Investment Friends SE (WAR:IFR) Profitability Rank: 4 (As of Mar. 2026) — 33% Above Median

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Director of Data and Quant Analytics at GuruFocus
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WAR:IFR Investment Friends SE WAR:IFR
33 GF Score
Price zł0.12
GF Value zł0.48
Valuation Possible Value Trap
! 3 Warning Signs
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What is Investment Friends SE Profitability Rank?

Investment Friends SE WAR:IFR 33 Profitability Rank is 4 as of Mar. 2026, which is 33% above its 10-year median of 3.00. GuruFocus rates WAR:IFR with a GF Score™ of 33/100 and a GF Value™ of zł0.48 (Possible Value Trap). The stock has 3 warning signs investors should review.

Investment Friends SE has the Profitability Rank of 4.

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way. It is rated on a scale of 1 to 10 and is based on these factors:

1. Operating Margin %
2. Piotroski F-Score
3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.
4. Consistency of the profitability
5. Predictability Rank

A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Investment Friends SE's Operating Margin % for the quarter that ended in Mar. 2026 was 66.67%. As of today, Investment Friends SE's Piotroski F-Score is 5.


Investment Friends SE Profitability Rank Related Terms


WAR:IFR vs V, MA, AXP: Profitability Rank Comparison

For the Credit Services subindustry, Investment Friends SE's Profitability Rank, along with its competitors' market caps and Profitability Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Investment Friends SE Profitability Rank vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Investment Friends SE's Profitability Rank distribution charts can be found below:

* The bar in red indicates where Investment Friends SE's Profitability Rank falls into.


WAR:IFR
33GF Score
Investment Friends SE WAR:IFR
Profitability Rank is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Investment Friends SE Profitability Rank Calculation

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.

The rank is rated on a scale of 1 to 10. A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Investment Friends SE has the Profitability Rank of 4.

Profitability Rank is not directly related to the Financial Strength. But if a company is consistently profitable, its financial strength will be stronger.

Profitability Rank is based on these factors:

1. Operating Margin %

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

Investment Friends SE's Operating Margin % for the quarter that ended in Mar. 2026 is calculated as:

Operating Margin %=Operating Income (Q: Mar. 2026 ) / Revenue (Q: Mar. 2026 )
=0.026 / 0.039
=66.67 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

2. Piotroski F-Score

The zones of discrimination were as such:

Good or high score = 8 or 9
Bad or low score = 0 or 1

Investment Friends SE has an F-score of 5 indicating the company's financial situation is typical for a stable company.

3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.

4. Consistency of the profitability

5. Predictability Rank

Frequently Asked Questions Learn more about Profitability Rank →
What does a Profitability Rank of 4 mean?
Investment Friends SE (WAR:IFR) has a Profitability Rank of 4 as of Mar. 2026. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Investment Friends SE and its competitors. This is 33% above median its historical median of 3.00. Over the past decade, Investment Friends SE's Profitability Rank has ranged from 2.00 to 5.00.
Is Investment Friends SE's Profitability Rank too high?
Investment Friends SE's current Profitability Rank of 4 is 33% above median its 10-year median of 3.00. Over the past 10 years, this metric has ranged from a low of 2.00 to a high of 5.00. Overall, Investment Friends SE has a GF Score™ of 33/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Investment Friends SE's Profitability Rank compare to V and MA?
Investment Friends SE's Profitability Rank of 4 can be compared against companies in the Credit Services industry. Historically, Investment Friends SE's own Profitability Rank has ranged from 2.00 to 5.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Profitability Rank for a Credit Services company?
A good Profitability Rank depends on the Credit Services industry context. However, Profitability Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Profitability Rank mean?
A high Profitability Rank can signal that a stock is expensive relative to its fundamentals. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Investment Friends SE and its competitors. Investment Friends SE's current Profitability Rank is 4, which is 33% above median its own 10-year median of 3.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Investment Friends SE stock overvalued right now?
Based on GuruFocus' analysis, Investment Friends SE (WAR:IFR) is currently considered Possible Value Trap. The stock's GF Value™ is zł0.48, compared to a current price of zł0.12 — trading 76% below its estimated fair value. The current Profitability Rank is 4, which is 33% above median its 10-year median of 3.00. Investment Friends SE's overall GF Score™ is 33/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Profitability Rank calculated?
Profitability Rank is calculated from a company's financial statements. For Investment Friends SE (WAR:IFR), the current Profitability Rank is 4 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Investment Friends SE (WAR:IFR) Overvalued in 2026?

Based on GuruFocus' analysis, Investment Friends SE stock appears to be undervalued. The current stock price of zł0.12 is trading 76% below its estimated GF Value™ of zł0.48. GuruFocus considers Investment Friends SE to be Possible Value Trap.

Key valuation signals for WAR:IFR:

  • Profitability Rank: 4 (33% above median its 10-year median of 3.00)
  • GF Value™: zł0.48 vs. price of zł0.12 (76% below fair value)
  • GF Score™: 33/100 with 3 warning signs

No single metric tells the full story. See the WAR:IFR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Investment Friends SE Business Description

Address Tornimae Street 5, Harju Maakond, Kesklinna Linnaosa, Tallinn, EST, 10145
Investment Friends SE provides financial services, mainly granting loans and generating revenue from interest on loans granted. The company derives the majority of its revenue from customers in Estonia, with the remainder from Poland. Loans granted to related parties were subsequently invested by those entities in real estate and tradeable securities.
33GF Score

Get the complete analysis for WAR:IFR

Profitability Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł0.12
Price
zł0.48
GF Value