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MAA Group BhdXKLS:1198 -3.45%13 Debt-to-EBITDA is -1.15 as of Mar. 2026. GuruFocus rates XKLS:1198 with a GF Score™ of 13/100. The stock has 3 warning signs investors should review. Among 324 Insurance companies, MAA Group Bhd ranks worse than 308641.67% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for MAA Group Bhd's Debt-to-EBITDA or its related term are showing as below:
XKLS:1198'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -2.06 Med: -0.37 Max: 20.95
Current: -1.46
During the past 13 years, the highest Debt-to-EBITDA Ratio of MAA Group Bhd was 20.95. The lowest was -2.06. And the median was -0.37.
XKLS:1198's Debt-to-EBITDA is ranked worse than 100% of 324
companies
in the Insurance industry
Industry Median: 1.21
vs XKLS:1198: -1.46
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
MAA Group Bhd Debt-to-EBITDA Related Terms
MAA Group Bhd Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for MAA Group Bhd's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XKLS:1198 vs BRK.A, AIG, HIG: Debt-to-EBITDA Comparison
For the Insurance - Diversified subindustry, MAA Group Bhd's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MAA Group Bhd Debt-to-EBITDA vs Insurance Industry
For the Insurance industry and Financial Services sector, MAA Group Bhd's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where MAA Group Bhd's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
MAA Group Bhd (XKLS:1198) has a Debt-to-EBITDA of -1.15 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on MAA Group Bhd. According to the industry distribution chart, MAA Group Bhd ranks #999999 out of 324 companies in the Insurance industry.
Is MAA Group Bhd's Debt-to-EBITDA too high?
MAA Group Bhd's current Debt-to-EBITDA is -1.15. Based on the distribution chart, MAA Group Bhd ranks #999999 out of 324 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, MAA Group Bhd has a GF Score™ of 13/100, reflecting its overall financial health beyond just this single metric.
How does MAA Group Bhd's Debt-to-EBITDA compare to BRK.A and AIG?
According to the Insurance industry distribution chart, MAA Group Bhd ranks #999999 out of 324 companies for Debt-to-EBITDA. This places MAA Group Bhd in the lower half of its industry. The industry median Debt-to-EBITDA is 1.21. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for an Insurance company?
The median Debt-to-EBITDA among Insurance companies is 1.21, based on 324 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on MAA Group Bhd. For the Insurance industry, the median Debt-to-EBITDA is 1.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MAA Group Bhd's current Debt-to-EBITDA is -1.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MAA Group Bhd stock overvalued right now?
MAA Group Bhd (XKLS:1198) has a current Debt-to-EBITDA of -1.15. The current Debt-to-EBITDA is -1.15. MAA Group Bhd's overall GF Score™ is 13/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For MAA Group Bhd (XKLS:1198), the current Debt-to-EBITDA is -1.15 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
MAA Group Bhd is an investment holding company. The company along with its subsidiaries operates in given segments Investment holdings segment is engaged in investment holdings. General Insurance involves the underwriting of all classes of general insurance business. Education Services segment provides private tuition to students, tertiary education for certificates, diplomas, professional and post-graduate degrees; Credit Services involves provision of money lending, debt factoring and other credit activities and Hospitality Services involves provision of hospitality services, Cinema Services food and beverage, retailer of Cigars, and other services including logistics, renovation, facilities management service. It generates maximum revenue from the General insurance segment.
13GF Score
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