-Cost % falls into.
Ricoh Leasing Co 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Ricoh Leasing Co (TSE:8566) has a 5-Year Yield-on-Cost % of 5.20 as of Sep. 20, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Ricoh Leasing Co and its competitors. This is near median its historical median of 5.56. Over the past decade, Ricoh Leasing Co's 5-Year Yield-on-Cost % has ranged from 2.73 to 7.39. According to the industry distribution chart, Ricoh Leasing Co ranks #90 out of 206 companies in the Credit Services industry, placing it in the top 43.7%.
Is Ricoh Leasing Co's 5-Year Yield-on-Cost % too high?
Ricoh Leasing Co's current 5-Year Yield-on-Cost % of 5.20 is near median its 10-year median of 5.56. Over the past 10 years, this metric has ranged from a low of 2.73 to a high of 7.39. The Credit Services industry median 5-Year Yield-on-Cost % is 4.64. Ricoh Leasing Co's value of 5.20 is 12.1% above this industry median. Based on the distribution chart, Ricoh Leasing Co ranks #90 out of 206 companies in the Credit Services industry, which is above the industry midpoint. Overall, Ricoh Leasing Co has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ricoh Leasing Co's 5-Year Yield-on-Cost % compare to V and MA?
According to the Credit Services industry distribution chart, Ricoh Leasing Co ranks #90 out of 206 companies for 5-Year Yield-on-Cost %. This puts Ricoh Leasing Co in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 4.64. Ricoh Leasing Co's value of 5.20 is 12.1% above this benchmark. Historically, Ricoh Leasing Co's own 5-Year Yield-on-Cost % has ranged from 2.73 to 7.39 over the past decade. While the company's 10-year median is 5.56 vs. the industry median of 4.64, Ricoh Leasing Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Credit Services company?
The median 5-Year Yield-on-Cost % among Credit Services companies is 4.64, based on 206 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ricoh Leasing Co's current 5-Year Yield-on-Cost % of 5.20 is 12.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Ricoh Leasing Co and its competitors. For the Credit Services industry, the median 5-Year Yield-on-Cost % is 4.64 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ricoh Leasing Co's current 5-Year Yield-on-Cost % is 5.20, which is near median its own 10-year median of 5.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ricoh Leasing Co stock overvalued right now?
Based on GuruFocus' analysis, Ricoh Leasing Co (TSE:8566) is currently considered Modestly Overvalued. The stock's GF Value™ is 円5,941.52, compared to a current price of 円6,890.00 — trading 16% above its estimated fair value. The current 5-Year Yield-on-Cost % is 5.20, which is near median its 10-year median of 5.56 and 12.1% above the Credit Services industry median of 4.64. Ricoh Leasing Co's overall GF Score™ is 72/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Ricoh Leasing Co (TSE:8566), the current 5-Year Yield-on-Cost % is 5.20 as of Sep. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ricoh Leasing Co (TSE:8566) Overvalued in 2026?
Based on GuruFocus' analysis, Ricoh Leasing Co stock appears to be overvalued.
The current stock price of 円6,890.00 is trading 16% above its estimated GF Value™ of 円5,941.52.
GuruFocus considers Ricoh Leasing Co to be Modestly Overvalued.
Key valuation signals for TSE:8566:
5-Year Yield-on-Cost %: 5.20 (near median its 10-year median of 5.56)
GF Value™: 円5,941.52 vs. price of 円6,890.00 (16% above fair value)
Industry Position: 12.1% above the Credit Services median (#90 of 206)
No single metric tells the full story. See the TSE:8566 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ricoh Leasing Co Ltd has two primary businesses: lease and installments, and financial services. The lease and installments business, which accounts for the vast majority of the company's revenue, provides business leasing, rental, installment, and credit products for business equipment, information-related equipment, medical equipment, and environment-related equipment. In the financial-services business, Ricoh provides loans to individuals, doctors, and corporations. It also serves as an agent to collect accounts receivable and provide billing services, and it has a credit card business and an asset-management service.
72GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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