Abu Dhabi National Insurance Co PJSC (ADX:ADNIC) ROE % Adjusted to Book Value: 9.41% (As of Mar. 2026)


ADX:ADNIC Abu Dhabi National Insurance Co PJSC ADX:ADNIC
64 GF Score
Price د.إ7.24
GF Value د.إ8.81
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Abu Dhabi National Insurance Co PJSC ROE % Adjusted to Book Value?

Abu Dhabi National Insurance Co PJSC ADX:ADNIC +1.69% 64 ROE % Adjusted to Book Value is 9.41% as of Mar. 2026. GuruFocus rates ADX:ADNIC with a GF Score™ of 64/100 and a GF Value™ of د.إ8.81 (Modestly Undervalued). The stock has 1 warning sign investors should review.

Abu Dhabi National Insurance Co PJSC's ROE % for the quarter that ended in Mar. 2026 was 11.48%. Abu Dhabi National Insurance Co PJSC's PB Ratio for the quarter that ended in Mar. 2026 was 1.22. Abu Dhabi National Insurance Co PJSC's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 9.41%.


Abu Dhabi National Insurance Co PJSC ROE % Adjusted to Book Value Related Terms


Abu Dhabi National Insurance Co PJSC ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Abu Dhabi National Insurance Co PJSC's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Abu Dhabi National Insurance Co PJSC ROE % Adjusted to Book Value Chart

Abu Dhabi National Insurance Co PJSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.10 9.92 12.15 12.41 12.36

Abu Dhabi National Insurance Co PJSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.83 12.29 12.05 12.99 9.41

ADX:ADNIC vs BRK.A, AIG, HIG: ROE % Adjusted to Book Value Comparison

For the Insurance - Diversified subindustry, Abu Dhabi National Insurance Co PJSC's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Abu Dhabi National Insurance Co PJSC ROE % Adjusted to Book Value vs Insurance Industry

For the Insurance industry and Financial Services sector, Abu Dhabi National Insurance Co PJSC's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Abu Dhabi National Insurance Co PJSC's ROE % Adjusted to Book Value falls into.


ADX:ADNIC
64GF Score
Abu Dhabi National Insurance Co PJSC ADX:ADNIC
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Abu Dhabi National Insurance Co PJSC ROE % Adjusted to Book Value Calculation

Abu Dhabi National Insurance Co PJSC's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=14.58% / 1.18
=12.36%

Abu Dhabi National Insurance Co PJSC's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=11.48% / 1.22
=9.41%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 9.41% mean?
Abu Dhabi National Insurance Co PJSC (ADX:ADNIC) has a ROE % Adjusted to Book Value of 9.41% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Abu Dhabi National Insurance Co PJSC and its competitors.
Is Abu Dhabi National Insurance Co PJSC's ROE % Adjusted to Book Value too high?
Abu Dhabi National Insurance Co PJSC's current ROE % Adjusted to Book Value is 9.41%. Overall, Abu Dhabi National Insurance Co PJSC has a GF Score™ of 64/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Abu Dhabi National Insurance Co PJSC's ROE % Adjusted to Book Value compare to BRK.A and AIG?
Abu Dhabi National Insurance Co PJSC's ROE % Adjusted to Book Value of 9.41% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for an Insurance company?
A good ROE % Adjusted to Book Value depends on the Insurance industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Abu Dhabi National Insurance Co PJSC and its competitors. Abu Dhabi National Insurance Co PJSC's current ROE % Adjusted to Book Value is 9.41%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Abu Dhabi National Insurance Co PJSC stock overvalued right now?
Based on GuruFocus' analysis, Abu Dhabi National Insurance Co PJSC (ADX:ADNIC) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ8.81, compared to a current price of د.إ7.24 — trading 17.8% below its estimated fair value. The current ROE % Adjusted to Book Value is 9.41%. Abu Dhabi National Insurance Co PJSC's overall GF Score™ is 64/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Abu Dhabi National Insurance Co PJSC (ADX:ADNIC), the current ROE % Adjusted to Book Value is 9.41% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Abu Dhabi National Insurance Co PJSC (ADX:ADNIC) Overvalued in 2026?

Based on GuruFocus' analysis, Abu Dhabi National Insurance Co PJSC stock appears to be undervalued. The current stock price of د.إ7.24 is trading 17.8% below its estimated GF Value™ of د.إ8.81. GuruFocus considers Abu Dhabi National Insurance Co PJSC to be Modestly Undervalued.

Key valuation signals for ADX:ADNIC:

  • ROE % Adjusted to Book Value: 9.41%
  • GF Value™: د.إ8.81 vs. price of د.إ7.24 (17.8% below fair value)
  • GF Score™: 64/100 with 1 warning sign

No single metric tells the full story. See the ADX:ADNIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Abu Dhabi National Insurance Co PJSC Business Description

Address Mohamed Bin Khalifa Street, P.O. Box: 839, ADNIC Building No. 403, Al Danah, Zone 1, Abu Dhabi, ARE
Abu Dhabi National Insurance Co PJSC is engaged in the transaction of insurance and reinsurance business of all classes. The company is organized into two main business segments: Underwriting of commercial lines of business - incorporating all classes of general insurance including marine cargo, marine hull, aviation, energy, property and engineering; and Underwriting of consumer line of business - incorporating all classes of insurance including accident, life, motor and medical. The majority of revenue is derived from Underwriting of commercial lines of business segment.
64GF Score

Get the complete analysis for ADX:ADNIC

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ7.24
Price
د.إ8.81
GF Value