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Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Clydestone Ghana's 5-Year RORE % for the quarter that ended in Dec. 2025 was 17.07%.
The industry rank for Clydestone Ghana's 5-Year RORE % or its related term are showing as below:
XGHA:CLYD's 5-Year RORE % is ranked better than 67.91% of 2219
companies
in the Software industry
Industry Median: 2.45
vs XGHA:CLYD: 17.07
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 5-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Clydestone Ghana 5-Year RORE % Related Terms
Clydestone Ghana 5-Year RORE % Historical Data
* Premium members only.
The historical data trend for Clydestone Ghana's 5-Year RORE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XGHA:CLYD vs IBM, ACN, FISV: 5-Year RORE % Comparison
For the Information Technology Services subindustry, Clydestone Ghana's 5-Year RORE %, along with its competitors' market caps and 5-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Clydestone Ghana 5-Year RORE % vs Software Industry
For the Software industry and Technology sector, Clydestone Ghana's 5-Year RORE % distribution charts can be found below:
* The bar in red indicates where Clydestone Ghana's 5-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 5-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Dec. 2025 and 5-year before.
Clydestone Ghana (XGHA:CLYD) has a 5-Year RORE % of 17.07 as of Dec. 2025. 5-Year RORE % shows how much a company earns by reinvesting its retained earnings in 5-year. View historical data on Clydestone Ghana and its competitors. According to the industry distribution chart, Clydestone Ghana ranks #712 out of 2219 companies in the Software industry, placing it in the top 32.1%.
Is Clydestone Ghana's 5-Year RORE % too high?
Clydestone Ghana's current 5-Year RORE % is 17.07. The Software industry median 5-Year RORE % is 2.45. Clydestone Ghana's value of 17.07 is 596.7% above this industry median. Based on the distribution chart, Clydestone Ghana ranks #712 out of 2219 companies in the Software industry, which is above the industry midpoint. Overall, Clydestone Ghana has a GF Score™ of 37/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Clydestone Ghana's 5-Year RORE % compare to IBM and ACN?
According to the Software industry distribution chart, Clydestone Ghana ranks #712 out of 2219 companies for 5-Year RORE %. This puts Clydestone Ghana in the upper half of its industry. The industry median 5-Year RORE % is 2.45. Clydestone Ghana's value of 17.07 is 596.7% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year RORE % for a Software company?
The median 5-Year RORE % among Software companies is 2.45, based on 2,219 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Clydestone Ghana's current 5-Year RORE % of 17.07 is 596.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year RORE % mean?
A high 5-Year RORE % can signal that a stock is expensive relative to its fundamentals. 5-Year RORE % shows how much a company earns by reinvesting its retained earnings in 5-year. View historical data on Clydestone Ghana and its competitors. For the Software industry, the median 5-Year RORE % is 2.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Clydestone Ghana's current 5-Year RORE % is 17.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Clydestone Ghana stock overvalued right now?
Based on GuruFocus' analysis, Clydestone Ghana (XGHA:CLYD) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS0.09, compared to a current price of GHS4.66 — trading 5077.8% above its estimated fair value. The current 5-Year RORE % is 17.07 and 596.7% above the Software industry median of 2.45. Clydestone Ghana's overall GF Score™ is 37/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year RORE % calculated?
5-Year RORE % is calculated from a company's financial statements. For Clydestone Ghana (XGHA:CLYD), the current 5-Year RORE % is 17.07 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Clydestone Ghana (XGHA:CLYD) Overvalued in 2026?
Based on GuruFocus' analysis, Clydestone Ghana stock appears to be overvalued.
The current stock price of GHS4.66 is trading 5077.8% above its estimated GF Value™ of GHS0.09.
GuruFocus considers Clydestone Ghana to be Significantly Overvalued.
Key valuation signals for XGHA:CLYD:
5-Year RORE %: 17.07
GF Value™: GHS0.09 vs. price of GHS4.66 (5077.8% above fair value)
Industry Position: 596.7% above the Software median (#712 of 2219)
No single metric tells the full story. See the XGHA:CLYD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Clydestone Ghana PLC is an information and communications technology company with offices in Ghana, Nigeria, and Kenya. The company's principal activities includes Payments Service Provider, Transaction Switching Services, Provision of settlement and clearing solutions, Provision of Instant Card Issuance Solutions, Provision of Authentication and 3D Secure Solutions, Provision of ATM Monitoring Solutions, Provision of KYC and AML Solutions, Provision of Information Technology Services including, General system design, installation, Systems integration.
37GF Score
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