MAA Group Bhd (XKLS:1198) Interest Coverage: 0 (At Loss) (As of Mar. 2026)


XKLS:1198 MAA Group Bhd XKLS:1198
19 GF Score
Price RM0.15
GF Value RM0.23
Valuation Possible Value Trap
! 3 Warning Signs
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What is MAA Group Bhd Interest Coverage?

MAA Group Bhd XKLS:1198 19 Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus rates XKLS:1198 with a GF Score™ of 19/100 and a GF Value™ of RM0.23 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 353 Insurance companies, MAA Group Bhd ranks worse than 283285.84% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. MAA Group Bhd's Operating Income for the three months ended in Mar. 2026 was RM-17.59 Mil. MAA Group Bhd's Interest Expense for the three months ended in Mar. 2026 was RM-0.92 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for MAA Group Bhd's Interest Coverage or its related term are showing as below:


XKLS:1198's Interest Coverage is not ranked *
in the Insurance industry.
Industry Median: 16.26
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


MAA Group Bhd  (XKLS:1198) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


MAA Group Bhd Interest Coverage Related Terms


MAA Group Bhd Interest Coverage Historical Data

* Premium members only.

The historical data trend for MAA Group Bhd's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

MAA Group Bhd Interest Coverage Chart

MAA Group Bhd Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Jun22 Jun23 Jun24 Jun25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 N/A 0.00 0.00 0.00

MAA Group Bhd Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

XKLS:1198 vs BRK.A, AIG, HIG: Interest Coverage Comparison

For the Insurance - Diversified subindustry, MAA Group Bhd's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


MAA Group Bhd Interest Coverage vs Insurance Industry

For the Insurance industry and Financial Services sector, MAA Group Bhd's Interest Coverage distribution charts can be found below:

* The bar in red indicates where MAA Group Bhd's Interest Coverage falls into.


XKLS:1198
19GF Score
MAA Group Bhd XKLS:1198
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

MAA Group Bhd Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

MAA Group Bhd's Interest Coverage for the fiscal year that ended in Jun. 2025 is calculated as

Here, for the fiscal year that ended in Jun. 2025, MAA Group Bhd's Interest Expense was RM-4.10 Mil. Its Operating Income was RM-33.46 Mil. And its Long-Term Debt & Capital Lease Obligation was RM51.39 Mil.

MAA Group Bhd did not have earnings to cover the interest expense.

MAA Group Bhd's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, MAA Group Bhd's Interest Expense was RM-0.92 Mil. Its Operating Income was RM-17.59 Mil. And its Long-Term Debt & Capital Lease Obligation was RM47.22 Mil.

MAA Group Bhd did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
MAA Group Bhd (XKLS:1198) has a Interest Coverage of 0 (At Loss) as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on MAA Group Bhd and its competitors. According to the industry distribution chart, MAA Group Bhd ranks #999999 out of 353 companies in the Insurance industry.
Is MAA Group Bhd's Interest Coverage too high?
MAA Group Bhd's current Interest Coverage is 0 (At Loss). Based on the distribution chart, MAA Group Bhd ranks #999999 out of 353 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, MAA Group Bhd has a GF Score™ of 19/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does MAA Group Bhd's Interest Coverage compare to BRK.A and AIG?
According to the Insurance industry distribution chart, MAA Group Bhd ranks #999999 out of 353 companies for Interest Coverage. This places MAA Group Bhd in the lower half of its industry. The industry median Interest Coverage is 16.26. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.26, based on 353 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on MAA Group Bhd and its competitors. For the Insurance industry, the median Interest Coverage is 16.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MAA Group Bhd's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MAA Group Bhd stock overvalued right now?
Based on GuruFocus' analysis, MAA Group Bhd (XKLS:1198) is currently considered Possible Value Trap. The stock's GF Value™ is RM0.23, compared to a current price of RM0.15 — trading 34.8% below its estimated fair value. The current Interest Coverage is 0 (At Loss). MAA Group Bhd's overall GF Score™ is 19/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For MAA Group Bhd (XKLS:1198), the current Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is MAA Group Bhd (XKLS:1198) Overvalued in 2026?

Based on GuruFocus' analysis, MAA Group Bhd stock appears to be undervalued. The current stock price of RM0.15 is trading 34.8% below its estimated GF Value™ of RM0.23. GuruFocus considers MAA Group Bhd to be Possible Value Trap.

Key valuation signals for XKLS:1198:

  • Interest Coverage: 0 (At Loss)
  • GF Value™: RM0.23 vs. price of RM0.15 (34.8% below fair value)
  • GF Score™: 19/100 with 3 warning signs

No single metric tells the full story. See the XKLS:1198 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


MAA Group Bhd Business Description

Address No. 566 Jalan Ipoh, 13th Floor, Kuala Lumpur, MYS, 51200
MAA Group Bhd is an investment holding company. The company along with its subsidiaries operates in given segments Investment holdings segment is engaged in investment holdings. General Insurance involves the underwriting of all classes of general insurance business. Education Services segment provides private tuition to students, tertiary education for certificates, diplomas, professional and post-graduate degrees; Credit Services involves provision of money lending, debt factoring and other credit activities and Hospitality Services involves provision of hospitality services, Cinema Services food and beverage, retailer of Cigars, and other services including logistics, renovation, facilities management service. It generates maximum revenue from the General insurance segment.
19GF Score

Get the complete analysis for XKLS:1198

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM0.15
Price
RM0.23
GF Value