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Clydestone GhanaXGHA:CLYD -0.15%32 Debt-to-EBITDA is 1.27 as of Jun. 2026, which is 72% above its 10-year median of 0.74. GuruFocus rates XGHA:CLYD with a GF Score™ of 32/100 and a GF Value™ of GHS0.03 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,742 Software companies, Clydestone Ghana ranks worse than 68.83% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Clydestone Ghana's Debt-to-EBITDA or its related term are showing as below:
XGHA:CLYD'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -1.07 Med: 0.74 Max: 3.22
Current: 2.25
During the past 11 years, the highest Debt-to-EBITDA Ratio of Clydestone Ghana was 3.22. The lowest was -1.07. And the median was 0.74.
XGHA:CLYD's Debt-to-EBITDA is ranked worse than 68.83% of 1742
companies
in the Software industry
Industry Median: 0.98
vs XGHA:CLYD: 2.25
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Clydestone Ghana Debt-to-EBITDA Related Terms
Clydestone Ghana Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Clydestone Ghana's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XGHA:CLYD vs IBM, ACN, FISV: Debt-to-EBITDA Comparison
For the Information Technology Services subindustry, Clydestone Ghana's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Clydestone Ghana Debt-to-EBITDA vs Software Industry
For the Software industry and Technology sector, Clydestone Ghana's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Clydestone Ghana's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.
Clydestone Ghana (XGHA:CLYD) has a Debt-to-EBITDA of 1.27 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Clydestone Ghana. This is 72% above median its historical median of 0.74. According to the industry distribution chart, Clydestone Ghana ranks #1199 out of 1742 companies in the Software industry, placing it in the top 68.8%.
Is Clydestone Ghana's Debt-to-EBITDA too high?
Clydestone Ghana's current Debt-to-EBITDA of 1.27 is 72% above median its 10-year median of 0.74. The Software industry median Debt-to-EBITDA is 0.98. Clydestone Ghana's value of 1.27 is 29.6% above this industry median. Based on the distribution chart, Clydestone Ghana ranks #1199 out of 1742 companies in the Software industry, which is below the industry midpoint. Overall, Clydestone Ghana has a GF Score™ of 32/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Clydestone Ghana's Debt-to-EBITDA compare to IBM and ACN?
According to the Software industry distribution chart, Clydestone Ghana ranks #1199 out of 1742 companies for Debt-to-EBITDA. This places Clydestone Ghana in the lower half of its industry. The industry median Debt-to-EBITDA is 0.98. Clydestone Ghana's value of 1.27 is 29.6% above this benchmark. While the company's 10-year median is 0.74 vs. the industry median of 0.98, Clydestone Ghana has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 0.98, based on 1,742 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Clydestone Ghana's current Debt-to-EBITDA of 1.27 is 29.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Clydestone Ghana. For the Software industry, the median Debt-to-EBITDA is 0.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Clydestone Ghana's current Debt-to-EBITDA is 1.27, which is 72% above median its own 10-year median of 0.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Clydestone Ghana stock overvalued right now?
Based on GuruFocus' analysis, Clydestone Ghana (XGHA:CLYD) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS0.03, compared to a current price of GHS6.48 — trading 21500% above its estimated fair value. The current Debt-to-EBITDA is 1.27, which is 72% above median its 10-year median of 0.74 and 29.6% above the Software industry median of 0.98. Clydestone Ghana's overall GF Score™ is 32/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Clydestone Ghana (XGHA:CLYD), the current Debt-to-EBITDA is 1.27 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Clydestone Ghana (XGHA:CLYD) Overvalued in 2026?
Based on GuruFocus' analysis, Clydestone Ghana stock appears to be overvalued.
The current stock price of GHS6.48 is trading 21500% above its estimated GF Value™ of GHS0.03.
GuruFocus considers Clydestone Ghana to be Significantly Overvalued.
Key valuation signals for XGHA:CLYD:
Debt-to-EBITDA: 1.27 (72% above median its 10-year median of 0.74)
GF Value™: GHS0.03 vs. price of GHS6.48 (21500% above fair value)
Industry Position: 29.6% above the Software median (#1199 of 1742)
No single metric tells the full story. See the XGHA:CLYD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Clydestone Ghana PLC is an information and communications technology company with offices in Ghana, Nigeria, and Kenya. The company's principal activities includes Payments Service Provider, Transaction Switching Services, Provision of settlement and clearing solutions, Provision of Instant Card Issuance Solutions, Provision of Authentication and 3D Secure Solutions, Provision of ATM Monitoring Solutions, Provision of KYC and AML Solutions, Provision of Information Technology Services including, General system design, installation, Systems integration.
32GF Score
Get the complete analysis for XGHA:CLYD
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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