MAA Group Bhd (XKLS:1198) LT-Debt-to-Total-Asset: 0.12 (As of Mar. 2026)

What is MAA Group Bhd LT-Debt-to-Total-Asset?

MAA Group Bhd XKLS:1198 -9.38% 15 LT-Debt-to-Total-Asset is 0.12 as of Mar. 2026. GuruFocus rates XKLS:1198 with a GF Score™ of 15/100 and a GF Value™ of RM0.23 (Possible Value Trap). The stock has 3 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. MAA Group Bhd's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.12.

MAA Group Bhd's long-term debt to total assets ratio increased from Mar. 2025 (0.10) to Mar. 2026 (0.12). It may suggest that MAA Group Bhd is progressively becoming more dependent on debt to grow their business.

MAA Group Bhd (XKLS:1198) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

MAA Group Bhd LT-Debt-to-Total-Asset Related Terms

MAA Group Bhd LT-Debt-to-Total-Asset Historical Data

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The historical data trend for MAA Group Bhd's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MAA Group Bhd LT-Debt-to-Total-Asset Chart

MAA Group Bhd Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Jun22

Jun23

Jun24

Jun25

LT-Debt-to-Total-Asset

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0.04

0.02

0.10

0.11

0.12

MAA Group Bhd Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.10	0.12	0.13	0.12	0.12

15GF Score

MAA Group Bhd XKLS:1198

LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.

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MAA Group Bhd LT-Debt-to-Total-Asset Calculation

MAA Group Bhd's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Jun. 2025 is calculated as

LT Debt to Total Assets (A: Jun. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Jun. 2025 )	/	Total Assets (A: Jun. 2025 )
	=	51.391	/	414.527
	=	0.12

MAA Group Bhd's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	47.22	/	406.427
	=	0.12

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.12 mean?

MAA Group Bhd (XKLS:1198) has a LT-Debt-to-Total-Asset of 0.12 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on MAA Group Bhd and its competitors.

Is MAA Group Bhd's LT-Debt-to-Total-Asset too high?

MAA Group Bhd's current LT-Debt-to-Total-Asset is 0.12. Overall, MAA Group Bhd has a GF Score™ of 15/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.

How does MAA Group Bhd's LT-Debt-to-Total-Asset compare to BRK.A and AIG?

MAA Group Bhd's LT-Debt-to-Total-Asset of 0.12 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for an Insurance company?

A good LT-Debt-to-Total-Asset depends on the Insurance industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on MAA Group Bhd and its competitors. MAA Group Bhd's current LT-Debt-to-Total-Asset is 0.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is MAA Group Bhd stock overvalued right now?

Based on GuruFocus' analysis, MAA Group Bhd (XKLS:1198) is currently considered Possible Value Trap. The stock's GF Value™ is RM0.23, compared to a current price of RM0.15 — trading 37% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.12. MAA Group Bhd's overall GF Score™ is 15/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For MAA Group Bhd (XKLS:1198), the current LT-Debt-to-Total-Asset is 0.12 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is MAA Group Bhd (XKLS:1198) Overvalued in 2026?

Based on GuruFocus' analysis, MAA Group Bhd stock appears to be undervalued. The current stock price of RM0.15 is trading 37% below its estimated GF Value™ of RM0.23. GuruFocus considers MAA Group Bhd to be Possible Value Trap.

Key valuation signals for XKLS:1198:

LT-Debt-to-Total-Asset: 0.12
GF Value™: RM0.23 vs. price of RM0.15 (37% below fair value)
GF Score™: 15/100 with 3 warning signs

No single metric tells the full story. See the XKLS:1198 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

MAA Group Bhd Business Description

Industry Financial Services Insurance

Comparable Companies XKLS:6009 BRK.A XTER:ALV XSWX:ZURN XPAR:CS MIL:G TSX:SLF AIG HIG ACGL XTER:TLX XSWX:SLHN OHEL:SAMPO XSWX:HBAN LSE:AV.XAMS:NN XBRU:AGS XAMS:ASRNL XMAD:MAP BSP:BBSE3

Address No. 566 Jalan Ipoh, 13th Floor, Kuala Lumpur, MYS, 51200

Website https://www.maa.my

MAA Group Bhd is an investment holding company. The company along with its subsidiaries operates in given segments Investment holdings segment is engaged in investment holdings. General Insurance involves the underwriting of all classes of general insurance business. Education Services segment provides private tuition to students, tertiary education for certificates, diplomas, professional and post-graduate degrees; Credit Services involves provision of money lending, debt factoring and other credit activities and Hospitality Services involves provision of hospitality services, Cinema Services food and beverage, retailer of Cigars, and other services including logistics, renovation, facilities management service. It generates maximum revenue from the General insurance segment.

15GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM0.15

Price

RM0.23

GF Value

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