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Clydestone GhanaXGHA:CLYD 27 Days Payable is 82.94 as of Jun. 2026, which is 30% below its 10-year median of 118.39. GuruFocus rates XGHA:CLYD with a GF Score™ of 27/100 and a GF Value™ of GHS0.03 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 2,610 Software companies, Clydestone Ghana ranks worse than 38314.14% on this metric.
The historical rank and industry rank for Clydestone Ghana's Days Payable or its related term are showing as below:
During the past 11 years, Clydestone Ghana's highest Days Payable was 263.30. The lowest was 28.41. And the median was 118.39.
XGHA:CLYD's Days Payable is not ranked *
in the Software industry.
Industry Median: 51.36 * Ranked among companies with meaningful Days Payable only.
Clydestone Ghana's Days Payable
declined
from Jun. 2025 (250.89) to Jun. 2026 (82.94).
It may suggest that Clydestone Ghanaaccelerated paying its suppliers.
The historical data trend for Clydestone Ghana's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XGHA:CLYD vs IBM, ACN, CTSH: Days Payable Comparison
For the Information Technology Services subindustry, Clydestone Ghana's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Clydestone Ghana Days Payable vs Software Industry
For the Software industry and Technology sector, Clydestone Ghana's Days Payable distribution charts can be found below:
* The bar in red indicates where Clydestone Ghana's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Clydestone Ghana's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Clydestone Ghana (XGHA:CLYD) has a Days Payable of 82.94 as of Jun. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Clydestone Ghana and its competitors. This is 30% below median its historical median of 118.39. Over the past decade, Clydestone Ghana's Days Payable has ranged from 28.41 to 263.30. According to the industry distribution chart, Clydestone Ghana ranks #999999 out of 2610 companies in the Software industry.
Is Clydestone Ghana's Days Payable too high?
Clydestone Ghana's current Days Payable of 82.94 is 30% below median its 10-year median of 118.39. Over the past 10 years, this metric has ranged from a low of 28.41 to a high of 263.30. The Software industry median Days Payable is 51.36. Clydestone Ghana's value of 82.94 is 61.5% above this industry median. Based on the distribution chart, Clydestone Ghana ranks #999999 out of 2610 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Clydestone Ghana has a GF Score™ of 27/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Clydestone Ghana's Days Payable compare to IBM and ACN?
According to the Software industry distribution chart, Clydestone Ghana ranks #999999 out of 2610 companies for Days Payable. This places Clydestone Ghana in the lower half of its industry. The industry median Days Payable is 51.36. Clydestone Ghana's value of 82.94 is 61.5% above this benchmark. Historically, Clydestone Ghana's own Days Payable has ranged from 28.41 to 263.30 over the past decade. While the company's 10-year median is 118.39 vs. the industry median of 51.36, Clydestone Ghana has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Software company?
The median Days Payable among Software companies is 51.36, based on 2,610 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Clydestone Ghana's current Days Payable of 82.94 is 61.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Clydestone Ghana and its competitors. For the Software industry, the median Days Payable is 51.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Clydestone Ghana's current Days Payable is 82.94, which is 30% below median its own 10-year median of 118.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Clydestone Ghana stock overvalued right now?
Based on GuruFocus' analysis, Clydestone Ghana (XGHA:CLYD) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS0.03, compared to a current price of GHS5.00 — trading 16566.7% above its estimated fair value. The current Days Payable is 82.94, which is 30% below median its 10-year median of 118.39 and 61.5% above the Software industry median of 51.36. Clydestone Ghana's overall GF Score™ is 27/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Clydestone Ghana (XGHA:CLYD), the current Days Payable is 82.94 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Clydestone Ghana (XGHA:CLYD) Overvalued in 2026?
Based on GuruFocus' analysis, Clydestone Ghana stock appears to be overvalued.
The current stock price of GHS5.00 is trading 16566.7% above its estimated GF Value™ of GHS0.03.
GuruFocus considers Clydestone Ghana to be Significantly Overvalued.
Key valuation signals for XGHA:CLYD:
Days Payable: 82.94 (30% below median its 10-year median of 118.39)
GF Value™: GHS0.03 vs. price of GHS5.00 (16566.7% above fair value)
Industry Position: 61.5% above the Software median (#999999 of 2610)
No single metric tells the full story. See the XGHA:CLYD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Clydestone Ghana PLC is an information and communications technology company with offices in Ghana, Nigeria, and Kenya. The company's principal activities includes Payments Service Provider, Transaction Switching Services, Provision of settlement and clearing solutions, Provision of Instant Card Issuance Solutions, Provision of Authentication and 3D Secure Solutions, Provision of ATM Monitoring Solutions, Provision of KYC and AML Solutions, Provision of Information Technology Services including, General system design, installation, Systems integration.
27GF Score
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