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MAA Group BhdXKLS:1198 24 PB Ratio is 0.15 as of Jul. 18, 2026, which is 55% below its 10-year median of 0.33. GuruFocus rates XKLS:1198 with a GF Score™ of 24/100 and a GF Value™ of RM0.23 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 497 Insurance companies, MAA Group Bhd ranks better than 99.2% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-18), MAA Group Bhd's share price is RM0.17. MAA Group Bhd's Book Value per Share for the quarter that ended in Mar. 2026 was RM1.16. Hence, MAA Group Bhd's PB Ratio of today is 0.15.
The historical rank and industry rank for MAA Group Bhd's PB Ratio or its related term are showing as below:
XKLS:1198'
s PB Ratio Range Over the Past 10 Years
Min: 0.12 Med: 0.33 Max: 0.54
Current: 0.15
During the past 13 years, MAA Group Bhd's highest PB Ratio was 0.54. The lowest was 0.12. And the median was 0.33.
XKLS:1198's PB Ratio is ranked better than 99.2% of 497
companies
in the Insurance industry
Industry Median: 1.41
vs XKLS:1198: 0.15
During the past 12 months, MAA Group Bhd's average Book Value Per Share Growth Rate was -16.10% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was -5.30% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was -9.10% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was -2.70% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of MAA Group Bhd was 21.50% per year. The lowest was -10.10% per year. And the median was -0.40% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
MAA Group Bhd PB Ratio Related Terms
MAA Group Bhd PB Ratio Historical Data
* Premium members only.
The historical data trend for MAA Group Bhd's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, MAA Group Bhd's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MAA Group Bhd PB Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, MAA Group Bhd's PB Ratio distribution charts can be found below:
* The bar in red indicates where MAA Group Bhd's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
MAA Group Bhd's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
MAA Group Bhd (XKLS:1198) has a PB Ratio of 0.15 as of Jul. 18, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on MAA Group Bhd and its competitors. This is 55% below median its historical median of 0.33. Over the past decade, MAA Group Bhd's PB Ratio has ranged from 0.12 to 0.54. According to the industry distribution chart, MAA Group Bhd ranks #4 out of 497 companies in the Insurance industry, placing it in the top 0.8%.
Is MAA Group Bhd's PB Ratio too high?
MAA Group Bhd's current PB Ratio of 0.15 is 55% below median its 10-year median of 0.33. Over the past 10 years, this metric has ranged from a low of 0.12 to a high of 0.54. The Insurance industry median PB Ratio is 1.41. MAA Group Bhd's value of 0.15 is 89.4% below this industry median. Based on the distribution chart, MAA Group Bhd ranks #4 out of 497 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, MAA Group Bhd has a GF Score™ of 24/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does MAA Group Bhd's PB Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, MAA Group Bhd ranks #4 out of 497 companies for PB Ratio. This places MAA Group Bhd in the top 1% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.41. MAA Group Bhd's value of 0.15 is 89.4% below this benchmark. Historically, MAA Group Bhd's own PB Ratio has ranged from 0.12 to 0.54 over the past decade. While the company's 10-year median is 0.33 vs. the industry median of 1.41, MAA Group Bhd has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Insurance company?
The median PB Ratio among Insurance companies is 1.41, based on 497 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MAA Group Bhd's current PB Ratio of 0.15 is 89.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on MAA Group Bhd and its competitors. For the Insurance industry, the median PB Ratio is 1.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MAA Group Bhd's current PB Ratio is 0.15, which is 55% below median its own 10-year median of 0.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MAA Group Bhd stock overvalued right now?
Based on GuruFocus' analysis, MAA Group Bhd (XKLS:1198) is currently considered Modestly Undervalued. The stock's GF Value™ is RM0.23, compared to a current price of RM0.17 — trading 26.1% below its estimated fair value. The current PB Ratio is 0.15, which is 55% below median its 10-year median of 0.33 and 89.4% below the Insurance industry median of 1.41. MAA Group Bhd's overall GF Score™ is 24/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For MAA Group Bhd (XKLS:1198), the current PB Ratio is 0.15 as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is MAA Group Bhd (XKLS:1198) Overvalued in 2026?
Based on GuruFocus' analysis, MAA Group Bhd stock appears to be undervalued.
The current stock price of RM0.17 is trading 26.1% below its estimated GF Value™ of RM0.23.
GuruFocus considers MAA Group Bhd to be Modestly Undervalued.
Key valuation signals for XKLS:1198:
PB Ratio: 0.15 (55% below median its 10-year median of 0.33)
GF Value™: RM0.23 vs. price of RM0.17 (26.1% below fair value)
Industry Position: 89.4% below the Insurance median (#4 of 497)
No single metric tells the full story. See the XKLS:1198 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
MAA Group Bhd is an investment holding company. The company along with its subsidiaries operates in given segments Investment holdings segment is engaged in investment holdings. General Insurance involves the underwriting of all classes of general insurance business. Education Services segment provides private tuition to students, tertiary education for certificates, diplomas, professional and post-graduate degrees; Credit Services involves provision of money lending, debt factoring and other credit activities and Hospitality Services involves provision of hospitality services, Cinema Services food and beverage, retailer of Cigars, and other services including logistics, renovation, facilities management service. It generates maximum revenue from the General insurance segment.
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