MAA Group Bhd (XKLS:1198) Cyclically Adjusted PS Ratio: 0.31 (As of Jul. 25, 2026) — 39% Below Median

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XKLS:1198 MAA Group Bhd XKLS:1198
15 GF Score
Price RM0.17
GF Value RM0.23
Valuation Modestly Undervalued
! 3 Warning Signs
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What is MAA Group Bhd Cyclically Adjusted PS Ratio?

MAA Group Bhd XKLS:1198 15 Cyclically Adjusted PS Ratio is 0.31 as of Jul. 25, 2026, which is 39% below its 10-year median of 0.51. GuruFocus rates XKLS:1198 with a GF Score™ of 15/100 and a GF Value™ of RM0.23 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 412 Insurance companies, MAA Group Bhd ranks better than 90.53% on this metric.

As of today (2026-07-25), MAA Group Bhd's current share price is RM0.165. MAA Group Bhd's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was RM0.54. MAA Group Bhd's Cyclically Adjusted PS Ratio for today is 0.31.

The historical rank and industry rank for MAA Group Bhd's Cyclically Adjusted PS Ratio or its related term are showing as below:

XKLS:1198' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.27   Med: 0.51   Max: 1.2
Current: 0.31

During the past years, MAA Group Bhd's highest Cyclically Adjusted PS Ratio was 1.20. The lowest was 0.27. And the median was 0.51.

XKLS:1198's Cyclically Adjusted PS Ratio is ranked better than
90.53% of 412 companies
in the Insurance industry
Industry Median: 1.21 vs XKLS:1198: 0.31

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

MAA Group Bhd's adjusted revenue per share data for the three months ended in Mar. 2026 was RM0.084. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is RM0.54 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


MAA Group Bhd  (XKLS:1198) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


MAA Group Bhd Cyclically Adjusted PS Ratio Related Terms


MAA Group Bhd Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for MAA Group Bhd's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MAA Group Bhd Cyclically Adjusted PS Ratio Chart

MAA Group Bhd Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Jun22 Jun23 Jun24 Jun25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.77 0.00 0.40 0.58 0.36

MAA Group Bhd Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.41 0.36 0.36 0.34 0.29

XKLS:1198 vs BRK.A, AIG, HIG: Cyclically Adjusted PS Ratio Comparison

For the Insurance - Diversified subindustry, MAA Group Bhd's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


MAA Group Bhd Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, MAA Group Bhd's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where MAA Group Bhd's Cyclically Adjusted PS Ratio falls into.


XKLS:1198
15GF Score
MAA Group Bhd XKLS:1198
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

MAA Group Bhd Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

MAA Group Bhd's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=0.165/0.54
=0.31

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MAA Group Bhd's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, MAA Group Bhd's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.084/330.2130*330.2130
=0.084

Current CPI (Mar. 2026) = 330.2130.

MAA Group Bhd Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 0.001 241.018 0.001
201609 0.023 241.428 0.031
201612 0.035 241.432 0.048
201703 0.015 243.801 0.020
201706 0.177 244.955 0.239
201709 0.120 246.819 0.161
201712 0.001 246.524 0.001
201803 0.066 249.554 0.087
201806 0.111 251.989 0.145
201809 0.112 252.439 0.147
201812 0.055 251.233 0.072
201903 0.148 254.202 0.192
201906 0.103 256.143 0.133
201909 0.130 256.759 0.167
201912 0.114 256.974 0.146
202003 0.051 258.115 0.065
202006 0.231 257.797 0.296
202009 0.217 260.280 0.275
202012 0.240 260.474 0.304
202103 0.202 264.877 0.252
202106 0.140 271.696 0.170
202109 0.191 274.310 0.230
202112 0.179 278.802 0.212
202203 0.145 287.504 0.167
202206 0.000 296.311 0.000
202209 0.130 296.808 0.145
202212 0.209 296.797 0.233
202303 0.150 301.836 0.164
202306 -0.004 305.109 -0.004
202309 0.097 307.789 0.104
202312 0.092 306.746 0.099
202403 0.103 312.332 0.109
202406 0.117 314.175 0.123
202409 0.119 315.301 0.125
202412 0.114 315.605 0.119
202503 0.102 319.799 0.105
202506 0.097 322.561 0.099
202509 0.111 324.800 0.113
202512 0.084 324.054 0.086
202603 0.084 330.213 0.084

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 0.31 mean?
MAA Group Bhd (XKLS:1198) has a Cyclically Adjusted PS Ratio of 0.31 as of Jul. 25, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on MAA Group Bhd and its competitors. This is 39% below median its historical median of 0.51. Over the past decade, MAA Group Bhd's Cyclically Adjusted PS Ratio has ranged from 0.27 to 1.20. According to the industry distribution chart, MAA Group Bhd ranks #39 out of 412 companies in the Insurance industry, placing it in the top 9.5%.
Is MAA Group Bhd's Cyclically Adjusted PS Ratio too high?
MAA Group Bhd's current Cyclically Adjusted PS Ratio of 0.31 is 39% below median its 10-year median of 0.51. Over the past 10 years, this metric has ranged from a low of 0.27 to a high of 1.20. The Insurance industry median Cyclically Adjusted PS Ratio is 1.21. MAA Group Bhd's value of 0.31 is 74.4% below this industry median. Based on the distribution chart, MAA Group Bhd ranks #39 out of 412 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, MAA Group Bhd has a GF Score™ of 15/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does MAA Group Bhd's Cyclically Adjusted PS Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, MAA Group Bhd ranks #39 out of 412 companies for Cyclically Adjusted PS Ratio. This places MAA Group Bhd in the top 10% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PS Ratio is 1.21. MAA Group Bhd's value of 0.31 is 74.4% below this benchmark. Historically, MAA Group Bhd's own Cyclically Adjusted PS Ratio has ranged from 0.27 to 1.20 over the past decade. While the company's 10-year median is 0.51 vs. the industry median of 1.21, MAA Group Bhd has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for an Insurance company?
The median Cyclically Adjusted PS Ratio among Insurance companies is 1.21, based on 412 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MAA Group Bhd's current Cyclically Adjusted PS Ratio of 0.31 is 74.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on MAA Group Bhd and its competitors. For the Insurance industry, the median Cyclically Adjusted PS Ratio is 1.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MAA Group Bhd's current Cyclically Adjusted PS Ratio is 0.31, which is 39% below median its own 10-year median of 0.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MAA Group Bhd stock overvalued right now?
Based on GuruFocus' analysis, MAA Group Bhd (XKLS:1198) is currently considered Modestly Undervalued. The stock's GF Value™ is RM0.23, compared to a current price of RM0.17 — trading 28.3% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 0.31, which is 39% below median its 10-year median of 0.51 and 74.4% below the Insurance industry median of 1.21. MAA Group Bhd's overall GF Score™ is 15/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For MAA Group Bhd (XKLS:1198), the current Cyclically Adjusted PS Ratio is 0.31 as of Jul. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is MAA Group Bhd (XKLS:1198) Overvalued in 2026?

Based on GuruFocus' analysis, MAA Group Bhd stock appears to be undervalued. The current stock price of RM0.17 is trading 28.3% below its estimated GF Value™ of RM0.23. GuruFocus considers MAA Group Bhd to be Modestly Undervalued.

Key valuation signals for XKLS:1198:

  • Cyclically Adjusted PS Ratio: 0.31 (39% below median its 10-year median of 0.51)
  • GF Value™: RM0.23 vs. price of RM0.17 (28.3% below fair value)
  • GF Score™: 15/100 with 3 warning signs
  • Industry Position: 74.4% below the Insurance median (#39 of 412)

No single metric tells the full story. See the XKLS:1198 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


MAA Group Bhd Business Description

Address No. 566 Jalan Ipoh, 13th Floor, Kuala Lumpur, MYS, 51200
MAA Group Bhd is an investment holding company. The company along with its subsidiaries operates in given segments Investment holdings segment is engaged in investment holdings. General Insurance involves the underwriting of all classes of general insurance business. Education Services segment provides private tuition to students, tertiary education for certificates, diplomas, professional and post-graduate degrees; Credit Services involves provision of money lending, debt factoring and other credit activities and Hospitality Services involves provision of hospitality services, Cinema Services food and beverage, retailer of Cigars, and other services including logistics, renovation, facilities management service. It generates maximum revenue from the General insurance segment.
15GF Score

Get the complete analysis for XKLS:1198

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM0.17
Price
RM0.23
GF Value