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Clydestone GhanaXGHA:CLYD +2.22%29 Return-on-Tangible-Asset is 1.13% as of Jun. 2026, which is 67% below its 10-year median of 3.38. GuruFocus rates XGHA:CLYD with a GF Score™ of 29/100 and a GF Value™ of GHS0.03 (Significantly Overvalued). The stock has 9 warning signs investors should review. Among 2,894 Software companies, Clydestone Ghana ranks worse than 62.89% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Clydestone Ghana's annualizedNet Income for the quarter that ended in Jun. 2026 was GHS0.14 Mil. Clydestone Ghana's average total tangible assets for the quarter that ended in Jun. 2026 was GHS12.04 Mil. Therefore, Clydestone Ghana's annualized Return-on-Tangible-Asset for the quarter that ended in Jun. 2026 was 1.13%.
The historical rank and industry rank for Clydestone Ghana's Return-on-Tangible-Asset or its related term are showing as below:
XGHA:CLYD'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -22.42 Med: 3.38 Max: 35.56
Current: -2.61
During the past 11 years, Clydestone Ghana's highest Return-on-Tangible-Asset was 35.56%. The lowest was -22.42%. And the median was 3.38%.
XGHA:CLYD's Return-on-Tangible-Asset is ranked worse than 62.89% of 2894
companies
in the Software industry
Industry Median: 2.095
vs XGHA:CLYD: -2.61
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Clydestone Ghana Return-on-Tangible-Asset Related Terms
Clydestone Ghana Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for Clydestone Ghana's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XGHA:CLYD vs IBM, ACN, FISV: Return-on-Tangible-Asset Comparison
For the Information Technology Services subindustry, Clydestone Ghana's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Clydestone Ghana Return-on-Tangible-Asset vs Software Industry
For the Software industry and Technology sector, Clydestone Ghana's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Clydestone Ghana's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Jun. 2026) net income data.
What does a Return-on-Tangible-Asset of 1.13% mean?
Clydestone Ghana (XGHA:CLYD) has a Return-on-Tangible-Asset of 1.13% as of Jun. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Clydestone Ghana and its competitors. This is 67% below median its historical median of 3.38. According to the industry distribution chart, Clydestone Ghana ranks #1820 out of 2894 companies in the Software industry, placing it in the top 62.9%.
Is Clydestone Ghana's Return-on-Tangible-Asset too high?
Clydestone Ghana's current Return-on-Tangible-Asset of 1.13% is 67% below median its 10-year median of 3.38. The Software industry median Return-on-Tangible-Asset is 2.10. Clydestone Ghana's value of 1.13% is 46.1% below this industry median. Based on the distribution chart, Clydestone Ghana ranks #1820 out of 2894 companies in the Software industry, which is below the industry midpoint. Overall, Clydestone Ghana has a GF Score™ of 29/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Clydestone Ghana's Return-on-Tangible-Asset compare to IBM and ACN?
According to the Software industry distribution chart, Clydestone Ghana ranks #1820 out of 2894 companies for Return-on-Tangible-Asset. This places Clydestone Ghana in the lower half of its industry. The industry median Return-on-Tangible-Asset is 2.10. Clydestone Ghana's value of 1.13% is 46.1% below this benchmark. While the company's 10-year median is 3.38 vs. the industry median of 2.10, Clydestone Ghana has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Software company?
The median Return-on-Tangible-Asset among Software companies is 2.10, based on 2,894 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Clydestone Ghana's current Return-on-Tangible-Asset of 1.13% is 46.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Clydestone Ghana and its competitors. For the Software industry, the median Return-on-Tangible-Asset is 2.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Clydestone Ghana's current Return-on-Tangible-Asset is 1.13%, which is 67% below median its own 10-year median of 3.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Clydestone Ghana stock overvalued right now?
Based on GuruFocus' analysis, Clydestone Ghana (XGHA:CLYD) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS0.03, compared to a current price of GHS5.98 — trading 19833.3% above its estimated fair value. The current Return-on-Tangible-Asset is 1.13%, which is 67% below median its 10-year median of 3.38 and 46.1% below the Software industry median of 2.10. Clydestone Ghana's overall GF Score™ is 29/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Clydestone Ghana (XGHA:CLYD), the current Return-on-Tangible-Asset is 1.13% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Clydestone Ghana (XGHA:CLYD) Overvalued in 2026?
Based on GuruFocus' analysis, Clydestone Ghana stock appears to be overvalued.
The current stock price of GHS5.98 is trading 19833.3% above its estimated GF Value™ of GHS0.03.
GuruFocus considers Clydestone Ghana to be Significantly Overvalued.
Key valuation signals for XGHA:CLYD:
Return-on-Tangible-Asset: 1.13% (67% below median its 10-year median of 3.38)
GF Value™: GHS0.03 vs. price of GHS5.98 (19833.3% above fair value)
Industry Position: 46.1% below the Software median (#1820 of 2894)
No single metric tells the full story. See the XGHA:CLYD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Clydestone Ghana PLC is an information and communications technology company with offices in Ghana, Nigeria, and Kenya. The company's principal activities includes Payments Service Provider, Transaction Switching Services, Provision of settlement and clearing solutions, Provision of Instant Card Issuance Solutions, Provision of Authentication and 3D Secure Solutions, Provision of ATM Monitoring Solutions, Provision of KYC and AML Solutions, Provision of Information Technology Services including, General system design, installation, Systems integration.
29GF Score
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