Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
MAA Group BhdXKLS:1198 -3.45%13 Graham Number is RMN/A as of Mar. 2026. GuruFocus rates XKLS:1198 with a GF Score™ of 13/100. The stock has 3 warning signs investors should review. Among 427 Insurance companies, MAA Group Bhd ranks worse than 234191.8% on this metric.
Graham Number is a figure that measures a stock's fundamental value by taking into account the company's earnings per share and book value per share. The Graham number is the upper bound of the price range that a defensive investor should pay for the stock. According to the theory, any stock price below the Graham number is considered undervalued, and thus worth investing in.
As of today (2026-08-08), the stock price of MAA Group Bhd is RM0.14. MAA Group Bhd's graham number for the quarter that ended in Mar. 2026 was RMN/A. Therefore, MAA Group Bhd's Price to Graham Number ratio for today is N/A.
The historical rank and industry rank for MAA Group Bhd's Graham Number or its related term are showing as below:
During the past 13 years, the highest Price to Graham Number ratio of MAA Group Bhd was 0.73. The lowest was 0.23. And the median was 0.38.
XKLS:1198's Price-to-Graham-Number is not ranked *
in the Insurance industry.
Industry Median: 0.95 * Ranked among companies with meaningful Price-to-Graham-Number only.
Graham Number is a combination of asset valuation and earnings power valuation. It is a very conservative way of valuing a stock.
MAA Group Bhd (XKLS:1198) Graham Number Explanation
Ben Graham actually did not publish a formula like this. But he wrote in The Intelligent Investor (1948 version) regarding to the criteria for purchases:
Current price should not be more than 15 times average earnings of the past three years.
Current price should not be more than 1.5 times the book value last reported. However, a multiplier of earnings below 15 could justify a correspondingly higher multiplier of assets. As a rule of thumb we suggest that the product of the multiplier times the ratio of price to book value should not exceed 22.5. (This figure corresponds to 15 times earnings and 1.5 times book value. It would admit an issue selling at only 9 times earnings and 2.5 times asset value, etc.)
Unlike valuation methods such as DCF or Discounted Earnings, the Graham number does not take growth into the valuation. Unlike the valuation methods based on book value alone, it takes into account the earnings power. Therefore, the Graham Number is a combination of asset valuation and earnings power valuation.
In general, the Graham number is a very conservative way of valuing a stock. It cannot be applied to companies with negative book values.
MAA Group Bhd's Price to Graham number Ratio for today is calculated as
Price to Graham number
=
Share Price (Today)
/
Graham number (Q: Mar. 2026 )
=
0.14
/
N/A
=
N/A
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Please keep these in mind:
1. Graham Number does not take growth into account. Therefore it underestimates the values of the companies that have good earnings growth. We feel that if the earnings per share grows more than 10% a year, Graham Number underestimates the value.
2. Graham Number punishes the companies that have temporarily low earnings. Therefore, an average of earnings makes more sense in the calculation of Graham Number.
3. Graham Numbers underestimates companies that are light with book.
MAA Group Bhd Graham Number Related Terms
MAA Group Bhd Graham Number Historical Data
* Premium members only.
The historical data trend for MAA Group Bhd's Graham Number can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XKLS:1198 vs BRK.A, AIG, HIG: Graham Number Comparison
For the Insurance - Diversified subindustry, MAA Group Bhd's Price-to-Graham-Number, along with its competitors' market caps and Price-to-Graham-Number data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MAA Group Bhd Price-to-Graham-Number vs Insurance Industry
For the Insurance industry and Financial Services sector, MAA Group Bhd's Price-to-Graham-Number distribution charts can be found below:
* The bar in red indicates where MAA Group Bhd's Price-to-Graham-Number falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MAA Group Bhd (XKLS:1198) has a Graham Number of RMN/A as of Mar. 2026. The Graham Number values a company based on its per-share earnings and book value. View historical data on MAA Group Bhd and its competitors. Over the past decade, MAA Group Bhd's Graham Number has ranged from 0.23 to 0.73. According to the industry distribution chart, MAA Group Bhd ranks #999999 out of 427 companies in the Insurance industry.
Is MAA Group Bhd's Graham Number too high?
MAA Group Bhd's current Graham Number is RMN/A. Over the past 10 years, this metric has ranged from a low of 0.23 to a high of 0.73. Based on the distribution chart, MAA Group Bhd ranks #999999 out of 427 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, MAA Group Bhd has a GF Score™ of 13/100, reflecting its overall financial health beyond just this single metric.
How does MAA Group Bhd's Graham Number compare to BRK.A and AIG?
According to the Insurance industry distribution chart, MAA Group Bhd ranks #999999 out of 427 companies for Graham Number. This places MAA Group Bhd in the lower half of its industry. The industry median Graham Number is 0.95. Historically, MAA Group Bhd's own Graham Number has ranged from 0.23 to 0.73 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Graham Number for an Insurance company?
The median Graham Number among Insurance companies is 0.95, based on 427 companies in the industry. Companies in the top quartile (top 25%) have a Graham Number significantly above this median, while those in the bottom quartile fall well below. However, Graham Number should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Graham Number mean?
A high Graham Number can signal that a stock is expensive relative to its fundamentals. The Graham Number values a company based on its per-share earnings and book value. View historical data on MAA Group Bhd and its competitors. For the Insurance industry, the median Graham Number is 0.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MAA Group Bhd's current Graham Number is RMN/A. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MAA Group Bhd stock overvalued right now?
MAA Group Bhd (XKLS:1198) has a current Graham Number of RMN/A. The current Graham Number is RMN/A. MAA Group Bhd's overall GF Score™ is 13/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Graham Number calculated?
Graham Number is calculated from a company's financial statements. For MAA Group Bhd (XKLS:1198), the current Graham Number is RMN/A as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
MAA Group Bhd is an investment holding company. The company along with its subsidiaries operates in given segments Investment holdings segment is engaged in investment holdings. General Insurance involves the underwriting of all classes of general insurance business. Education Services segment provides private tuition to students, tertiary education for certificates, diplomas, professional and post-graduate degrees; Credit Services involves provision of money lending, debt factoring and other credit activities and Hospitality Services involves provision of hospitality services, Cinema Services food and beverage, retailer of Cigars, and other services including logistics, renovation, facilities management service. It generates maximum revenue from the General insurance segment.
13GF Score
Get the complete analysis for XKLS:1198
Graham Number is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XKLS:1198 has been successfully added to your 
