Clydestone Ghana (XGHA:CLYD) Retained Earnings: GHS1.68 Mil (As of Jun. 2026)

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XGHA:CLYD Clydestone Ghana PLC XGHA:CLYD
29 GF Score
Price GHS5.98
GF Value GHS0.03
Valuation Significantly Overvalued
! 9 Warning Signs
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What is Clydestone Ghana Retained Earnings?

Clydestone Ghana XGHA:CLYD +2.22% 29 Retained Earnings is GHS1.68 Mil as of Jun. 2026. GuruFocus rates XGHA:CLYD with a GF Score™ of 29/100 and a GF Value™ of GHS0.03 (Significantly Overvalued). The stock has 9 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Clydestone Ghana's retained earnings for the quarter that ended in Jun. 2026 was GHS1.68 Mil.

Clydestone Ghana's quarterly retained earnings increased from Dec. 2025 (GHS1.60 Mil) to Mar. 2026 (GHS1.93 Mil) but then declined from Mar. 2026 (GHS1.93 Mil) to Jun. 2026 (GHS1.68 Mil).

Clydestone Ghana's annual retained earnings increased from Dec. 2023 (GHS-0.30 Mil) to Dec. 2024 (GHS3.65 Mil) but then declined from Dec. 2024 (GHS3.65 Mil) to Dec. 2025 (GHS1.60 Mil).


Clydestone Ghana  (XGHA:CLYD) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Clydestone Ghana Retained Earnings Historical Data

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The historical data trend for Clydestone Ghana's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Clydestone Ghana Retained Earnings Chart

Clydestone Ghana Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.84 -0.44 -0.30 3.65 1.60

Clydestone Ghana Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.74 4.20 1.60 1.93 1.68
XGHA:CLYD
29GF Score
Clydestone Ghana PLC XGHA:CLYD
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Clydestone Ghana Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of GHS1.68 Mil mean?
Clydestone Ghana (XGHA:CLYD) has a Retained Earnings of GHS1.68 Mil as of Jun. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Clydestone Ghana and its competitors.
Is Clydestone Ghana's Retained Earnings too high?
Clydestone Ghana's current Retained Earnings is GHS1.68 Mil. Overall, Clydestone Ghana has a GF Score™ of 29/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Clydestone Ghana's Retained Earnings compare to IBM and ACN?
Clydestone Ghana's Retained Earnings of GHS1.68 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Software company?
A good Retained Earnings depends on the Software industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Clydestone Ghana and its competitors. Clydestone Ghana's current Retained Earnings is GHS1.68 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Clydestone Ghana stock overvalued right now?
Based on GuruFocus' analysis, Clydestone Ghana (XGHA:CLYD) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS0.03, compared to a current price of GHS5.98 — trading 19833.3% above its estimated fair value. The current Retained Earnings is GHS1.68 Mil. Clydestone Ghana's overall GF Score™ is 29/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Clydestone Ghana (XGHA:CLYD), the current Retained Earnings is GHS1.68 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Clydestone Ghana (XGHA:CLYD) Overvalued in 2026?

Based on GuruFocus' analysis, Clydestone Ghana stock appears to be overvalued. The current stock price of GHS5.98 is trading 19833.3% above its estimated GF Value™ of GHS0.03. GuruFocus considers Clydestone Ghana to be Significantly Overvalued.

Key valuation signals for XGHA:CLYD:

  • Retained Earnings: GHS1.68 Mil
  • GF Value™: GHS0.03 vs. price of GHS5.98 (19833.3% above fair value)
  • GF Score™: 29/100 with 9 warning signs

No single metric tells the full story. See the XGHA:CLYD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Clydestone Ghana Business Description

Address No. 14 Adebeto Close, P.O. Box CT 1003, North Labone, Accra, GHA
Clydestone Ghana PLC is an information and communications technology company with offices in Ghana, Nigeria, and Kenya. The company's principal activities includes Payments Service Provider, Transaction Switching Services, Provision of settlement and clearing solutions, Provision of Instant Card Issuance Solutions, Provision of Authentication and 3D Secure Solutions, Provision of ATM Monitoring Solutions, Provision of KYC and AML Solutions, Provision of Information Technology Services including, General system design, installation, Systems integration.
29GF Score

Get the complete analysis for XGHA:CLYD

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

GHS5.98
Price
GHS0.03
GF Value