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Ricoh Leasing CoTSE:8566 -2.53%74 ROC (Joel Greenblatt) % is 1.29% as of Mar. 2026, which is 31% below its 10-year median of 1.88. GuruFocus rates TSE:8566 with a GF Score™ of 74/100 and a GF Value™ of 円5,874.34 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 417 Credit Services companies, Ricoh Leasing Co ranks worse than 70.02% on this metric.
Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits). He defines ROC (Joel Greenblatt) % as EBIT divided by the total of Property, Plant and Equipment and net working capital. Ricoh Leasing Co's annualized ROC (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 1.29%.
The historical rank and industry rank for Ricoh Leasing Co's ROC (Joel Greenblatt) % or its related term are showing as below:
TSE:8566'
s ROC (Joel Greenblatt) % Range Over the Past 10 Years
Min: 1.54 Med: 1.88 Max: 2.06
Current: 1.59
During the past 13 years, Ricoh Leasing Co's highest ROC (Joel Greenblatt) % was 2.06%. The lowest was 1.54%. And the median was 1.88%.
TSE:8566's ROC (Joel Greenblatt) % is ranked worse than 70.02% of 417
companies
in the Credit Services industry
Industry Median: 38.19
vs TSE:8566: 1.59
Ricoh Leasing Co's 5-Year average Growth Rate of ROC (Joel Greenblatt) % was -1.10% per year.
Ricoh Leasing Co (TSE:8566) ROC (Joel Greenblatt) % Explanation
The way Joel Greenblatt defines Return on Capital is a more accurate measure of how efficiently the company generates returns onthe capital actually invested in the business. EBIT is used instead of net income because the tax and interest payment may be affected by factors other than the core business operation. Intangible assets are not included in the calculation because they don't need to be replaced.
Ricoh Leasing Co ROC (Joel Greenblatt) % Related Terms
Ricoh Leasing Co ROC (Joel Greenblatt) % Historical Data
* Premium members only.
The historical data trend for Ricoh Leasing Co's ROC (Joel Greenblatt) % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TSE:8566 vs V, MA, AXP: ROC (Joel Greenblatt) % Comparison
For the Credit Services subindustry, Ricoh Leasing Co's ROC (Joel Greenblatt) %, along with its competitors' market caps and ROC (Joel Greenblatt) % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ricoh Leasing Co ROC (Joel Greenblatt) % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Ricoh Leasing Co's ROC (Joel Greenblatt) % distribution charts can be found below:
* The bar in red indicates where Ricoh Leasing Co's ROC (Joel Greenblatt) % falls into.
Ricoh Leasing Co ROC (Joel Greenblatt) % Calculation
Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits) . He defines Return on Capital as follows:
EBIT stands for Earnings Before Interest and Taxes.
Fixed Assets are also known as non-current assets. They include the Property, Plant and Equipment that the firm needs in its operation.
GuruFocus calculates net working capital as: (Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Deferred Revenue + Other Current Liabilities). We're trying to account for OPERATING assets and liabilities (part of daily business) when calculating working capital. Cash and marketable securities are considered NON-OPERATING assets and are not included in calculation. We will also back out all interest bearing debt, short term debt and the portion of long term debt that is due in the current period from the current liabilities. This debt will be considered when computing cost of capital and it would be inappropriate to count it twice.
Note:
The EBIT data used here is four times the quarterly (Mar. 2026) EBIT data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a ROC (Joel Greenblatt) % of 1.29% mean?
Ricoh Leasing Co (TSE:8566) has a ROC (Joel Greenblatt) % of 1.29% as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Ricoh Leasing Co and its competitors. This is 31% below median its historical median of 1.88. Over the past decade, Ricoh Leasing Co's ROC (Joel Greenblatt) % has ranged from 1.54 to 2.06. According to the industry distribution chart, Ricoh Leasing Co ranks #292 out of 417 companies in the Credit Services industry, placing it in the top 70%.
Is Ricoh Leasing Co's ROC (Joel Greenblatt) % too high?
Ricoh Leasing Co's current ROC (Joel Greenblatt) % of 1.29% is 31% below median its 10-year median of 1.88. Over the past 10 years, this metric has ranged from a low of 1.54 to a high of 2.06. The Credit Services industry median ROC (Joel Greenblatt) % is 38.19. Ricoh Leasing Co's value of 1.29% is 96.6% below this industry median. Based on the distribution chart, Ricoh Leasing Co ranks #292 out of 417 companies in the Credit Services industry, which is below the industry midpoint. Overall, Ricoh Leasing Co has a GF Score™ of 74/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ricoh Leasing Co's ROC (Joel Greenblatt) % compare to V and MA?
According to the Credit Services industry distribution chart, Ricoh Leasing Co ranks #292 out of 417 companies for ROC (Joel Greenblatt) %. This places Ricoh Leasing Co in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 38.19. Ricoh Leasing Co's value of 1.29% is 96.6% below this benchmark. Historically, Ricoh Leasing Co's own ROC (Joel Greenblatt) % has ranged from 1.54 to 2.06 over the past decade. While the company's 10-year median is 1.88 vs. the industry median of 38.19, Ricoh Leasing Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Credit Services company?
The median ROC (Joel Greenblatt) % among Credit Services companies is 38.19, based on 417 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ricoh Leasing Co's current ROC (Joel Greenblatt) % of 1.29% is 96.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Ricoh Leasing Co and its competitors. For the Credit Services industry, the median ROC (Joel Greenblatt) % is 38.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ricoh Leasing Co's current ROC (Joel Greenblatt) % is 1.29%, which is 31% below median its own 10-year median of 1.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ricoh Leasing Co stock overvalued right now?
Based on GuruFocus' analysis, Ricoh Leasing Co (TSE:8566) is currently considered Modestly Overvalued. The stock's GF Value™ is 円5,874.34, compared to a current price of 円6,550.00 — trading 11.5% above its estimated fair value. The current ROC (Joel Greenblatt) % is 1.29%, which is 31% below median its 10-year median of 1.88 and 96.6% below the Credit Services industry median of 38.19. Ricoh Leasing Co's overall GF Score™ is 74/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Ricoh Leasing Co (TSE:8566), the current ROC (Joel Greenblatt) % is 1.29% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ricoh Leasing Co (TSE:8566) Overvalued in 2026?
Based on GuruFocus' analysis, Ricoh Leasing Co stock appears to be overvalued.
The current stock price of 円6,550.00 is trading 11.5% above its estimated GF Value™ of 円5,874.34.
GuruFocus considers Ricoh Leasing Co to be Modestly Overvalued.
Key valuation signals for TSE:8566:
ROC (Joel Greenblatt) %: 1.29% (31% below median its 10-year median of 1.88)
GF Value™: 円5,874.34 vs. price of 円6,550.00 (11.5% above fair value)
Industry Position: 96.6% below the Credit Services median (#292 of 417)
No single metric tells the full story. See the TSE:8566 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ricoh Leasing Co Ltd has two primary businesses: lease and installments, and financial services. The lease and installments business, which accounts for the vast majority of the company's revenue, provides business leasing, rental, installment, and credit products for business equipment, information-related equipment, medical equipment, and environment-related equipment. In the financial-services business, Ricoh provides loans to individuals, doctors, and corporations. It also serves as an agent to collect accounts receivable and provide billing services, and it has a credit card business and an asset-management service.
74GF Score
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