Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
MAA Group BhdXKLS:1198 15 ROC (Joel Greenblatt) % is -44.69% as of Mar. 2026. GuruFocus rates XKLS:1198 with a GF Score™ of 15/100 and a GF Value™ of RM0.23 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 65 Insurance companies, MAA Group Bhd ranks worse than 84.62% on this metric.
Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits). He defines ROC (Joel Greenblatt) % as EBIT divided by the total of Property, Plant and Equipment and net working capital. MAA Group Bhd's annualized ROC (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was -44.69%.
The historical rank and industry rank for MAA Group Bhd's ROC (Joel Greenblatt) % or its related term are showing as below:
XKLS:1198'
s ROC (Joel Greenblatt) % Range Over the Past 10 Years
Min: -222.69 Med: -24.19 Max: 690.21
Current: -42.46
During the past 13 years, MAA Group Bhd's highest ROC (Joel Greenblatt) % was 690.21%. The lowest was -222.69%. And the median was -24.19%.
XKLS:1198's ROC (Joel Greenblatt) % is ranked worse than 84.62% of 65
companies
in the Insurance industry
Industry Median: 74.51
vs XKLS:1198: -42.46
MAA Group Bhd's 5-Year average Growth Rate of ROC (Joel Greenblatt) % was 0.00% per year.
MAA Group Bhd (XKLS:1198) ROC (Joel Greenblatt) % Explanation
The way Joel Greenblatt defines Return on Capital is a more accurate measure of how efficiently the company generates returns onthe capital actually invested in the business. EBIT is used instead of net income because the tax and interest payment may be affected by factors other than the core business operation. Intangible assets are not included in the calculation because they don't need to be replaced.
MAA Group Bhd ROC (Joel Greenblatt) % Related Terms
MAA Group Bhd ROC (Joel Greenblatt) % Historical Data
* Premium members only.
The historical data trend for MAA Group Bhd's ROC (Joel Greenblatt) % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XKLS:1198 vs BRK.A, AIG, HIG: ROC (Joel Greenblatt) % Comparison
For the Insurance - Diversified subindustry, MAA Group Bhd's ROC (Joel Greenblatt) %, along with its competitors' market caps and ROC (Joel Greenblatt) % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MAA Group Bhd ROC (Joel Greenblatt) % vs Insurance Industry
For the Insurance industry and Financial Services sector, MAA Group Bhd's ROC (Joel Greenblatt) % distribution charts can be found below:
* The bar in red indicates where MAA Group Bhd's ROC (Joel Greenblatt) % falls into.
Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits) . He defines Return on Capital as follows:
EBIT stands for Earnings Before Interest and Taxes.
Fixed Assets are also known as non-current assets. They include the Property, Plant and Equipment that the firm needs in its operation.
GuruFocus calculates net working capital as: (Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Deferred Revenue + Other Current Liabilities). We're trying to account for OPERATING assets and liabilities (part of daily business) when calculating working capital. Cash and marketable securities are considered NON-OPERATING assets and are not included in calculation. We will also back out all interest bearing debt, short term debt and the portion of long term debt that is due in the current period from the current liabilities. This debt will be considered when computing cost of capital and it would be inappropriate to count it twice.
Note:
The EBIT data used here is four times the quarterly (Mar. 2026) EBIT data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a ROC (Joel Greenblatt) % of -44.69% mean?
MAA Group Bhd (XKLS:1198) has a ROC (Joel Greenblatt) % of -44.69% as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on MAA Group Bhd and its competitors. According to the industry distribution chart, MAA Group Bhd ranks #55 out of 65 companies in the Insurance industry, placing it in the top 84.6%.
Is MAA Group Bhd's ROC (Joel Greenblatt) % too high?
MAA Group Bhd's current ROC (Joel Greenblatt) % is -44.69%. Based on the distribution chart, MAA Group Bhd ranks #55 out of 65 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, MAA Group Bhd has a GF Score™ of 15/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does MAA Group Bhd's ROC (Joel Greenblatt) % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, MAA Group Bhd ranks #55 out of 65 companies for ROC (Joel Greenblatt) %. This places MAA Group Bhd in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 74.51. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for an Insurance company?
The median ROC (Joel Greenblatt) % among Insurance companies is 74.51, based on 65 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on MAA Group Bhd and its competitors. For the Insurance industry, the median ROC (Joel Greenblatt) % is 74.51 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MAA Group Bhd's current ROC (Joel Greenblatt) % is -44.69%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MAA Group Bhd stock overvalued right now?
Based on GuruFocus' analysis, MAA Group Bhd (XKLS:1198) is currently considered Possible Value Trap. The stock's GF Value™ is RM0.23, compared to a current price of RM0.15 — trading 37% below its estimated fair value. The current ROC (Joel Greenblatt) % is -44.69%. MAA Group Bhd's overall GF Score™ is 15/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For MAA Group Bhd (XKLS:1198), the current ROC (Joel Greenblatt) % is -44.69% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is MAA Group Bhd (XKLS:1198) Overvalued in 2026?
Based on GuruFocus' analysis, MAA Group Bhd stock appears to be undervalued.
The current stock price of RM0.15 is trading 37% below its estimated GF Value™ of RM0.23.
GuruFocus considers MAA Group Bhd to be Possible Value Trap.
Key valuation signals for XKLS:1198:
ROC (Joel Greenblatt) %: -44.69%
GF Value™: RM0.23 vs. price of RM0.15 (37% below fair value)
No single metric tells the full story. See the XKLS:1198 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
MAA Group Bhd is an investment holding company. The company along with its subsidiaries operates in given segments Investment holdings segment is engaged in investment holdings. General Insurance involves the underwriting of all classes of general insurance business. Education Services segment provides private tuition to students, tertiary education for certificates, diplomas, professional and post-graduate degrees; Credit Services involves provision of money lending, debt factoring and other credit activities and Hospitality Services involves provision of hospitality services, Cinema Services food and beverage, retailer of Cigars, and other services including logistics, renovation, facilities management service. It generates maximum revenue from the General insurance segment.
15GF Score
Get the complete analysis for XKLS:1198
ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XKLS:1198 has been successfully added to your 
