Clydestone Ghana (XGHA:CLYD) Net Debt Paydown Yield % : -0.56% (As of Jul. 30, 2026)

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XGHA:CLYD Clydestone Ghana PLC XGHA:CLYD
37 GF Score
Price GHS4.66
GF Value GHS0.09
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Clydestone Ghana Net Debt Paydown Yield %?

Clydestone Ghana XGHA:CLYD +3.56% 37 Net Debt Paydown Yield % is -0.56% as of Jul. 30, 2026. GuruFocus rates XGHA:CLYD with a GF Score™ of 37/100 and a GF Value™ of GHS0.09 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 2,486 Software companies, Clydestone Ghana ranks worse than 60.18% on this metric.

Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt. As of today, Clydestone Ghana's Net Debt Paydown Yield % was -0.56%.


Clydestone Ghana  (XGHA:CLYD) Net Debt Paydown Yield % Explanation

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.

In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.

We calculating the TTM average debt by adding up the total debt, calculated by the sum of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation, in the trailing twelve months(TTM) divided by the counts of the total debt, accoring to the company's report frequency.


Clydestone Ghana Net Debt Paydown Yield % Related Terms


Clydestone Ghana Net Debt Paydown Yield % Historical Data

* Premium members only.

The historical data trend for Clydestone Ghana's Net Debt Paydown Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Clydestone Ghana Net Debt Paydown Yield % Chart

Clydestone Ghana Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Debt Paydown Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 -21.89 24.74 -5.43

Clydestone Ghana Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Net Debt Paydown Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 24.74 29.51 33.93 6.84 -5.43

XGHA:CLYD vs IBM, ACN, FISV: Net Debt Paydown Yield % Comparison

For the Information Technology Services subindustry, Clydestone Ghana's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Clydestone Ghana Net Debt Paydown Yield % vs Software Industry

For the Software industry and Technology sector, Clydestone Ghana's Net Debt Paydown Yield % distribution charts can be found below:

* The bar in red indicates where Clydestone Ghana's Net Debt Paydown Yield % falls into.


XGHA:CLYD
37GF Score
Clydestone Ghana PLC XGHA:CLYD
Net Debt Paydown Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Clydestone Ghana Net Debt Paydown Yield % Calculation

Clydestone Ghana's Net Debt Paydown Yield % for the quarter that ended in Dec. 2025 is calculated as:

Net Debt Paydown Yield %
=( TTM Average Debt   (1-Year Ago))-TTM Average Debt )/Market Cap
=( 0.67-1.52 )/15.64
=-5.43 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

What does a Net Debt Paydown Yield % of -0.56% mean?
Clydestone Ghana (XGHA:CLYD) has a Net Debt Paydown Yield % of -0.56% as of Jul. 30, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Clydestone Ghana and its competitors. According to the industry distribution chart, Clydestone Ghana ranks #1496 out of 2486 companies in the Software industry, placing it in the top 60.2%.
Is Clydestone Ghana's Net Debt Paydown Yield % too high?
Clydestone Ghana's current Net Debt Paydown Yield % is -0.56%. Based on the distribution chart, Clydestone Ghana ranks #1496 out of 2486 companies in the Software industry, which is below the industry midpoint. Overall, Clydestone Ghana has a GF Score™ of 37/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Clydestone Ghana's Net Debt Paydown Yield % compare to IBM and ACN?
According to the Software industry distribution chart, Clydestone Ghana ranks #1496 out of 2486 companies for Net Debt Paydown Yield %. This places Clydestone Ghana in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Software company?
A good Net Debt Paydown Yield % depends on the Software industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Clydestone Ghana and its competitors. Clydestone Ghana's current Net Debt Paydown Yield % is -0.56%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Clydestone Ghana stock overvalued right now?
Based on GuruFocus' analysis, Clydestone Ghana (XGHA:CLYD) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS0.09, compared to a current price of GHS4.66 — trading 5077.8% above its estimated fair value. The current Net Debt Paydown Yield % is -0.56%. Clydestone Ghana's overall GF Score™ is 37/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For Clydestone Ghana (XGHA:CLYD), the current Net Debt Paydown Yield % is -0.56% as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Clydestone Ghana (XGHA:CLYD) Overvalued in 2026?

Based on GuruFocus' analysis, Clydestone Ghana stock appears to be overvalued. The current stock price of GHS4.66 is trading 5077.8% above its estimated GF Value™ of GHS0.09. GuruFocus considers Clydestone Ghana to be Significantly Overvalued.

Key valuation signals for XGHA:CLYD:

  • Net Debt Paydown Yield %: -0.56%
  • GF Value™: GHS0.09 vs. price of GHS4.66 (5077.8% above fair value)
  • GF Score™: 37/100 with 8 warning signs

No single metric tells the full story. See the XGHA:CLYD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Clydestone Ghana Business Description

Address No. 14 Adebeto Close, P.O. Box CT 1003, North Labone, Accra, GHA
Clydestone Ghana PLC is an information and communications technology company with offices in Ghana, Nigeria, and Kenya. The company's principal activities includes Payments Service Provider, Transaction Switching Services, Provision of settlement and clearing solutions, Provision of Instant Card Issuance Solutions, Provision of Authentication and 3D Secure Solutions, Provision of ATM Monitoring Solutions, Provision of KYC and AML Solutions, Provision of Information Technology Services including, General system design, installation, Systems integration.
37GF Score

Get the complete analysis for XGHA:CLYD

Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

GHS4.66
Price
GHS0.09
GF Value