Abu Dhabi National Insurance Co PJSC (ADX:ADNIC) Cyclically Adjusted Book per Share: د.إ5.70 (As of Jun. 2026)

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ADX:ADNIC Abu Dhabi National Insurance Co PJSC ADX:ADNIC
80 GF Score
Price د.إ7.18
GF Value د.إ7.28
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is Abu Dhabi National Insurance Co PJSC Cyclically Adjusted Book per Share?

Abu Dhabi National Insurance Co PJSC ADX:ADNIC +2.13% 80 Cyclically Adjusted Book per Share is د.إ5.70 as of Jun. 2026. GuruFocus rates ADX:ADNIC with a GF Score™ of 80/100 and a GF Value™ of د.إ7.28 (Fairly Valued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Abu Dhabi National Insurance Co PJSC's adjusted book value per share for the three months ended in Jun. 2026 was د.إ6.430. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is د.إ5.70 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Abu Dhabi National Insurance Co PJSC's average Cyclically Adjusted Book Growth Rate was 5.00% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 0.70% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 1.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Abu Dhabi National Insurance Co PJSC was 1.50% per year. The lowest was 0.20% per year. And the median was 0.70% per year.

As of today (2026-09-16), Abu Dhabi National Insurance Co PJSC's current stock price is د.إ7.18. Abu Dhabi National Insurance Co PJSC's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was د.إ5.70. Abu Dhabi National Insurance Co PJSC's Cyclically Adjusted PB Ratio of today is 1.26.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Abu Dhabi National Insurance Co PJSC was 1.41. The lowest was 0.58. And the median was 1.10.


Abu Dhabi National Insurance Co PJSC  (ADX:ADNIC) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Abu Dhabi National Insurance Co PJSC's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=7.18/5.7
=1.26

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Abu Dhabi National Insurance Co PJSC was 1.41. The lowest was 0.58. And the median was 1.10.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Abu Dhabi National Insurance Co PJSC Cyclically Adjusted Book per Share Related Terms


Abu Dhabi National Insurance Co PJSC Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Abu Dhabi National Insurance Co PJSC's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Abu Dhabi National Insurance Co PJSC Cyclically Adjusted Book per Share Chart

Abu Dhabi National Insurance Co PJSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.20 5.30 5.18 5.37 5.71

Abu Dhabi National Insurance Co PJSC Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.34 5.42 5.46 5.60 5.70

ADX:ADNIC vs BRK.A, AIG, HIG: Cyclically Adjusted Book per Share Comparison

For the Insurance - Diversified subindustry, Abu Dhabi National Insurance Co PJSC's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Abu Dhabi National Insurance Co PJSC Cyclically Adjusted PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Abu Dhabi National Insurance Co PJSC's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Abu Dhabi National Insurance Co PJSC's Cyclically Adjusted PB Ratio falls into.


ADX:ADNIC
80GF Score
Abu Dhabi National Insurance Co PJSC ADX:ADNIC
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Abu Dhabi National Insurance Co PJSC Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Abu Dhabi National Insurance Co PJSC's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book= Book Value per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=6.43/333.9520*333.9520
=6.430

Current CPI (Jun. 2026) = 333.9520.

Abu Dhabi National Insurance Co PJSC Quarterly Data

Book Value per Share CPI Adj_Book
201609 3.636 241.428 5.029
201612 3.892 241.432 5.383
201703 3.971 243.801 5.439
201706 4.132 244.955 5.633
201709 4.318 246.819 5.842
201712 4.452 246.524 6.031
201803 4.489 249.554 6.007
201806 4.608 251.989 6.107
201809 4.823 252.439 6.380
201812 4.789 251.233 6.366
201903 4.694 254.202 6.167
201906 3.753 256.143 4.893
201909 3.877 256.759 5.043
201912 4.029 256.974 5.236
202003 3.591 258.115 4.646
202006 3.838 257.797 4.972
202009 4.167 260.280 5.346
202012 4.398 260.474 5.639
202103 4.334 264.877 5.464
202106 4.591 271.696 5.643
202109 4.765 274.310 5.801
202112 4.967 278.802 5.950
202203 4.773 287.504 5.544
202206 4.533 296.311 5.109
202209 4.536 296.808 5.104
202212 4.786 296.797 5.385
202303 4.588 301.836 5.076
202306 4.795 305.109 5.248
202309 4.951 307.789 5.372
202312 5.121 306.746 5.575
202403 4.868 312.332 5.205
202406 5.669 314.175 6.026
202409 5.946 315.301 6.298
202412 6.174 315.605 6.533
202503 5.930 319.799 6.192
202506 6.163 322.561 6.381
202509 6.336 324.800 6.515
202512 6.557 324.054 6.757
202603 6.178 330.213 6.248
202606 6.430 333.952 6.430

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of د.إ5.70 mean?
Abu Dhabi National Insurance Co PJSC (ADX:ADNIC) has a Cyclically Adjusted Book per Share of د.إ5.70 as of Jun. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Abu Dhabi National Insurance Co PJSC and its competitors.
Is Abu Dhabi National Insurance Co PJSC's Cyclically Adjusted Book per Share too high?
Abu Dhabi National Insurance Co PJSC's current Cyclically Adjusted Book per Share is د.إ5.70. Overall, Abu Dhabi National Insurance Co PJSC has a GF Score™ of 80/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Abu Dhabi National Insurance Co PJSC's Cyclically Adjusted Book per Share compare to BRK.A and AIG?
Abu Dhabi National Insurance Co PJSC's Cyclically Adjusted Book per Share of د.إ5.70 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for an Insurance company?
A good Cyclically Adjusted Book per Share depends on the Insurance industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Abu Dhabi National Insurance Co PJSC and its competitors. Abu Dhabi National Insurance Co PJSC's current Cyclically Adjusted Book per Share is د.إ5.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Abu Dhabi National Insurance Co PJSC stock overvalued right now?
Based on GuruFocus' analysis, Abu Dhabi National Insurance Co PJSC (ADX:ADNIC) is currently considered Fairly Valued. The stock's GF Value™ is د.إ7.28, compared to a current price of د.إ7.18 — trading 1.4% below its estimated fair value. The current Cyclically Adjusted Book per Share is د.إ5.70. Abu Dhabi National Insurance Co PJSC's overall GF Score™ is 80/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Abu Dhabi National Insurance Co PJSC (ADX:ADNIC), the current Cyclically Adjusted Book per Share is د.إ5.70 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Abu Dhabi National Insurance Co PJSC (ADX:ADNIC) Overvalued in 2026?

Based on GuruFocus' analysis, Abu Dhabi National Insurance Co PJSC stock appears to be undervalued. The current stock price of د.إ7.18 is trading 1.4% below its estimated GF Value™ of د.إ7.28. GuruFocus considers Abu Dhabi National Insurance Co PJSC to be Fairly Valued.

Key valuation signals for ADX:ADNIC:

  • Cyclically Adjusted Book per Share: د.إ5.70
  • GF Value™: د.إ7.28 vs. price of د.إ7.18 (1.4% below fair value)
  • GF Score™: 80/100 with 2 warning signs

No single metric tells the full story. See the ADX:ADNIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Abu Dhabi National Insurance Co PJSC Business Description

Address Mohamed Bin Khalifa Street, P.O. Box: 839, ADNIC Building No. 403, Al Danah, Zone 1, Abu Dhabi, ARE
Abu Dhabi National Insurance Co PJSC is engaged in the transaction of insurance and reinsurance business of all classes. The company is organized into two main business segments: Underwriting of commercial lines of business - incorporating all classes of general insurance including marine cargo, marine hull, aviation, energy, property and engineering; and Underwriting of consumer line of business - incorporating all classes of insurance including accident, life, motor and medical. The majority of revenue is derived from Underwriting of commercial lines of business segment.
80GF Score

Get the complete analysis for ADX:ADNIC

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ7.18
Price
د.إ7.28
GF Value