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Investment Friends SEWAR:IFR 33 PS Ratio is 28.75 as of Jul. 23, 2026, which is 51% below its 10-year median of 58.73. GuruFocus rates WAR:IFR with a GF Score™ of 33/100 and a GF Value™ of zł0.49 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 523 Credit Services companies, Investment Friends SE ranks worse than 93.31% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Investment Friends SE's share price is zł0.115.
Investment Friends SE's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was zł0.00. Hence, Investment Friends SE's PS Ratio for today is 28.75.
Good Sign:
Investment Friends SE stock PS Ratio (=28) is close to 3-year low of 28.
The historical rank and industry rank for Investment Friends SE's PS Ratio or its related term are showing as below:
WAR:IFR'
s PS Ratio Range Over the Past 10 Years
Min: 1.76 Med: 58.73 Max: 346
Current: 28.75
During the past 13 years, Investment Friends SE's highest PS Ratio was 346.00. The lowest was 1.76. And the median was 58.73.
WAR:IFR's PS Ratio is ranked worse than 93.31% of 523
companies
in the Credit Services industry
Industry Median: 2.89
vs WAR:IFR: 28.75
Investment Friends SE revenue per share has been in decline for the last 5 years.
During the past 12 months, the average Revenue per Share Growth Rate of Investment Friends SE was 100.00% per year.
During the past 3 years, the average Revenue per Share Growth Rate was -26.30% per year.
During the past 5 years, the average Revenue per Share Growth Rate was -18.60% per year.
During the past 10 years, the average Revenue per Share Growth Rate was -32.40% per year.
During the past 13 years, Investment Friends SE's highest 3-Year average Revenue per Share Growth Rate was 71.00% per year. The lowest was -91.30% per year. And the median was -23.45% per year.
Back to Basics: PS Ratio
Investment Friends SE (WAR:IFR) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Investment Friends SE's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Investment Friends SE PS Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Investment Friends SE's PS Ratio distribution charts can be found below:
* The bar in red indicates where Investment Friends SE's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Investment Friends SE's Share Price of today is zł0.115. Investment Friends SE's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was zł0.00.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Investment Friends SE (WAR:IFR) has a PS Ratio of 28.75 as of Jul. 23, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Investment Friends SE and its competitors. This is 51% below median its historical median of 58.73. Over the past decade, Investment Friends SE's PS Ratio has ranged from 1.76 to 346.00. According to the industry distribution chart, Investment Friends SE ranks #488 out of 523 companies in the Credit Services industry, placing it in the top 93.3%.
Is Investment Friends SE's PS Ratio too high?
Investment Friends SE's current PS Ratio of 28.75 is 51% below median its 10-year median of 58.73. Over the past 10 years, this metric has ranged from a low of 1.76 to a high of 346.00. The Credit Services industry median PS Ratio is 2.89. Investment Friends SE's value of 28.75 is 894.8% above this industry median. Based on the distribution chart, Investment Friends SE ranks #488 out of 523 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Investment Friends SE has a GF Score™ of 33/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Investment Friends SE's PS Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Investment Friends SE ranks #488 out of 523 companies for PS Ratio. This places Investment Friends SE in the lower half of its industry. The industry median PS Ratio is 2.89. Investment Friends SE's value of 28.75 is 894.8% above this benchmark. Historically, Investment Friends SE's own PS Ratio has ranged from 1.76 to 346.00 over the past decade. While the company's 10-year median is 58.73 vs. the industry median of 2.89, Investment Friends SE has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Credit Services company?
The median PS Ratio among Credit Services companies is 2.89, based on 523 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Investment Friends SE's current PS Ratio of 28.75 is 894.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Investment Friends SE and its competitors. For the Credit Services industry, the median PS Ratio is 2.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Investment Friends SE's current PS Ratio is 28.75, which is 51% below median its own 10-year median of 58.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Investment Friends SE stock overvalued right now?
Based on GuruFocus' analysis, Investment Friends SE (WAR:IFR) is currently considered Possible Value Trap. The stock's GF Value™ is zł0.49, compared to a current price of zł0.12 — trading 76.5% below its estimated fair value. The current PS Ratio is 28.75, which is 51% below median its 10-year median of 58.73 and 894.8% above the Credit Services industry median of 2.89. Investment Friends SE's overall GF Score™ is 33/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Investment Friends SE (WAR:IFR), the current PS Ratio is 28.75 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Investment Friends SE (WAR:IFR) Overvalued in 2026?
Based on GuruFocus' analysis, Investment Friends SE stock appears to be undervalued.
The current stock price of zł0.12 is trading 76.5% below its estimated GF Value™ of zł0.49.
GuruFocus considers Investment Friends SE to be Possible Value Trap.
Key valuation signals for WAR:IFR:
PS Ratio: 28.75 (51% below median its 10-year median of 58.73)
GF Value™: zł0.49 vs. price of zł0.12 (76.5% below fair value)
Industry Position: 894.8% above the Credit Services median (#488 of 523)
No single metric tells the full story. See the WAR:IFR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Investment Friends SE provides financial services, mainly granting loans and generating revenue from interest on loans granted. The company derives the majority of its revenue from customers in Estonia, with the remainder from Poland. Loans granted to related parties were subsequently invested by those entities in real estate and tradeable securities.
33GF Score
Get the complete analysis for WAR:IFR
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