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MAA Group BhdXKLS:1198 22 Current Ratio is 0.87 as of Jun. 2026, which is 72% below its 10-year median of 3.09. GuruFocus rates XKLS:1198 with a GF Score™ of 22/100 and a GF Value™ of RM0.19 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 63 Insurance companies, MAA Group Bhd ranks worse than 88.89% on this metric.
The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. MAA Group Bhd's current ratio for the quarter that ended in Jun. 2026 was 0.87.
MAA Group Bhd has a current ratio of 0.87. It indicates that the company may have difficulty meeting its current obligations. Low values, however, do not indicate a critical problem. If MAA Group Bhd has good long-term prospects, it may be able to borrow against those prospects to meet current obligations.
The historical rank and industry rank for MAA Group Bhd's Current Ratio or its related term are showing as below:
XKLS:1198'
s Current Ratio Range Over the Past 10 Years
Min: 0.87 Med: 3.09 Max: 26.89
Current: 0.87
During the past 13 years, MAA Group Bhd's highest Current Ratio was 26.89. The lowest was 0.87. And the median was 3.09.
XKLS:1198's Current Ratio is ranked worse than 88.89% of 63
companies
in the Insurance industry
Industry Median: 1.68
vs XKLS:1198: 0.87
MAA Group Bhd (XKLS:1198) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
MAA Group Bhd Current Ratio Related Terms
MAA Group Bhd Current Ratio Historical Data
* Premium members only.
The historical data trend for MAA Group Bhd's Current Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XKLS:1198 vs BRK.A, AIG, HIG: Current Ratio Comparison
For the Insurance - Diversified subindustry, MAA Group Bhd's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MAA Group Bhd Current Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, MAA Group Bhd's Current Ratio distribution charts can be found below:
* The bar in red indicates where MAA Group Bhd's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MAA Group Bhd (XKLS:1198) has a Current Ratio of 0.87 as of Jun. 2026. This is 72% below median its historical median of 3.09. Over the past decade, MAA Group Bhd's Current Ratio has ranged from 0.87 to 26.89. According to the industry distribution chart, MAA Group Bhd ranks #56 out of 63 companies in the Insurance industry, placing it in the top 88.9%.
Is MAA Group Bhd's Current Ratio too high?
MAA Group Bhd's current Current Ratio of 0.87 is 72% below median its 10-year median of 3.09. Over the past 10 years, this metric has ranged from a low of 0.87 to a high of 26.89. The Insurance industry median Current Ratio is 1.68. MAA Group Bhd's value of 0.87 is 48.2% below this industry median. Based on the distribution chart, MAA Group Bhd ranks #56 out of 63 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, MAA Group Bhd has a GF Score™ of 22/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does MAA Group Bhd's Current Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, MAA Group Bhd ranks #56 out of 63 companies for Current Ratio. This places MAA Group Bhd in the lower half of its industry. The industry median Current Ratio is 1.68. MAA Group Bhd's value of 0.87 is 48.2% below this benchmark. Historically, MAA Group Bhd's own Current Ratio has ranged from 0.87 to 26.89 over the past decade. While the company's 10-year median is 3.09 vs. the industry median of 1.68, MAA Group Bhd has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for an Insurance company?
The median Current Ratio among Insurance companies is 1.68, based on 63 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MAA Group Bhd's current Current Ratio of 0.87 is 48.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median Current Ratio is 1.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MAA Group Bhd's current Current Ratio is 0.87, which is 72% below median its own 10-year median of 3.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MAA Group Bhd stock overvalued right now?
Based on GuruFocus' analysis, MAA Group Bhd (XKLS:1198) is currently considered Modestly Undervalued. The stock's GF Value™ is RM0.19, compared to a current price of RM0.14 — trading 26.3% below its estimated fair value. The current Current Ratio is 0.87, which is 72% below median its 10-year median of 3.09 and 48.2% below the Insurance industry median of 1.68. MAA Group Bhd's overall GF Score™ is 22/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For MAA Group Bhd (XKLS:1198), the current Current Ratio is 0.87 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is MAA Group Bhd (XKLS:1198) Overvalued in 2026?
Based on GuruFocus' analysis, MAA Group Bhd stock appears to be undervalued.
The current stock price of RM0.14 is trading 26.3% below its estimated GF Value™ of RM0.19.
GuruFocus considers MAA Group Bhd to be Modestly Undervalued.
Key valuation signals for XKLS:1198:
Current Ratio: 0.87 (72% below median its 10-year median of 3.09)
GF Value™: RM0.19 vs. price of RM0.14 (26.3% below fair value)
Industry Position: 48.2% below the Insurance median (#56 of 63)
No single metric tells the full story. See the XKLS:1198 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
MAA Group Bhd is an investment holding company. The company along with its subsidiaries operates in given segments Investment holdings segment is engaged in investment holdings. General Insurance involves the underwriting of all classes of general insurance business. Education Services segment provides private tuition to students, tertiary education for certificates, diplomas, professional and post-graduate degrees; Credit Services involves provision of money lending, debt factoring and other credit activities and Hospitality Services involves provision of hospitality services, Cinema Services food and beverage, retailer of Cigars, and other services including logistics, renovation, facilities management service. It generates maximum revenue from the General insurance segment.
22GF Score
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