MAA Group Bhd (XKLS:1198) Net Debt Paydown Yield % : 10.12% (As of Jul. 18, 2026)

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XKLS:1198 MAA Group Bhd XKLS:1198
24 GF Score
Price RM0.17
GF Value RM0.23
Valuation Modestly Undervalued
! 3 Warning Signs
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What is MAA Group Bhd Net Debt Paydown Yield %?

MAA Group Bhd XKLS:1198 24 Net Debt Paydown Yield % is 10.12% as of Jul. 18, 2026. GuruFocus rates XKLS:1198 with a GF Score™ of 24/100 and a GF Value™ of RM0.23 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 421 Insurance companies, MAA Group Bhd ranks better than 96.44% on this metric.

Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt. As of today, MAA Group Bhd's Net Debt Paydown Yield % was 10.12%.


MAA Group Bhd  (XKLS:1198) Net Debt Paydown Yield % Explanation

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.

In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.

We calculating the TTM average debt by adding up the total debt, calculated by the sum of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation, in the trailing twelve months(TTM) divided by the counts of the total debt, accoring to the company's report frequency.


MAA Group Bhd Net Debt Paydown Yield % Related Terms


MAA Group Bhd Net Debt Paydown Yield % Historical Data

* Premium members only.

The historical data trend for MAA Group Bhd's Net Debt Paydown Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MAA Group Bhd Net Debt Paydown Yield % Chart

MAA Group Bhd Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Jun22 Jun23 Jun24 Jun25
Net Debt Paydown Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -6.01 0.00 -48.13 -20.18 35.01

MAA Group Bhd Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Debt Paydown Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 40.87 35.01 26.62 22.53 10.44

XKLS:1198 vs BRK.A, AIG, HIG: Net Debt Paydown Yield % Comparison

For the Insurance - Diversified subindustry, MAA Group Bhd's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


MAA Group Bhd Net Debt Paydown Yield % vs Insurance Industry

For the Insurance industry and Financial Services sector, MAA Group Bhd's Net Debt Paydown Yield % distribution charts can be found below:

* The bar in red indicates where MAA Group Bhd's Net Debt Paydown Yield % falls into.


XKLS:1198
24GF Score
MAA Group Bhd XKLS:1198
Net Debt Paydown Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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MAA Group Bhd Net Debt Paydown Yield % Calculation

MAA Group Bhd's Net Debt Paydown Yield % for the quarter that ended in Mar. 2026 is calculated as:

Net Debt Paydown Yield %
=( TTM Average Debt   (1-Year Ago))-TTM Average Debt )/Market Cap
=( 75.51-71.24 )/40.87846
=10.44 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

What does a Net Debt Paydown Yield % of 10.12% mean?
MAA Group Bhd (XKLS:1198) has a Net Debt Paydown Yield % of 10.12% as of Jul. 18, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on MAA Group Bhd and its competitors. According to the industry distribution chart, MAA Group Bhd ranks #15 out of 421 companies in the Insurance industry, placing it in the top 3.6%.
Is MAA Group Bhd's Net Debt Paydown Yield % too high?
MAA Group Bhd's current Net Debt Paydown Yield % is 10.12%. Based on the distribution chart, MAA Group Bhd ranks #15 out of 421 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, MAA Group Bhd has a GF Score™ of 24/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does MAA Group Bhd's Net Debt Paydown Yield % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, MAA Group Bhd ranks #15 out of 421 companies for Net Debt Paydown Yield %. This places MAA Group Bhd in the top 4% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for an Insurance company?
A good Net Debt Paydown Yield % depends on the Insurance industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on MAA Group Bhd and its competitors. MAA Group Bhd's current Net Debt Paydown Yield % is 10.12%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MAA Group Bhd stock overvalued right now?
Based on GuruFocus' analysis, MAA Group Bhd (XKLS:1198) is currently considered Modestly Undervalued. The stock's GF Value™ is RM0.23, compared to a current price of RM0.17 — trading 26.1% below its estimated fair value. The current Net Debt Paydown Yield % is 10.12%. MAA Group Bhd's overall GF Score™ is 24/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For MAA Group Bhd (XKLS:1198), the current Net Debt Paydown Yield % is 10.12% as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is MAA Group Bhd (XKLS:1198) Overvalued in 2026?

Based on GuruFocus' analysis, MAA Group Bhd stock appears to be undervalued. The current stock price of RM0.17 is trading 26.1% below its estimated GF Value™ of RM0.23. GuruFocus considers MAA Group Bhd to be Modestly Undervalued.

Key valuation signals for XKLS:1198:

  • Net Debt Paydown Yield %: 10.12%
  • GF Value™: RM0.23 vs. price of RM0.17 (26.1% below fair value)
  • GF Score™: 24/100 with 3 warning signs

No single metric tells the full story. See the XKLS:1198 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


MAA Group Bhd Business Description

Address No. 566 Jalan Ipoh, 13th Floor, Kuala Lumpur, MYS, 51200
MAA Group Bhd is an investment holding company. The company along with its subsidiaries operates in given segments Investment holdings segment is engaged in investment holdings. General Insurance involves the underwriting of all classes of general insurance business. Education Services segment provides private tuition to students, tertiary education for certificates, diplomas, professional and post-graduate degrees; Credit Services involves provision of money lending, debt factoring and other credit activities and Hospitality Services involves provision of hospitality services, Cinema Services food and beverage, retailer of Cigars, and other services including logistics, renovation, facilities management service. It generates maximum revenue from the General insurance segment.
24GF Score

Get the complete analysis for XKLS:1198

Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM0.17
Price
RM0.23
GF Value