Ricoh Leasing Co (TSE:8566) PEG Ratio: 2.85 (As of Aug. 04, 2026) — 60% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:8566 Ricoh Leasing Co Ltd TSE:8566
74 GF Score
Price 円6,550.00
GF Value 円5,874.34
Valuation Modestly Overvalued
! 7 Warning Signs
View Full Analysis

What is Ricoh Leasing Co PEG Ratio?

Ricoh Leasing Co TSE:8566 -2.53% 74 PEG Ratio is 2.85 as of Aug. 04, 2026, which is 60% below its 10-year median of 7.11. GuruFocus rates TSE:8566 with a GF Score™ of 74/100 and a GF Value™ of 円5,874.34 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 233 Credit Services companies, Ricoh Leasing Co ranks worse than 78.54% on this metric.

PE Ratio without NRI / 5-Year EBITDA Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use is the 5-Year EBITDA growth rate. As of today, Ricoh Leasing Co's PE Ratio without NRI is 14.52. Ricoh Leasing Co's 5-Year EBITDA growth rate is 5.10%. Therefore, Ricoh Leasing Co's PEG Ratio for today is 2.85.

* The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Ricoh Leasing Co's PEG Ratio or its related term are showing as below:

TSE:8566' s PEG Ratio Range Over the Past 10 Years
Min: 0.67   Med: 7.11   Max: 38.55
Current: 2.92


During the past 13 years, Ricoh Leasing Co's highest PEG Ratio was 38.55. The lowest was 0.67. And the median was 7.11.


TSE:8566's PEG Ratio is ranked worse than
78.54% of 233 companies
in the Credit Services industry
Industry Median: 0.91 vs TSE:8566: 2.92

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


Ricoh Leasing Co  (TSE:8566) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


Ricoh Leasing Co PEG Ratio Related Terms


Ricoh Leasing Co PEG Ratio Historical Data

* Premium members only.

The historical data trend for Ricoh Leasing Co's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ricoh Leasing Co PEG Ratio Chart

Ricoh Leasing Co Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.18 1.40 11.33 1.27 0.66

Ricoh Leasing Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.27 0.84 0.82 0.73 0.66

TSE:8566 vs V, MA, AXP: PEG Ratio Comparison

For the Credit Services subindustry, Ricoh Leasing Co's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ricoh Leasing Co PEG Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Ricoh Leasing Co's PEG Ratio distribution charts can be found below:

* The bar in red indicates where Ricoh Leasing Co's PEG Ratio falls into.


TSE:8566
74GF Score
Ricoh Leasing Co Ltd TSE:8566
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Ricoh Leasing Co PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year EBITDA growth rate.

Ricoh Leasing Co's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year EBITDA Growth Rate*
=14.51636137983/5.10
=2.85

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 2.85 mean?
Ricoh Leasing Co (TSE:8566) has a PEG Ratio of 2.85 as of Aug. 04, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Ricoh Leasing Co and its competitors. This is 60% below median its historical median of 7.11. Over the past decade, Ricoh Leasing Co's PEG Ratio has ranged from 0.67 to 38.55. According to the industry distribution chart, Ricoh Leasing Co ranks #183 out of 233 companies in the Credit Services industry, placing it in the top 78.5%.
Is Ricoh Leasing Co's PEG Ratio too high?
Ricoh Leasing Co's current PEG Ratio of 2.85 is 60% below median its 10-year median of 7.11. Over the past 10 years, this metric has ranged from a low of 0.67 to a high of 38.55. The Credit Services industry median PEG Ratio is 0.91. Ricoh Leasing Co's value of 2.85 is 213.2% above this industry median. Based on the distribution chart, Ricoh Leasing Co ranks #183 out of 233 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Ricoh Leasing Co has a GF Score™ of 74/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ricoh Leasing Co's PEG Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Ricoh Leasing Co ranks #183 out of 233 companies for PEG Ratio. This places Ricoh Leasing Co in the lower half of its industry. The industry median PEG Ratio is 0.91. Ricoh Leasing Co's value of 2.85 is 213.2% above this benchmark. Historically, Ricoh Leasing Co's own PEG Ratio has ranged from 0.67 to 38.55 over the past decade. While the company's 10-year median is 7.11 vs. the industry median of 0.91, Ricoh Leasing Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Credit Services company?
The median PEG Ratio among Credit Services companies is 0.91, based on 233 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ricoh Leasing Co's current PEG Ratio of 2.85 is 213.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Ricoh Leasing Co and its competitors. For the Credit Services industry, the median PEG Ratio is 0.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ricoh Leasing Co's current PEG Ratio is 2.85, which is 60% below median its own 10-year median of 7.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ricoh Leasing Co stock overvalued right now?
Based on GuruFocus' analysis, Ricoh Leasing Co (TSE:8566) is currently considered Modestly Overvalued. The stock's GF Value™ is 円5,874.34, compared to a current price of 円6,550.00 — trading 11.5% above its estimated fair value. The current PEG Ratio is 2.85, which is 60% below median its 10-year median of 7.11 and 213.2% above the Credit Services industry median of 0.91. Ricoh Leasing Co's overall GF Score™ is 74/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Ricoh Leasing Co (TSE:8566), the current PEG Ratio is 2.85 as of Aug. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ricoh Leasing Co (TSE:8566) Overvalued in 2026?

Based on GuruFocus' analysis, Ricoh Leasing Co stock appears to be overvalued. The current stock price of 円6,550.00 is trading 11.5% above its estimated GF Value™ of 円5,874.34. GuruFocus considers Ricoh Leasing Co to be Modestly Overvalued.

Key valuation signals for TSE:8566:

  • PEG Ratio: 2.85 (60% below median its 10-year median of 7.11)
  • GF Value™: 円5,874.34 vs. price of 円6,550.00 (11.5% above fair value)
  • GF Score™: 74/100 with 7 warning signs
  • Industry Position: 213.2% above the Credit Services median (#183 of 233)

No single metric tells the full story. See the TSE:8566 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ricoh Leasing Co Business Description

Address 1-7-12 Shinonome, Koto-ku, Tokyo, JPN, 135-8518
Ricoh Leasing Co Ltd has two primary businesses: lease and installments, and financial services. The lease and installments business, which accounts for the vast majority of the company's revenue, provides business leasing, rental, installment, and credit products for business equipment, information-related equipment, medical equipment, and environment-related equipment. In the financial-services business, Ricoh provides loans to individuals, doctors, and corporations. It also serves as an agent to collect accounts receivable and provide billing services, and it has a credit card business and an asset-management service.
74GF Score

Get the complete analysis for TSE:8566

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円6,550.00
Price
円5,874.34
GF Value