Investment Friends SE (WAR:IFR) Growth Rank: 1 (As of Sep. 07, 2026) — 75% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

WAR:IFR Investment Friends SE WAR:IFR
33 GF Score
Price zł0.12
GF Value zł0.48
Valuation Possible Value Trap
! 3 Warning Signs
View Full Analysis

What is Investment Friends SE Growth Rank?

Investment Friends SE WAR:IFR -0.83% 33 Growth Rank is 1 as of Sep. 07, 2026, which is 75% below its 10-year median of 4.00. GuruFocus rates WAR:IFR with a GF Score™ of 33/100 and a GF Value™ of zł0.48 (Possible Value Trap). The stock has 3 warning signs investors should review.

Investment Friends SE has the Growth Rank of 1.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.


Investment Friends SE Growth Rank Related Terms


WAR:IFR vs V, MA, AXP: Growth Rank Comparison

For the Credit Services subindustry, Investment Friends SE's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Investment Friends SE Growth Rank vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Investment Friends SE's Growth Rank distribution charts can be found below:

* The bar in red indicates where Investment Friends SE's Growth Rank falls into.


WAR:IFR
33GF Score
Investment Friends SE WAR:IFR
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 1 mean?
Investment Friends SE (WAR:IFR) has a Growth Rank of 1 as of Sep. 07, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Investment Friends SE and its competitors. This is 75% below median its historical median of 4.00. Over the past decade, Investment Friends SE's Growth Rank has ranged from 1.00 to 5.00.
Is Investment Friends SE's Growth Rank too high?
Investment Friends SE's current Growth Rank of 1 is 75% below median its 10-year median of 4.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 5.00. Overall, Investment Friends SE has a GF Score™ of 33/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Investment Friends SE's Growth Rank compare to V and MA?
Investment Friends SE's Growth Rank of 1 can be compared against companies in the Credit Services industry. Historically, Investment Friends SE's own Growth Rank has ranged from 1.00 to 5.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Credit Services company?
A good Growth Rank depends on the Credit Services industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Investment Friends SE and its competitors. Investment Friends SE's current Growth Rank is 1, which is 75% below median its own 10-year median of 4.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Investment Friends SE stock overvalued right now?
Based on GuruFocus' analysis, Investment Friends SE (WAR:IFR) is currently considered Possible Value Trap. The stock's GF Value™ is zł0.48, compared to a current price of zł0.12 — trading 75.2% below its estimated fair value. The current Growth Rank is 1, which is 75% below median its 10-year median of 4.00. Investment Friends SE's overall GF Score™ is 33/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For Investment Friends SE (WAR:IFR), the current Growth Rank is 1 as of Sep. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Investment Friends SE (WAR:IFR) Overvalued in 2026?

Based on GuruFocus' analysis, Investment Friends SE stock appears to be undervalued. The current stock price of zł0.12 is trading 75.2% below its estimated GF Value™ of zł0.48. GuruFocus considers Investment Friends SE to be Possible Value Trap.

Key valuation signals for WAR:IFR:

  • Growth Rank: 1 (75% below median its 10-year median of 4.00)
  • GF Value™: zł0.48 vs. price of zł0.12 (75.2% below fair value)
  • GF Score™: 33/100 with 3 warning signs

No single metric tells the full story. See the WAR:IFR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Investment Friends SE Business Description

Address Tornimae Street 5, Harju Maakond, Kesklinna Linnaosa, Tallinn, EST, 10145
Investment Friends SE provides financial services, mainly granting loans and generating revenue from interest on loans granted. The company derives the majority of its revenue from customers in Estonia, with the remainder from Poland. Loans granted to related parties were subsequently invested by those entities in real estate and tradeable securities.
33GF Score

Get the complete analysis for WAR:IFR

Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł0.12
Price
zł0.48
GF Value