Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Clydestone GhanaXGHA:CLYD +3.56%37 Current Ratio is 1.14 as of Dec. 2025, which is 27% above its 10-year median of 0.90. GuruFocus rates XGHA:CLYD with a GF Score™ of 37/100 and a GF Value™ of GHS0.09 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 2,877 Software companies, Clydestone Ghana ranks worse than 73.93% on this metric.
The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Clydestone Ghana's current ratio for the quarter that ended in Dec. 2025 was 1.14.
Clydestone Ghana has a current ratio of 1.14. It generally indicates good short-term financial strength.
The historical rank and industry rank for Clydestone Ghana's Current Ratio or its related term are showing as below:
XGHA:CLYD'
s Current Ratio Range Over the Past 10 Years
Min: 0.51 Med: 0.9 Max: 1.35
Current: 1.14
During the past 11 years, Clydestone Ghana's highest Current Ratio was 1.35. The lowest was 0.51. And the median was 0.90.
XGHA:CLYD's Current Ratio is ranked worse than 73.93% of 2877
companies
in the Software industry
Industry Median: 1.8
vs XGHA:CLYD: 1.14
Clydestone Ghana (XGHA:CLYD) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Clydestone Ghana Current Ratio Related Terms
Clydestone Ghana Current Ratio Historical Data
* Premium members only.
The historical data trend for Clydestone Ghana's Current Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XGHA:CLYD vs IBM, ACN, FISV: Current Ratio Comparison
For the Information Technology Services subindustry, Clydestone Ghana's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Clydestone Ghana Current Ratio vs Software Industry
For the Software industry and Technology sector, Clydestone Ghana's Current Ratio distribution charts can be found below:
* The bar in red indicates where Clydestone Ghana's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Clydestone Ghana (XGHA:CLYD) has a Current Ratio of 1.14 as of Dec. 2025. This is 27% above median its historical median of 0.90. Over the past decade, Clydestone Ghana's Current Ratio has ranged from 0.51 to 1.35. According to the industry distribution chart, Clydestone Ghana ranks #2127 out of 2877 companies in the Software industry, placing it in the top 73.9%.
Is Clydestone Ghana's Current Ratio too high?
Clydestone Ghana's current Current Ratio of 1.14 is 27% above median its 10-year median of 0.90. Over the past 10 years, this metric has ranged from a low of 0.51 to a high of 1.35. The Software industry median Current Ratio is 1.80. Clydestone Ghana's value of 1.14 is 36.7% below this industry median. Based on the distribution chart, Clydestone Ghana ranks #2127 out of 2877 companies in the Software industry, which is below the industry midpoint. Overall, Clydestone Ghana has a GF Score™ of 37/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Clydestone Ghana's Current Ratio compare to IBM and ACN?
According to the Software industry distribution chart, Clydestone Ghana ranks #2127 out of 2877 companies for Current Ratio. This places Clydestone Ghana in the lower half of its industry. The industry median Current Ratio is 1.80. Clydestone Ghana's value of 1.14 is 36.7% below this benchmark. Historically, Clydestone Ghana's own Current Ratio has ranged from 0.51 to 1.35 over the past decade. While the company's 10-year median is 0.90 vs. the industry median of 1.80, Clydestone Ghana has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Software company?
The median Current Ratio among Software companies is 1.80, based on 2,877 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Clydestone Ghana's current Current Ratio of 1.14 is 36.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median Current Ratio is 1.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Clydestone Ghana's current Current Ratio is 1.14, which is 27% above median its own 10-year median of 0.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Clydestone Ghana stock overvalued right now?
Based on GuruFocus' analysis, Clydestone Ghana (XGHA:CLYD) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS0.09, compared to a current price of GHS4.66 — trading 5077.8% above its estimated fair value. The current Current Ratio is 1.14, which is 27% above median its 10-year median of 0.90 and 36.7% below the Software industry median of 1.80. Clydestone Ghana's overall GF Score™ is 37/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Clydestone Ghana (XGHA:CLYD), the current Current Ratio is 1.14 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Clydestone Ghana (XGHA:CLYD) Overvalued in 2026?
Based on GuruFocus' analysis, Clydestone Ghana stock appears to be overvalued.
The current stock price of GHS4.66 is trading 5077.8% above its estimated GF Value™ of GHS0.09.
GuruFocus considers Clydestone Ghana to be Significantly Overvalued.
Key valuation signals for XGHA:CLYD:
Current Ratio: 1.14 (27% above median its 10-year median of 0.90)
GF Value™: GHS0.09 vs. price of GHS4.66 (5077.8% above fair value)
Industry Position: 36.7% below the Software median (#2127 of 2877)
No single metric tells the full story. See the XGHA:CLYD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Clydestone Ghana PLC is an information and communications technology company with offices in Ghana, Nigeria, and Kenya. The company's principal activities includes Payments Service Provider, Transaction Switching Services, Provision of settlement and clearing solutions, Provision of Instant Card Issuance Solutions, Provision of Authentication and 3D Secure Solutions, Provision of ATM Monitoring Solutions, Provision of KYC and AML Solutions, Provision of Information Technology Services including, General system design, installation, Systems integration.
37GF Score
Get the complete analysis for XGHA:CLYD
Current Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XGHA:CLYD has been successfully added to your 
