Clydestone Ghana (XGHA:CLYD) Days Payable: 0.00 (As of Dec. 2025)

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XGHA:CLYD Clydestone Ghana PLC XGHA:CLYD
35 GF Score
Price GHS4.66
GF Value GHS0.09
Valuation Significantly Overvalued
! 8 Warning Signs
View Full Analysis

What is Clydestone Ghana Days Payable?

Clydestone Ghana XGHA:CLYD +3.56% 35 Days Payable is 0.00 as of Dec. 2025. GuruFocus rates XGHA:CLYD with a GF Score™ of 35/100 and a GF Value™ of GHS0.09 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 2,611 Software companies, Clydestone Ghana ranks worse than 56.26% on this metric.

Clydestone Ghana's average Accounts Payable for the three months ended in Dec. 2025 was GHS0.78 Mil. Clydestone Ghana's Cost of Goods Sold for the three months ended in Dec. 2025 was GHS-1.64 Mil.

The historical rank and industry rank for Clydestone Ghana's Days Payable or its related term are showing as below:

XGHA:CLYD' s Days Payable Range Over the Past 10 Years
Min: 28.41   Med: 118.39   Max: 263.3
Current: 43.43

During the past 11 years, Clydestone Ghana's highest Days Payable was 263.30. The lowest was 28.41. And the median was 118.39.

XGHA:CLYD's Days Payable is ranked worse than
56.26% of 2611 companies
in the Software industry
Industry Median: 52.64 vs XGHA:CLYD: 43.43

Clydestone Ghana's Days Payable declined from Dec. 2024 (15.48) to Dec. 2025 (0.00). It may suggest that Clydestone Ghana accelerated paying its suppliers.


Clydestone Ghana Days Payable Historical Data

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The historical data trend for Clydestone Ghana's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Clydestone Ghana Days Payable Chart

Clydestone Ghana Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Days Payable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 171.60 131.50 263.30 41.14 28.41

Clydestone Ghana Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.48 18.75 250.89 55.87 0.00

XGHA:CLYD vs IBM, ACN, FISV: Days Payable Comparison

For the Information Technology Services subindustry, Clydestone Ghana's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Clydestone Ghana Days Payable vs Software Industry

For the Software industry and Technology sector, Clydestone Ghana's Days Payable distribution charts can be found below:

* The bar in red indicates where Clydestone Ghana's Days Payable falls into.


XGHA:CLYD
35GF Score
Clydestone Ghana PLC XGHA:CLYD
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Clydestone Ghana Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Clydestone Ghana's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as

Days Payable (A: Dec. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Dec. 2024 ) + Accounts Payable (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( (1.13 + 0) / 1 ) / 14.517*365
=1.13 / 14.517*365
=28.41

Clydestone Ghana's Days Payable for the quarter that ended in Dec. 2025 is calculated as:

Days Payable (Q: Dec. 2025 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Sep. 2025 ) + Accounts Payable (Q: Dec. 2025 )) / count ) / Cost of Goods Sold (Q: Dec. 2025 )*Days in Period
=( (0.776 + 0) / 1 ) / -1.635*365 / 4
=0.776 / -1.635*365 / 4
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 0.00 mean?
Clydestone Ghana (XGHA:CLYD) has a Days Payable of 0.00 as of Dec. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Clydestone Ghana and its competitors. Over the past decade, Clydestone Ghana's Days Payable has ranged from 28.41 to 263.30. According to the industry distribution chart, Clydestone Ghana ranks #1469 out of 2611 companies in the Software industry, placing it in the top 56.3%.
Is Clydestone Ghana's Days Payable too high?
Clydestone Ghana's current Days Payable is 0.00. Over the past 10 years, this metric has ranged from a low of 28.41 to a high of 263.30. Based on the distribution chart, Clydestone Ghana ranks #1469 out of 2611 companies in the Software industry, which is below the industry midpoint. Overall, Clydestone Ghana has a GF Score™ of 35/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Clydestone Ghana's Days Payable compare to IBM and ACN?
According to the Software industry distribution chart, Clydestone Ghana ranks #1469 out of 2611 companies for Days Payable. This places Clydestone Ghana in the lower half of its industry. The industry median Days Payable is 52.64. Historically, Clydestone Ghana's own Days Payable has ranged from 28.41 to 263.30 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Software company?
The median Days Payable among Software companies is 52.64, based on 2,611 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Clydestone Ghana and its competitors. For the Software industry, the median Days Payable is 52.64 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Clydestone Ghana's current Days Payable is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Clydestone Ghana stock overvalued right now?
Based on GuruFocus' analysis, Clydestone Ghana (XGHA:CLYD) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS0.09, compared to a current price of GHS4.66 — trading 5077.8% above its estimated fair value. The current Days Payable is 0.00. Clydestone Ghana's overall GF Score™ is 35/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Clydestone Ghana (XGHA:CLYD), the current Days Payable is 0.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Clydestone Ghana (XGHA:CLYD) Overvalued in 2026?

Based on GuruFocus' analysis, Clydestone Ghana stock appears to be overvalued. The current stock price of GHS4.66 is trading 5077.8% above its estimated GF Value™ of GHS0.09. GuruFocus considers Clydestone Ghana to be Significantly Overvalued.

Key valuation signals for XGHA:CLYD:

  • Days Payable: 0.00
  • GF Value™: GHS0.09 vs. price of GHS4.66 (5077.8% above fair value)
  • GF Score™: 35/100 with 8 warning signs

No single metric tells the full story. See the XGHA:CLYD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Clydestone Ghana Business Description

Address No. 14 Adebeto Close, P.O. Box CT 1003, North Labone, Accra, GHA
Clydestone Ghana PLC is an information and communications technology company with offices in Ghana, Nigeria, and Kenya. The company's principal activities includes Payments Service Provider, Transaction Switching Services, Provision of settlement and clearing solutions, Provision of Instant Card Issuance Solutions, Provision of Authentication and 3D Secure Solutions, Provision of ATM Monitoring Solutions, Provision of KYC and AML Solutions, Provision of Information Technology Services including, General system design, installation, Systems integration.
35GF Score

Get the complete analysis for XGHA:CLYD

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

GHS4.66
Price
GHS0.09
GF Value