Investment Friends SE (WAR:IFR) OCF Margin %: -65.00% (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

WAR:IFR Investment Friends SE WAR:IFR
33 GF Score
Price zł0.12
GF Value zł0.49
Valuation Possible Value Trap
! 3 Warning Signs
View Full Analysis

What is Investment Friends SE OCF Margin %?

Investment Friends SE WAR:IFR 33 OCF Margin % is -65.00% as of Mar. 2026. GuruFocus rates WAR:IFR with a GF Score™ of 33/100 and a GF Value™ of zł0.49 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 532 Credit Services companies, Investment Friends SE ranks worse than 73.31% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Investment Friends SE's Cash Flow from Operations for the three months ended in Mar. 2026 was zł-0.03 Mil. Investment Friends SE's Revenue for the three months ended in Mar. 2026 was zł0.04 Mil. Therefore, Investment Friends SE's OCF Margin % for the quarter that ended in Mar. 2026 was -65.00%.

As of today, Investment Friends SE's current OCF Yield % is -0.86%.

The historical rank and industry rank for Investment Friends SE's OCF Margin % or its related term are showing as below:

WAR:IFR' s OCF Margin % Range Over the Past 10 Years
Min: -1000   Med: -2.86   Max: 128.37
Current: -41.51


During the past 13 years, the highest OCF Margin % of Investment Friends SE was 128.37%. The lowest was -1000.00%. And the median was -2.86%.

WAR:IFR's OCF Margin % is ranked worse than
73.31% of 532 companies
in the Credit Services industry
Industry Median: 2.655 vs WAR:IFR: -41.51


Investment Friends SE OCF Margin % Related Terms


Investment Friends SE OCF Margin % Historical Data

* Premium members only.

The historical data trend for Investment Friends SE's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Investment Friends SE OCF Margin % Chart

Investment Friends SE Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Jun21 Jun22 Jun23 Jun24 Jun25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 33.58 -23.20 24.02 -39.86 16.99

Investment Friends SE Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -300.00 -10.26 -22.50 -67.50 -65.00

WAR:IFR vs V, MA, AXP: OCF Margin % Comparison

For the Credit Services subindustry, Investment Friends SE's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Investment Friends SE OCF Margin % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Investment Friends SE's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Investment Friends SE's OCF Margin % falls into.


WAR:IFR
33GF Score
Investment Friends SE WAR:IFR
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Investment Friends SE OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Investment Friends SE's OCF Margin for the fiscal year that ended in Jun. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Jun. 2025 )/Revenue (A: Jun. 2025 )
=0.026/0.153
=16.99 %

Investment Friends SE's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-0.026/0.04
=-65.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of -65.00% mean?
Investment Friends SE (WAR:IFR) has a OCF Margin % of -65.00% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Investment Friends SE and its competitors. According to the industry distribution chart, Investment Friends SE ranks #390 out of 532 companies in the Credit Services industry, placing it in the top 73.3%.
Is Investment Friends SE's OCF Margin % too high?
Investment Friends SE's current OCF Margin % is -65.00%. Based on the distribution chart, Investment Friends SE ranks #390 out of 532 companies in the Credit Services industry, which is below the industry midpoint. Overall, Investment Friends SE has a GF Score™ of 33/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Investment Friends SE's OCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Investment Friends SE ranks #390 out of 532 companies for OCF Margin %. This places Investment Friends SE in the lower half of its industry. The industry median OCF Margin % is 2.66. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Credit Services company?
The median OCF Margin % among Credit Services companies is 2.66, based on 532 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Investment Friends SE and its competitors. For the Credit Services industry, the median OCF Margin % is 2.66 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Investment Friends SE's current OCF Margin % is -65.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Investment Friends SE stock overvalued right now?
Based on GuruFocus' analysis, Investment Friends SE (WAR:IFR) is currently considered Possible Value Trap. The stock's GF Value™ is zł0.49, compared to a current price of zł0.12 — trading 76.5% below its estimated fair value. The current OCF Margin % is -65.00%. Investment Friends SE's overall GF Score™ is 33/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Investment Friends SE (WAR:IFR), the current OCF Margin % is -65.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Investment Friends SE (WAR:IFR) Overvalued in 2026?

Based on GuruFocus' analysis, Investment Friends SE stock appears to be undervalued. The current stock price of zł0.12 is trading 76.5% below its estimated GF Value™ of zł0.49. GuruFocus considers Investment Friends SE to be Possible Value Trap.

Key valuation signals for WAR:IFR:

  • OCF Margin %: -65.00%
  • GF Value™: zł0.49 vs. price of zł0.12 (76.5% below fair value)
  • GF Score™: 33/100 with 3 warning signs

No single metric tells the full story. See the WAR:IFR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Investment Friends SE Business Description

Address Tornimae Street 5, Harju Maakond, Kesklinna Linnaosa, Tallinn, EST, 10145
Investment Friends SE provides financial services, mainly granting loans and generating revenue from interest on loans granted. The company derives the majority of its revenue from customers in Estonia, with the remainder from Poland. Loans granted to related parties were subsequently invested by those entities in real estate and tradeable securities.
33GF Score

Get the complete analysis for WAR:IFR

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł0.12
Price
zł0.49
GF Value