Abu Dhabi National Insurance Co PJSC (ADX:ADNIC) FCF Yield %: 4.85 (As of Jul. 02, 2026) — 55% Below Median


ADX:ADNIC Abu Dhabi National Insurance Co PJSC ADX:ADNIC
63 GF Score
Price د.إ7.19
GF Value د.إ8.79
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Abu Dhabi National Insurance Co PJSC FCF Yield %?

Abu Dhabi National Insurance Co PJSC ADX:ADNIC 63 FCF Yield % is 4.85 as of Jul. 02, 2026, which is 55% below its 10-year median of 10.76. GuruFocus rates ADX:ADNIC with a GF Score™ of 63/100 and a GF Value™ of د.إ8.79 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 508 Insurance companies, Abu Dhabi National Insurance Co PJSC ranks worse than 60.24% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Abu Dhabi National Insurance Co PJSC's Trailing 12-Month Free Cash Flow is د.إ199 Mil, and Market Cap is د.إ4,098 Mil. Therefore, Abu Dhabi National Insurance Co PJSC's FCF Yield % for today is 4.85%.

The historical rank and industry rank for Abu Dhabi National Insurance Co PJSC's FCF Yield % or its related term are showing as below:

ADX:ADNIC' s FCF Yield % Range Over the Past 10 Years
Min: -11.35   Med: 10.76   Max: 34.09
Current: 4.85


During the past 13 years, the highest FCF Yield % of Abu Dhabi National Insurance Co PJSC was 34.09%. The lowest was -11.35%. And the median was 10.76%.

ADX:ADNIC's FCF Yield % is ranked worse than
60.24% of 508 companies
in the Insurance industry
Industry Median: 6.96 vs ADX:ADNIC: 4.85

Abu Dhabi National Insurance Co PJSC's FCF Margin % for the quarter that ended in Mar. 2026 was -28.60%.


Abu Dhabi National Insurance Co PJSC FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Abu Dhabi National Insurance Co PJSC FCF Yield % Related Terms


Abu Dhabi National Insurance Co PJSC FCF Yield % Historical Data

* Premium members only.

The historical data trend for Abu Dhabi National Insurance Co PJSC's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Abu Dhabi National Insurance Co PJSC FCF Yield % Chart

Abu Dhabi National Insurance Co PJSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.71 8.94 8.33 0.68 10.34

Abu Dhabi National Insurance Co PJSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -6.09 19.94 -5.94 34.37 -27.92

ADX:ADNIC vs BRK.A, AIG, HIG: FCF Yield % Comparison

For the Insurance - Diversified subindustry, Abu Dhabi National Insurance Co PJSC's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Abu Dhabi National Insurance Co PJSC FCF Yield % vs Insurance Industry

For the Insurance industry and Financial Services sector, Abu Dhabi National Insurance Co PJSC's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Abu Dhabi National Insurance Co PJSC's FCF Yield % falls into.


ADX:ADNIC
63GF Score
Abu Dhabi National Insurance Co PJSC ADX:ADNIC
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Abu Dhabi National Insurance Co PJSC FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Abu Dhabi National Insurance Co PJSC's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=414.758 / 4012.8
=10.34%

Abu Dhabi National Insurance Co PJSC's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=-269.719 * 4 / 3864.6
=-27.92%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 4.85 mean?
Abu Dhabi National Insurance Co PJSC (ADX:ADNIC) has a FCF Yield % of 4.85 as of Jul. 02, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Abu Dhabi National Insurance Co PJSC and its competitors. This is 55% below median its historical median of 10.76. According to the industry distribution chart, Abu Dhabi National Insurance Co PJSC ranks #306 out of 508 companies in the Insurance industry, placing it in the top 60.2%.
Is Abu Dhabi National Insurance Co PJSC's FCF Yield % too high?
Abu Dhabi National Insurance Co PJSC's current FCF Yield % of 4.85 is 55% below median its 10-year median of 10.76. The Insurance industry median FCF Yield % is 6.96. Abu Dhabi National Insurance Co PJSC's value of 4.85 is 30.3% below this industry median. Based on the distribution chart, Abu Dhabi National Insurance Co PJSC ranks #306 out of 508 companies in the Insurance industry, which is below the industry midpoint. Overall, Abu Dhabi National Insurance Co PJSC has a GF Score™ of 63/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Abu Dhabi National Insurance Co PJSC's FCF Yield % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Abu Dhabi National Insurance Co PJSC ranks #306 out of 508 companies for FCF Yield %. This places Abu Dhabi National Insurance Co PJSC in the lower half of its industry. The industry median FCF Yield % is 6.96. Abu Dhabi National Insurance Co PJSC's value of 4.85 is 30.3% below this benchmark. While the company's 10-year median is 10.76 vs. the industry median of 6.96, Abu Dhabi National Insurance Co PJSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for an Insurance company?
The median FCF Yield % among Insurance companies is 6.96, based on 508 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Abu Dhabi National Insurance Co PJSC's current FCF Yield % of 4.85 is 30.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Abu Dhabi National Insurance Co PJSC and its competitors. For the Insurance industry, the median FCF Yield % is 6.96 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Abu Dhabi National Insurance Co PJSC's current FCF Yield % is 4.85, which is 55% below median its own 10-year median of 10.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Abu Dhabi National Insurance Co PJSC stock overvalued right now?
Based on GuruFocus' analysis, Abu Dhabi National Insurance Co PJSC (ADX:ADNIC) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ8.79, compared to a current price of د.إ7.19 — trading 18.2% below its estimated fair value. The current FCF Yield % is 4.85, which is 55% below median its 10-year median of 10.76 and 30.3% below the Insurance industry median of 6.96. Abu Dhabi National Insurance Co PJSC's overall GF Score™ is 63/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Abu Dhabi National Insurance Co PJSC (ADX:ADNIC), the current FCF Yield % is 4.85 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Abu Dhabi National Insurance Co PJSC (ADX:ADNIC) Overvalued in 2026?

Based on GuruFocus' analysis, Abu Dhabi National Insurance Co PJSC stock appears to be undervalued. The current stock price of د.إ7.19 is trading 18.2% below its estimated GF Value™ of د.إ8.79. GuruFocus considers Abu Dhabi National Insurance Co PJSC to be Modestly Undervalued.

Key valuation signals for ADX:ADNIC:

  • FCF Yield %: 4.85 (55% below median its 10-year median of 10.76)
  • GF Value™: د.إ8.79 vs. price of د.إ7.19 (18.2% below fair value)
  • GF Score™: 63/100 with 1 warning sign
  • Industry Position: 30.3% below the Insurance median (#306 of 508)

No single metric tells the full story. See the ADX:ADNIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Abu Dhabi National Insurance Co PJSC Business Description

Address Mohamed Bin Khalifa Street, P.O. Box: 839, ADNIC Building No. 403, Al Danah, Zone 1, Abu Dhabi, ARE
Abu Dhabi National Insurance Co PJSC is engaged in the transaction of insurance and reinsurance business of all classes. The company is organized into two main business segments: Underwriting of commercial lines of business - incorporating all classes of general insurance including marine cargo, marine hull, aviation, energy, property and engineering; and Underwriting of consumer line of business - incorporating all classes of insurance including accident, life, motor and medical. The majority of revenue is derived from Underwriting of commercial lines of business segment.
63GF Score

Get the complete analysis for ADX:ADNIC

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ7.19
Price
د.إ8.79
GF Value