Clydestone Ghana (XGHA:CLYD) ROE % Adjusted to Book Value: -2.10% (As of Dec. 2025)

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XGHA:CLYD Clydestone Ghana PLC XGHA:CLYD
35 GF Score
Price GHS4.66
GF Value GHS0.09
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Clydestone Ghana ROE % Adjusted to Book Value?

Clydestone Ghana XGHA:CLYD +3.56% 35 ROE % Adjusted to Book Value is -2.10% as of Dec. 2025. GuruFocus rates XGHA:CLYD with a GF Score™ of 35/100 and a GF Value™ of GHS0.09 (Significantly Overvalued). The stock has 8 warning signs investors should review.

Clydestone Ghana's ROE % for the quarter that ended in Dec. 2025 was -4.41%. Clydestone Ghana's PB Ratio for the quarter that ended in Dec. 2025 was 2.10. Clydestone Ghana's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 was -2.10%.


Clydestone Ghana ROE % Adjusted to Book Value Related Terms


Clydestone Ghana ROE % Adjusted to Book Value Historical Data

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The historical data trend for Clydestone Ghana's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Clydestone Ghana ROE % Adjusted to Book Value Chart

Clydestone Ghana Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only -24.17 65.08 13.64 508.92 2.87

Clydestone Ghana Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,074.31 638.11 -227.58 -36.49 -2.10

XGHA:CLYD vs IBM, ACN, FISV: ROE % Adjusted to Book Value Comparison

For the Information Technology Services subindustry, Clydestone Ghana's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Clydestone Ghana ROE % Adjusted to Book Value vs Software Industry

For the Software industry and Technology sector, Clydestone Ghana's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Clydestone Ghana's ROE % Adjusted to Book Value falls into.


XGHA:CLYD
35GF Score
Clydestone Ghana PLC XGHA:CLYD
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Clydestone Ghana ROE % Adjusted to Book Value Calculation

Clydestone Ghana's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=6.03% / 2.10
=2.87%

Clydestone Ghana's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=-4.41% / 2.10
=-2.10%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of -2.10% mean?
Clydestone Ghana (XGHA:CLYD) has a ROE % Adjusted to Book Value of -2.10% as of Dec. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Clydestone Ghana and its competitors.
Is Clydestone Ghana's ROE % Adjusted to Book Value too high?
Clydestone Ghana's current ROE % Adjusted to Book Value is -2.10%. Overall, Clydestone Ghana has a GF Score™ of 35/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Clydestone Ghana's ROE % Adjusted to Book Value compare to IBM and ACN?
Clydestone Ghana's ROE % Adjusted to Book Value of -2.10% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Software company?
A good ROE % Adjusted to Book Value depends on the Software industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Clydestone Ghana and its competitors. Clydestone Ghana's current ROE % Adjusted to Book Value is -2.10%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Clydestone Ghana stock overvalued right now?
Based on GuruFocus' analysis, Clydestone Ghana (XGHA:CLYD) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS0.09, compared to a current price of GHS4.66 — trading 5077.8% above its estimated fair value. The current ROE % Adjusted to Book Value is -2.10%. Clydestone Ghana's overall GF Score™ is 35/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Clydestone Ghana (XGHA:CLYD), the current ROE % Adjusted to Book Value is -2.10% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Clydestone Ghana (XGHA:CLYD) Overvalued in 2026?

Based on GuruFocus' analysis, Clydestone Ghana stock appears to be overvalued. The current stock price of GHS4.66 is trading 5077.8% above its estimated GF Value™ of GHS0.09. GuruFocus considers Clydestone Ghana to be Significantly Overvalued.

Key valuation signals for XGHA:CLYD:

  • ROE % Adjusted to Book Value: -2.10%
  • GF Value™: GHS0.09 vs. price of GHS4.66 (5077.8% above fair value)
  • GF Score™: 35/100 with 8 warning signs

No single metric tells the full story. See the XGHA:CLYD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Clydestone Ghana Business Description

Address No. 14 Adebeto Close, P.O. Box CT 1003, North Labone, Accra, GHA
Clydestone Ghana PLC is an information and communications technology company with offices in Ghana, Nigeria, and Kenya. The company's principal activities includes Payments Service Provider, Transaction Switching Services, Provision of settlement and clearing solutions, Provision of Instant Card Issuance Solutions, Provision of Authentication and 3D Secure Solutions, Provision of ATM Monitoring Solutions, Provision of KYC and AML Solutions, Provision of Information Technology Services including, General system design, installation, Systems integration.
35GF Score

Get the complete analysis for XGHA:CLYD

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

GHS4.66
Price
GHS0.09
GF Value