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Investment Friends SEWAR:IFR 33 Quick Ratio is 1,627.00 as of Mar. 2026, which is 5559% above its 10-year median of 28.75. GuruFocus rates WAR:IFR with a GF Score™ of 33/100 and a GF Value™ of zł0.49 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 398 Credit Services companies, Investment Friends SE ranks better than 96.48% on this metric.
Investment Friends SE has a quick ratio of 1,627.00. It generally indicates good short-term financial strength.
The historical rank and industry rank for Investment Friends SE's Quick Ratio or its related term are showing as below:
WAR:IFR'
s Quick Ratio Range Over the Past 10 Years
Min: 0.43 Med: 28.75 Max: 1671
Current: 1623.5
During the past 13 years, Investment Friends SE's highest Quick Ratio was 1671.00. The lowest was 0.43. And the median was 28.75.
WAR:IFR's Quick Ratio is ranked better than 96.48% of 398
companies
in the Credit Services industry
Industry Median: 3.995
vs WAR:IFR: 1623.50
Investment Friends SE (WAR:IFR) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
Investment Friends SE Quick Ratio Related Terms
Investment Friends SE Quick Ratio Historical Data
* Premium members only.
The historical data trend for Investment Friends SE's Quick Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Investment Friends SE's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Investment Friends SE Quick Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Investment Friends SE's Quick Ratio distribution charts can be found below:
* The bar in red indicates where Investment Friends SE's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
Investment Friends SE's Quick Ratio for the fiscal year that ended in Jun. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Investment Friends SE (WAR:IFR) has a Quick Ratio of 1,627.00 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Investment Friends SE and its competitors. This is 5559% above median its historical median of 28.75. Over the past decade, Investment Friends SE's Quick Ratio has ranged from 0.43 to 1,671.00. According to the industry distribution chart, Investment Friends SE ranks #14 out of 398 companies in the Credit Services industry, placing it in the top 3.5%.
Is Investment Friends SE's Quick Ratio too high?
Investment Friends SE's current Quick Ratio of 1,627.00 is 5559% above median its 10-year median of 28.75. Over the past 10 years, this metric has ranged from a low of 0.43 to a high of 1,671.00. The Credit Services industry median Quick Ratio is 4.00. Investment Friends SE's value of 1,627.00 is 40625.9% above this industry median. Based on the distribution chart, Investment Friends SE ranks #14 out of 398 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Investment Friends SE has a GF Score™ of 33/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Investment Friends SE's Quick Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Investment Friends SE ranks #14 out of 398 companies for Quick Ratio. This places Investment Friends SE in the top 4% of its industry — outperforming the majority of peers. The industry median Quick Ratio is 4.00. Investment Friends SE's value of 1,627.00 is 40625.9% above this benchmark. Historically, Investment Friends SE's own Quick Ratio has ranged from 0.43 to 1,671.00 over the past decade. While the company's 10-year median is 28.75 vs. the industry median of 4.00, Investment Friends SE has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Credit Services company?
The median Quick Ratio among Credit Services companies is 4.00, based on 398 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Investment Friends SE's current Quick Ratio of 1,627.00 is 40625.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Investment Friends SE and its competitors. For the Credit Services industry, the median Quick Ratio is 4.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Investment Friends SE's current Quick Ratio is 1,627.00, which is 5559% above median its own 10-year median of 28.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Investment Friends SE stock overvalued right now?
Based on GuruFocus' analysis, Investment Friends SE (WAR:IFR) is currently considered Possible Value Trap. The stock's GF Value™ is zł0.49, compared to a current price of zł0.12 — trading 76.5% below its estimated fair value. The current Quick Ratio is 1,627.00, which is 5559% above median its 10-year median of 28.75 and 40625.9% above the Credit Services industry median of 4.00. Investment Friends SE's overall GF Score™ is 33/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Investment Friends SE (WAR:IFR), the current Quick Ratio is 1,627.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Investment Friends SE (WAR:IFR) Overvalued in 2026?
Based on GuruFocus' analysis, Investment Friends SE stock appears to be undervalued.
The current stock price of zł0.12 is trading 76.5% below its estimated GF Value™ of zł0.49.
GuruFocus considers Investment Friends SE to be Possible Value Trap.
Key valuation signals for WAR:IFR:
Quick Ratio: 1,627.00 (5559% above median its 10-year median of 28.75)
GF Value™: zł0.49 vs. price of zł0.12 (76.5% below fair value)
Industry Position: 40625.9% above the Credit Services median (#14 of 398)
No single metric tells the full story. See the WAR:IFR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Investment Friends SE provides financial services, mainly granting loans and generating revenue from interest on loans granted. The company derives the majority of its revenue from customers in Estonia, with the remainder from Poland. Loans granted to related parties were subsequently invested by those entities in real estate and tradeable securities.
33GF Score
Get the complete analysis for WAR:IFR
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