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Investment Friends SEWAR:IFR 33 Current Ratio is 1,627.00 as of Mar. 2026, which is 5559% above its 10-year median of 28.75. GuruFocus rates WAR:IFR with a GF Score™ of 33/100 and a GF Value™ of zł0.49 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 398 Credit Services companies, Investment Friends SE ranks better than 96.48% on this metric.
The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Investment Friends SE's current ratio for the quarter that ended in Mar. 2026 was 1,627.00.
Investment Friends SE has a current ratio of 1,627.00. It generally indicates good short-term financial strength.
The historical rank and industry rank for Investment Friends SE's Current Ratio or its related term are showing as below:
WAR:IFR'
s Current Ratio Range Over the Past 10 Years
Min: 0.43 Med: 28.75 Max: 1671
Current: 1623.5
During the past 13 years, Investment Friends SE's highest Current Ratio was 1671.00. The lowest was 0.43. And the median was 28.75.
WAR:IFR's Current Ratio is ranked better than 96.48% of 398
companies
in the Credit Services industry
Industry Median: 4.74
vs WAR:IFR: 1623.50
Investment Friends SE (WAR:IFR) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Investment Friends SE Current Ratio Related Terms
Investment Friends SE Current Ratio Historical Data
* Premium members only.
The historical data trend for Investment Friends SE's Current Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Investment Friends SE's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Investment Friends SE Current Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Investment Friends SE's Current Ratio distribution charts can be found below:
* The bar in red indicates where Investment Friends SE's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Investment Friends SE (WAR:IFR) has a Current Ratio of 1,627.00 as of Mar. 2026. This is 5559% above median its historical median of 28.75. Over the past decade, Investment Friends SE's Current Ratio has ranged from 0.43 to 1,671.00. According to the industry distribution chart, Investment Friends SE ranks #14 out of 398 companies in the Credit Services industry, placing it in the top 3.5%.
Is Investment Friends SE's Current Ratio too high?
Investment Friends SE's current Current Ratio of 1,627.00 is 5559% above median its 10-year median of 28.75. Over the past 10 years, this metric has ranged from a low of 0.43 to a high of 1,671.00. The Credit Services industry median Current Ratio is 4.74. Investment Friends SE's value of 1,627.00 is 34224.9% above this industry median. Based on the distribution chart, Investment Friends SE ranks #14 out of 398 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Investment Friends SE has a GF Score™ of 33/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Investment Friends SE's Current Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Investment Friends SE ranks #14 out of 398 companies for Current Ratio. This places Investment Friends SE in the top 4% of its industry — outperforming the majority of peers. The industry median Current Ratio is 4.74. Investment Friends SE's value of 1,627.00 is 34224.9% above this benchmark. Historically, Investment Friends SE's own Current Ratio has ranged from 0.43 to 1,671.00 over the past decade. While the company's 10-year median is 28.75 vs. the industry median of 4.74, Investment Friends SE has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Credit Services company?
The median Current Ratio among Credit Services companies is 4.74, based on 398 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Investment Friends SE's current Current Ratio of 1,627.00 is 34224.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Credit Services industry, the median Current Ratio is 4.74 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Investment Friends SE's current Current Ratio is 1,627.00, which is 5559% above median its own 10-year median of 28.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Investment Friends SE stock overvalued right now?
Based on GuruFocus' analysis, Investment Friends SE (WAR:IFR) is currently considered Possible Value Trap. The stock's GF Value™ is zł0.49, compared to a current price of zł0.12 — trading 76.5% below its estimated fair value. The current Current Ratio is 1,627.00, which is 5559% above median its 10-year median of 28.75 and 34224.9% above the Credit Services industry median of 4.74. Investment Friends SE's overall GF Score™ is 33/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Investment Friends SE (WAR:IFR), the current Current Ratio is 1,627.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Investment Friends SE (WAR:IFR) Overvalued in 2026?
Based on GuruFocus' analysis, Investment Friends SE stock appears to be undervalued.
The current stock price of zł0.12 is trading 76.5% below its estimated GF Value™ of zł0.49.
GuruFocus considers Investment Friends SE to be Possible Value Trap.
Key valuation signals for WAR:IFR:
Current Ratio: 1,627.00 (5559% above median its 10-year median of 28.75)
GF Value™: zł0.49 vs. price of zł0.12 (76.5% below fair value)
Industry Position: 34224.9% above the Credit Services median (#14 of 398)
No single metric tells the full story. See the WAR:IFR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Investment Friends SE provides financial services, mainly granting loans and generating revenue from interest on loans granted. The company derives the majority of its revenue from customers in Estonia, with the remainder from Poland. Loans granted to related parties were subsequently invested by those entities in real estate and tradeable securities.
33GF Score
Get the complete analysis for WAR:IFR
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