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Investment Friends SEWAR:IFR -0.86%33 Earnings Yield (Joel Greenblatt) % is 7.01% as of Mar. 2026, which is 630% above its 10-year median of 0.96. GuruFocus rates WAR:IFR with a GF Score™ of 33/100 and a GF Value™ of zł0.48 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 549 Credit Services companies, Investment Friends SE ranks better than 89.8% on this metric.
Investment Friends SE's Enterprise Value for the quarter that ended in Mar. 2026 was zł2.47 Mil.
Investment Friends SE's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was zł0.17 Mil. Investment Friends SE's Earnings Yield (Joel Greenblatt) for the quarter that ended in Mar. 2026 was 7.01%.
The historical rank and industry rank for Investment Friends SE's Earnings Yield (Joel Greenblatt) % or its related term are showing as below:
WAR:IFR'
s Earnings Yield (Joel Greenblatt) % Range Over the Past 10 Years
Min: -378.05 Med: 0.96 Max: 719.46
Current: 11.31
During the past 13 years, the highest Earnings Yield (Joel Greenblatt) of Investment Friends SE was 719.46%. The lowest was -378.05%. And the median was 0.96%.
WAR:IFR's Earnings Yield (Joel Greenblatt) % is ranked better than 89.8% of 549
companies
in the Credit Services industry
Industry Median: 1
vs WAR:IFR: 11.31
Joel Greenblatt's definition of earnings yield has the same problems the regular earnings yield does. It does not consider the growth of the company. It only looks at one-year's business operation. For cyclical companies, the earnings yield is usually highest at the peak of the business cycle. But these earnings are rarely sustainable.
A better indicator of the attractiveness of an investment which takes growth into account is the Forward Rate of Return (Yacktman) %. Investment Friends SE's Forward Rate of Return (Yacktman) % for the quarter that ended in Mar. 2026 was 0.00%. The Forward Rate of Return uses the normalized Free Cash Flow of the past five years, and considers growth. The forward rate of return can be thought of as the return that investors buying the stock today can expect from it in the future.
Investment Friends SE (WAR:IFR) Earnings Yield (Joel Greenblatt) % Explanation
Joel Greenblatt defines the earnings yield using the above equation because it more accurately reflects the company's profitability relative to its stock price. Items like interest payment and tax etc. are not directly related to the company's operational profitability.
Enterprise Value instead of market cap (share price) is used in the calculation because it is the real price stock and bond investors together pay for the company.
Be Aware
Joel Greenblatt's definition of earnings yield has the same problems the regular earnings yield does. It does not consider the growth of the company. It only looks at one-year's business operation. For cyclical companies, the earnings yield is usually highest at the peak of the business cycle. But these earnings are rarely sustainable.
Investment Friends SE Earnings Yield (Joel Greenblatt) % Related Terms
Investment Friends SE Earnings Yield (Joel Greenblatt) % Historical Data
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The historical data trend for Investment Friends SE's Earnings Yield (Joel Greenblatt) % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Investment Friends SE Earnings Yield (Joel Greenblatt) % Chart
For the Credit Services subindustry, Investment Friends SE's Earnings Yield (Joel Greenblatt) %, along with its competitors' market caps and Earnings Yield (Joel Greenblatt) % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Investment Friends SE Earnings Yield (Joel Greenblatt) % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Investment Friends SE's Earnings Yield (Joel Greenblatt) % distribution charts can be found below:
* The bar in red indicates where Investment Friends SE's Earnings Yield (Joel Greenblatt) % falls into.
Investment Friends SE Earnings Yield (Joel Greenblatt) % Calculation
In his book, The Little That Beat the Market, hedge fund manager Joel Greenblatt defines Earnings Yield as operating income divided by enterprise value.
Investment Friends SEs Earnings Yield (Joel Greenblatt) for the fiscal year that ended in Jun. 2025 is calculated as
Investment Friends SE's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was zł0.17 Mil.
What does a Earnings Yield (Joel Greenblatt) % of 7.01% mean?
Investment Friends SE (WAR:IFR) has a Earnings Yield (Joel Greenblatt) % of 7.01% as of Mar. 2026. Joel Greenblatt's earnings yield equals the ratio of earnings before interest and taxes to enterprise value. View historical data on Investment Friends SE and its competitors. This is 630% above median its historical median of 0.96. According to the industry distribution chart, Investment Friends SE ranks #56 out of 549 companies in the Credit Services industry, placing it in the top 10.2%.
Is Investment Friends SE's Earnings Yield (Joel Greenblatt) % too high?
Investment Friends SE's current Earnings Yield (Joel Greenblatt) % of 7.01% is 630% above median its 10-year median of 0.96. The Credit Services industry median Earnings Yield (Joel Greenblatt) % is 1.00. Investment Friends SE's value of 7.01% is 601% above this industry median. Based on the distribution chart, Investment Friends SE ranks #56 out of 549 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Investment Friends SE has a GF Score™ of 33/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Investment Friends SE's Earnings Yield (Joel Greenblatt) % compare to V and MA?
According to the Credit Services industry distribution chart, Investment Friends SE ranks #56 out of 549 companies for Earnings Yield (Joel Greenblatt) %. This places Investment Friends SE in the top 10% of its industry — outperforming the majority of peers. The industry median Earnings Yield (Joel Greenblatt) % is 1.00. Investment Friends SE's value of 7.01% is 601% above this benchmark. While the company's 10-year median is 0.96 vs. the industry median of 1.00, Investment Friends SE has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings Yield (Joel Greenblatt) % for a Credit Services company?
The median Earnings Yield (Joel Greenblatt) % among Credit Services companies is 1.00, based on 549 companies in the industry. Companies in the top quartile (top 25%) have a Earnings Yield (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, Earnings Yield (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Investment Friends SE's current Earnings Yield (Joel Greenblatt) % of 7.01% is 601% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings Yield (Joel Greenblatt) % mean?
A high Earnings Yield (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's earnings yield equals the ratio of earnings before interest and taxes to enterprise value. View historical data on Investment Friends SE and its competitors. For the Credit Services industry, the median Earnings Yield (Joel Greenblatt) % is 1.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Investment Friends SE's current Earnings Yield (Joel Greenblatt) % is 7.01%, which is 630% above median its own 10-year median of 0.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Investment Friends SE stock overvalued right now?
Based on GuruFocus' analysis, Investment Friends SE (WAR:IFR) is currently considered Possible Value Trap. The stock's GF Value™ is zł0.48, compared to a current price of zł0.12 — trading 76% below its estimated fair value. The current Earnings Yield (Joel Greenblatt) % is 7.01%, which is 630% above median its 10-year median of 0.96 and 601% above the Credit Services industry median of 1.00. Investment Friends SE's overall GF Score™ is 33/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings Yield (Joel Greenblatt) % calculated?
Earnings Yield (Joel Greenblatt) % is calculated from a company's financial statements. For Investment Friends SE (WAR:IFR), the current Earnings Yield (Joel Greenblatt) % is 7.01% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Investment Friends SE (WAR:IFR) Overvalued in 2026?
Based on GuruFocus' analysis, Investment Friends SE stock appears to be undervalued.
The current stock price of zł0.12 is trading 76% below its estimated GF Value™ of zł0.48.
GuruFocus considers Investment Friends SE to be Possible Value Trap.
Key valuation signals for WAR:IFR:
Earnings Yield (Joel Greenblatt) %: 7.01% (630% above median its 10-year median of 0.96)
GF Value™: zł0.48 vs. price of zł0.12 (76% below fair value)
Industry Position: 601% above the Credit Services median (#56 of 549)
No single metric tells the full story. See the WAR:IFR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Investment Friends SE provides financial services, mainly granting loans and generating revenue from interest on loans granted. The company derives the majority of its revenue from customers in Estonia, with the remainder from Poland. Loans granted to related parties were subsequently invested by those entities in real estate and tradeable securities.
33GF Score
Get the complete analysis for WAR:IFR
Earnings Yield (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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