Abu Dhabi National Insurance Co PJSC (ADX:ADNIC) OCF Margin %: -28.30% (As of Mar. 2026)


ADX:ADNIC Abu Dhabi National Insurance Co PJSC ADX:ADNIC
63 GF Score
Price د.إ7.20
GF Value د.إ8.76
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Abu Dhabi National Insurance Co PJSC OCF Margin %?

Abu Dhabi National Insurance Co PJSC ADX:ADNIC 63 OCF Margin % is -28.30% as of Mar. 2026. GuruFocus rates ADX:ADNIC with a GF Score™ of 63/100 and a GF Value™ of د.إ8.76 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 505 Insurance companies, Abu Dhabi National Insurance Co PJSC ranks worse than 65.74% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Abu Dhabi National Insurance Co PJSC's Cash Flow from Operations for the three months ended in Mar. 2026 was د.إ-267 Mil. Abu Dhabi National Insurance Co PJSC's Revenue for the three months ended in Mar. 2026 was د.إ943 Mil. Therefore, Abu Dhabi National Insurance Co PJSC's OCF Margin % for the quarter that ended in Mar. 2026 was -28.30%.

As of today, Abu Dhabi National Insurance Co PJSC's current OCF Yield % is 5.52%.

The historical rank and industry rank for Abu Dhabi National Insurance Co PJSC's OCF Margin % or its related term are showing as below:

ADX:ADNIC' s OCF Margin % Range Over the Past 10 Years
Min: 1.24   Med: 15.72   Max: 32.59
Current: 5.64


During the past 13 years, the highest OCF Margin % of Abu Dhabi National Insurance Co PJSC was 32.59%. The lowest was 1.24%. And the median was 15.72%.

ADX:ADNIC's OCF Margin % is ranked worse than
65.74% of 505 companies
in the Insurance industry
Industry Median: 10.85 vs ADX:ADNIC: 5.64


Abu Dhabi National Insurance Co PJSC OCF Margin % Related Terms


Abu Dhabi National Insurance Co PJSC OCF Margin % Historical Data

* Premium members only.

The historical data trend for Abu Dhabi National Insurance Co PJSC's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Abu Dhabi National Insurance Co PJSC OCF Margin % Chart

Abu Dhabi National Insurance Co PJSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 30.90 17.32 14.11 1.24 10.85

Abu Dhabi National Insurance Co PJSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -4.94 19.09 -5.18 36.32 -28.30

ADX:ADNIC vs BRK.A, AIG, HIG: OCF Margin % Comparison

For the Insurance - Diversified subindustry, Abu Dhabi National Insurance Co PJSC's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Abu Dhabi National Insurance Co PJSC OCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Abu Dhabi National Insurance Co PJSC's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Abu Dhabi National Insurance Co PJSC's OCF Margin % falls into.


ADX:ADNIC
63GF Score
Abu Dhabi National Insurance Co PJSC ADX:ADNIC
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Abu Dhabi National Insurance Co PJSC OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Abu Dhabi National Insurance Co PJSC's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=443.566/4089.19
=10.85 %

Abu Dhabi National Insurance Co PJSC's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-266.922/943.18
=-28.30 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of -28.30% mean?
Abu Dhabi National Insurance Co PJSC (ADX:ADNIC) has a OCF Margin % of -28.30% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Abu Dhabi National Insurance Co PJSC and its competitors. Over the past decade, Abu Dhabi National Insurance Co PJSC's OCF Margin % has ranged from 1.24 to 32.59. According to the industry distribution chart, Abu Dhabi National Insurance Co PJSC ranks #332 out of 505 companies in the Insurance industry, placing it in the top 65.7%.
Is Abu Dhabi National Insurance Co PJSC's OCF Margin % too high?
Abu Dhabi National Insurance Co PJSC's current OCF Margin % is -28.30%. Over the past 10 years, this metric has ranged from a low of 1.24 to a high of 32.59. Based on the distribution chart, Abu Dhabi National Insurance Co PJSC ranks #332 out of 505 companies in the Insurance industry, which is below the industry midpoint. Overall, Abu Dhabi National Insurance Co PJSC has a GF Score™ of 63/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Abu Dhabi National Insurance Co PJSC's OCF Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Abu Dhabi National Insurance Co PJSC ranks #332 out of 505 companies for OCF Margin %. This places Abu Dhabi National Insurance Co PJSC in the lower half of its industry. The industry median OCF Margin % is 10.85. Historically, Abu Dhabi National Insurance Co PJSC's own OCF Margin % has ranged from 1.24 to 32.59 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for an Insurance company?
The median OCF Margin % among Insurance companies is 10.85, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Abu Dhabi National Insurance Co PJSC and its competitors. For the Insurance industry, the median OCF Margin % is 10.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Abu Dhabi National Insurance Co PJSC's current OCF Margin % is -28.30%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Abu Dhabi National Insurance Co PJSC stock overvalued right now?
Based on GuruFocus' analysis, Abu Dhabi National Insurance Co PJSC (ADX:ADNIC) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ8.76, compared to a current price of د.إ7.20 — trading 17.8% below its estimated fair value. The current OCF Margin % is -28.30%. Abu Dhabi National Insurance Co PJSC's overall GF Score™ is 63/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Abu Dhabi National Insurance Co PJSC (ADX:ADNIC), the current OCF Margin % is -28.30% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Abu Dhabi National Insurance Co PJSC (ADX:ADNIC) Overvalued in 2026?

Based on GuruFocus' analysis, Abu Dhabi National Insurance Co PJSC stock appears to be undervalued. The current stock price of د.إ7.20 is trading 17.8% below its estimated GF Value™ of د.إ8.76. GuruFocus considers Abu Dhabi National Insurance Co PJSC to be Modestly Undervalued.

Key valuation signals for ADX:ADNIC:

  • OCF Margin %: -28.30%
  • GF Value™: د.إ8.76 vs. price of د.إ7.20 (17.8% below fair value)
  • GF Score™: 63/100 with 1 warning sign

No single metric tells the full story. See the ADX:ADNIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Abu Dhabi National Insurance Co PJSC Business Description

Address Mohamed Bin Khalifa Street, P.O. Box: 839, ADNIC Building No. 403, Al Danah, Zone 1, Abu Dhabi, ARE
Abu Dhabi National Insurance Co PJSC is engaged in the transaction of insurance and reinsurance business of all classes. The company is organized into two main business segments: Underwriting of commercial lines of business - incorporating all classes of general insurance including marine cargo, marine hull, aviation, energy, property and engineering; and Underwriting of consumer line of business - incorporating all classes of insurance including accident, life, motor and medical. The majority of revenue is derived from Underwriting of commercial lines of business segment.
63GF Score

Get the complete analysis for ADX:ADNIC

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ7.20
Price
د.إ8.76
GF Value