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Ricoh Leasing CoTSE:8566 -0.72%72 Debt-to-Equity is 4.62 as of Jun. 2026, which is 5% above its 10-year median of 4.42. GuruFocus rates TSE:8566 with a GF Score™ of 72/100 and a GF Value™ of 円5,941.52 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 459 Credit Services companies, Ricoh Leasing Co ranks worse than 83.44% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Ricoh Leasing Co's Debt-to-Equity or its related term are showing as below:
TSE:8566'
s Debt-to-Equity Range Over the Past 10 Years
Min: 4.03 Med: 4.42 Max: 4.65
Current: 4.54
During the past 13 years, the highest Debt-to-Equity Ratio of Ricoh Leasing Co was 4.65. The lowest was 4.03. And the median was 4.42.
TSE:8566's Debt-to-Equity is ranked worse than 83.44% of 459
companies
in the Credit Services industry
Industry Median: 1.21
vs TSE:8566: 4.54
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Ricoh Leasing Co Debt-to-Equity Related Terms
Ricoh Leasing Co Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Ricoh Leasing Co's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Ricoh Leasing Co's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ricoh Leasing Co Debt-to-Equity vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Ricoh Leasing Co's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Ricoh Leasing Co's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ricoh Leasing Co (TSE:8566) has a Debt-to-Equity of 4.62 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Ricoh Leasing Co and its competitors. This is near median its historical median of 4.42. Over the past decade, Ricoh Leasing Co's Debt-to-Equity has ranged from 4.03 to 4.65. According to the industry distribution chart, Ricoh Leasing Co ranks #383 out of 459 companies in the Credit Services industry, placing it in the top 83.4%.
Is Ricoh Leasing Co's Debt-to-Equity too high?
Ricoh Leasing Co's current Debt-to-Equity of 4.62 is near median its 10-year median of 4.42. Over the past 10 years, this metric has ranged from a low of 4.03 to a high of 4.65. The Credit Services industry median Debt-to-Equity is 1.21. Ricoh Leasing Co's value of 4.62 is 281.8% above this industry median. Based on the distribution chart, Ricoh Leasing Co ranks #383 out of 459 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Ricoh Leasing Co has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ricoh Leasing Co's Debt-to-Equity compare to V and MA?
According to the Credit Services industry distribution chart, Ricoh Leasing Co ranks #383 out of 459 companies for Debt-to-Equity. This places Ricoh Leasing Co in the lower half of its industry. The industry median Debt-to-Equity is 1.21. Ricoh Leasing Co's value of 4.62 is 281.8% above this benchmark. Historically, Ricoh Leasing Co's own Debt-to-Equity has ranged from 4.03 to 4.65 over the past decade. While the company's 10-year median is 4.42 vs. the industry median of 1.21, Ricoh Leasing Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Credit Services company?
The median Debt-to-Equity among Credit Services companies is 1.21, based on 459 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ricoh Leasing Co's current Debt-to-Equity of 4.62 is 281.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Ricoh Leasing Co and its competitors. For the Credit Services industry, the median Debt-to-Equity is 1.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ricoh Leasing Co's current Debt-to-Equity is 4.62, which is near median its own 10-year median of 4.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ricoh Leasing Co stock overvalued right now?
Based on GuruFocus' analysis, Ricoh Leasing Co (TSE:8566) is currently considered Modestly Overvalued. The stock's GF Value™ is 円5,941.52, compared to a current price of 円6,890.00 — trading 16% above its estimated fair value. The current Debt-to-Equity is 4.62, which is near median its 10-year median of 4.42 and 281.8% above the Credit Services industry median of 1.21. Ricoh Leasing Co's overall GF Score™ is 72/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Ricoh Leasing Co (TSE:8566), the current Debt-to-Equity is 4.62 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ricoh Leasing Co (TSE:8566) Overvalued in 2026?
Based on GuruFocus' analysis, Ricoh Leasing Co stock appears to be overvalued.
The current stock price of 円6,890.00 is trading 16% above its estimated GF Value™ of 円5,941.52.
GuruFocus considers Ricoh Leasing Co to be Modestly Overvalued.
Key valuation signals for TSE:8566:
Debt-to-Equity: 4.62 (near median its 10-year median of 4.42)
GF Value™: 円5,941.52 vs. price of 円6,890.00 (16% above fair value)
Industry Position: 281.8% above the Credit Services median (#383 of 459)
No single metric tells the full story. See the TSE:8566 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ricoh Leasing Co Ltd has two primary businesses: lease and installments, and financial services. The lease and installments business, which accounts for the vast majority of the company's revenue, provides business leasing, rental, installment, and credit products for business equipment, information-related equipment, medical equipment, and environment-related equipment. In the financial-services business, Ricoh provides loans to individuals, doctors, and corporations. It also serves as an agent to collect accounts receivable and provide billing services, and it has a credit card business and an asset-management service.
72GF Score
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