Investment Friends SE (WAR:IFR) EV-to-OCF: -27.54 (As of Sep. 07, 2026)

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WAR:IFR Investment Friends SE WAR:IFR
33 GF Score
Price zł0.12
GF Value zł0.48
Valuation Possible Value Trap
! 3 Warning Signs
View Full Analysis

What is Investment Friends SE EV-to-OCF?

Investment Friends SE WAR:IFR -0.83% 33 EV-to-OCF is -27.54 as of Sep. 07, 2026. GuruFocus rates WAR:IFR with a GF Score™ of 33/100 and a GF Value™ of zł0.48 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 544 Credit Services companies, Investment Friends SE ranks better than 85.11% on this metric.

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Investment Friends SE's Enterprise Value is zł1.79 Mil. Investment Friends SE's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was zł-0.07 Mil. Therefore, Investment Friends SE's EV-to-OCF for today is -27.54.

The historical rank and industry rank for Investment Friends SE's EV-to-OCF or its related term are showing as below:

WAR:IFR' s EV-to-OCF Range Over the Past 10 Years
Min: -713.42   Med: 4.93   Max: 4223.96
Current: -27.54

During the past 13 years, the highest EV-to-OCF of Investment Friends SE was 4223.96. The lowest was -713.42. And the median was 4.93.

WAR:IFR's EV-to-OCF is ranked better than
85.11% of 544 companies
in the Credit Services industry
Industry Median: -0.23 vs WAR:IFR: -27.54

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-09-07), Investment Friends SE's stock price is zł0.119. Investment Friends SE's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was zł-0.001. Therefore, Investment Friends SE's PE Ratio (TTM) for today is At Loss.


Investment Friends SE  (WAR:IFR) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Investment Friends SE's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=0.119/-0.001
=At Loss

Investment Friends SE's share price for today is zł0.119.
Investment Friends SE's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was zł-0.001.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Investment Friends SE EV-to-OCF Related Terms


Investment Friends SE EV-to-OCF Historical Data

* Premium members only.

The historical data trend for Investment Friends SE's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Investment Friends SE EV-to-OCF Chart

Investment Friends SE Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Jun21 Jun22 Jun23 Jun24 Jun25
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 98.20 -150.19 110.18 -481.53 1,035.92

Investment Friends SE Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -551.63 1,035.92 485.83 -260.76 -37.47

WAR:IFR vs V, MA, AXP: EV-to-OCF Comparison

For the Credit Services subindustry, Investment Friends SE's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Investment Friends SE EV-to-OCF vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Investment Friends SE's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where Investment Friends SE's EV-to-OCF falls into.


WAR:IFR
33GF Score
Investment Friends SE WAR:IFR
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Investment Friends SE EV-to-OCF Calculation

Investment Friends SE's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=1.790/-0.065
=-27.54

Investment Friends SE's current Enterprise Value is zł1.79 Mil.
Investment Friends SE's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was zł-0.07 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-OCF →
What does a EV-to-OCF of -27.54 mean?
Investment Friends SE (WAR:IFR) has a EV-to-OCF of -27.54 as of Sep. 07, 2026. According to the industry distribution chart, Investment Friends SE ranks #81 out of 544 companies in the Credit Services industry, placing it in the top 14.9%.
Is Investment Friends SE's EV-to-OCF too high?
Investment Friends SE's current EV-to-OCF is -27.54. Based on the distribution chart, Investment Friends SE ranks #81 out of 544 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Investment Friends SE has a GF Score™ of 33/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Investment Friends SE's EV-to-OCF compare to V and MA?
According to the Credit Services industry distribution chart, Investment Friends SE ranks #81 out of 544 companies for EV-to-OCF. This places Investment Friends SE in the top 15% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Credit Services company?
A good EV-to-OCF depends on the Credit Services industry context. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. Investment Friends SE's current EV-to-OCF is -27.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Investment Friends SE stock overvalued right now?
Based on GuruFocus' analysis, Investment Friends SE (WAR:IFR) is currently considered Possible Value Trap. The stock's GF Value™ is zł0.48, compared to a current price of zł0.12 — trading 75.2% below its estimated fair value. The current EV-to-OCF is -27.54. Investment Friends SE's overall GF Score™ is 33/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Investment Friends SE (WAR:IFR), the current EV-to-OCF is -27.54 as of Sep. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Investment Friends SE (WAR:IFR) Overvalued in 2026?

Based on GuruFocus' analysis, Investment Friends SE stock appears to be undervalued. The current stock price of zł0.12 is trading 75.2% below its estimated GF Value™ of zł0.48. GuruFocus considers Investment Friends SE to be Possible Value Trap.

Key valuation signals for WAR:IFR:

  • EV-to-OCF: -27.54
  • GF Value™: zł0.48 vs. price of zł0.12 (75.2% below fair value)
  • GF Score™: 33/100 with 3 warning signs

No single metric tells the full story. See the WAR:IFR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Investment Friends SE Business Description

Address Tornimae Street 5, Harju Maakond, Kesklinna Linnaosa, Tallinn, EST, 10145
Investment Friends SE provides financial services, mainly granting loans and generating revenue from interest on loans granted. The company derives the majority of its revenue from customers in Estonia, with the remainder from Poland. Loans granted to related parties were subsequently invested by those entities in real estate and tradeable securities.
33GF Score

Get the complete analysis for WAR:IFR

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł0.12
Price
zł0.48
GF Value