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The historical rank and industry rank for Abu Dhabi National Insurance Co PJSC's Return-on-Tangible-Equity or its related term are showing as below:
ADX:ADNIC'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 11.56 Med: 13.82 Max: 15.45
Current: 14.76
During the past 13 years, Abu Dhabi National Insurance Co PJSC's highest Return-on-Tangible-Equity was 15.45%. The lowest was 11.56%. And the median was 13.82%.
ADX:ADNIC's Return-on-Tangible-Equity is ranked better than 55.24% of 496
companies
in the Insurance industry
Industry Median: 13.245
vs ADX:ADNIC: 14.76
Abu Dhabi National Insurance Co PJSC (ADX:ADNIC) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Abu Dhabi National Insurance Co PJSC Return-on-Tangible-Equity Related Terms
Abu Dhabi National Insurance Co PJSC Return-on-Tangible-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Abu Dhabi National Insurance Co PJSC Return-on-Tangible-Equity Chart
ADX:ADNIC vs BRK.A, AIG, HIG: Return-on-Tangible-Equity Comparison
For the Insurance - Diversified subindustry, Abu Dhabi National Insurance Co PJSC's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Abu Dhabi National Insurance Co PJSC Return-on-Tangible-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, Abu Dhabi National Insurance Co PJSC's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Abu Dhabi National Insurance Co PJSC's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 12.01% mean?
Abu Dhabi National Insurance Co PJSC (ADX:ADNIC) has a Return-on-Tangible-Equity of 12.01% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Abu Dhabi National Insurance Co PJSC and its competitors. This is 13% below median its historical median of 13.82. Over the past decade, Abu Dhabi National Insurance Co PJSC's Return-on-Tangible-Equity has ranged from 11.56 to 15.45. According to the industry distribution chart, Abu Dhabi National Insurance Co PJSC ranks #222 out of 496 companies in the Insurance industry, placing it in the top 44.8%.
Is Abu Dhabi National Insurance Co PJSC's Return-on-Tangible-Equity too high?
Abu Dhabi National Insurance Co PJSC's current Return-on-Tangible-Equity of 12.01% is 13% below median its 10-year median of 13.82. Over the past 10 years, this metric has ranged from a low of 11.56 to a high of 15.45. The Insurance industry median Return-on-Tangible-Equity is 13.25. Abu Dhabi National Insurance Co PJSC's value of 12.01% is 9.3% below this industry median. Based on the distribution chart, Abu Dhabi National Insurance Co PJSC ranks #222 out of 496 companies in the Insurance industry, which is above the industry midpoint. Overall, Abu Dhabi National Insurance Co PJSC has a GF Score™ of 63/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Abu Dhabi National Insurance Co PJSC's Return-on-Tangible-Equity compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Abu Dhabi National Insurance Co PJSC ranks #222 out of 496 companies for Return-on-Tangible-Equity. This puts Abu Dhabi National Insurance Co PJSC in the upper half of its industry. The industry median Return-on-Tangible-Equity is 13.25. Abu Dhabi National Insurance Co PJSC's value of 12.01% is 9.3% below this benchmark. Historically, Abu Dhabi National Insurance Co PJSC's own Return-on-Tangible-Equity has ranged from 11.56 to 15.45 over the past decade. While the company's 10-year median is 13.82 vs. the industry median of 13.25, Abu Dhabi National Insurance Co PJSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for an Insurance company?
The median Return-on-Tangible-Equity among Insurance companies is 13.25, based on 496 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Abu Dhabi National Insurance Co PJSC's current Return-on-Tangible-Equity of 12.01% is 9.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Abu Dhabi National Insurance Co PJSC and its competitors. For the Insurance industry, the median Return-on-Tangible-Equity is 13.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Abu Dhabi National Insurance Co PJSC's current Return-on-Tangible-Equity is 12.01%, which is 13% below median its own 10-year median of 13.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Abu Dhabi National Insurance Co PJSC stock overvalued right now?
Based on GuruFocus' analysis, Abu Dhabi National Insurance Co PJSC (ADX:ADNIC) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ8.86, compared to a current price of د.إ7.05 — trading 20.4% below its estimated fair value. The current Return-on-Tangible-Equity is 12.01%, which is 13% below median its 10-year median of 13.82 and 9.3% below the Insurance industry median of 13.25. Abu Dhabi National Insurance Co PJSC's overall GF Score™ is 63/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Abu Dhabi National Insurance Co PJSC (ADX:ADNIC), the current Return-on-Tangible-Equity is 12.01% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Abu Dhabi National Insurance Co PJSC (ADX:ADNIC) Overvalued in 2026?
Based on GuruFocus' analysis, Abu Dhabi National Insurance Co PJSC stock appears to be undervalued.
The current stock price of د.إ7.05 is trading 20.4% below its estimated GF Value™ of د.إ8.86.
GuruFocus considers Abu Dhabi National Insurance Co PJSC to be Modestly Undervalued.
Key valuation signals for ADX:ADNIC:
Return-on-Tangible-Equity: 12.01% (13% below median its 10-year median of 13.82)
GF Value™: د.إ8.86 vs. price of د.إ7.05 (20.4% below fair value)
Industry Position: 9.3% below the Insurance median (#222 of 496)
No single metric tells the full story. See the ADX:ADNIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Abu Dhabi National Insurance Co PJSC Business Description
Abu Dhabi National Insurance Co PJSC is engaged in the transaction of insurance and reinsurance business of all classes. The company is organized into two main business segments: Underwriting of commercial lines of business - incorporating all classes of general insurance including marine cargo, marine hull, aviation, energy, property and engineering; and Underwriting of consumer line of business - incorporating all classes of insurance including accident, life, motor and medical. The majority of revenue is derived from Underwriting of commercial lines of business segment.
63GF Score
Get the complete analysis for ADX:ADNIC
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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