Abu Dhabi National Insurance Co PJSC (ADX:ADNIC) Enterprise Value: د.إ3,994 Mil (As of Jul. 04, 2026) ***


ADX:ADNIC Abu Dhabi National Insurance Co PJSC ADX:ADNIC
63 GF Score
Price د.إ7.12
GF Value د.إ8.80
Valuation Modestly Undervalued
! 1 Warning Sign
View Full Analysis

What is Abu Dhabi National Insurance Co PJSC Enterprise Value?

Abu Dhabi National Insurance Co PJSC ADX:ADNIC -0.70% 63 Enterprise Value is د.إ3,994 Mil as of Jul. 04, 2026. GuruFocus rates ADX:ADNIC with a GF Score™ of 63/100 and a GF Value™ of د.إ8.80 (Modestly Undervalued). The stock has 1 warning sign investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, Abu Dhabi National Insurance Co PJSC's Enterprise Value is د.إ3,994 Mil. Abu Dhabi National Insurance Co PJSC's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was د.إ0 Mil. Therefore, Abu Dhabi National Insurance Co PJSC's EV-to-EBIT ratio for today is .

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. As of today, Abu Dhabi National Insurance Co PJSC's Enterprise Value is د.إ3,994 Mil. Abu Dhabi National Insurance Co PJSC's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was د.إ0 Mil. Therefore, Abu Dhabi National Insurance Co PJSC's EV-to-EBITDA ratio for today is .

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Abu Dhabi National Insurance Co PJSC's Enterprise Value is د.إ3,994 Mil. Abu Dhabi National Insurance Co PJSC's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was د.إ4,020 Mil. Therefore, Abu Dhabi National Insurance Co PJSC's EV-to-Revenue ratio for today is 0.99.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Abu Dhabi National Insurance Co PJSC's Enterprise Value is د.إ3,994 Mil. Abu Dhabi National Insurance Co PJSC's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was د.إ227 Mil. Therefore, Abu Dhabi National Insurance Co PJSC's EV-to-OCF ratio for today is 17.62.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Abu Dhabi National Insurance Co PJSC's Enterprise Value is د.إ3,994 Mil. Abu Dhabi National Insurance Co PJSC's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was د.إ199 Mil. Therefore, Abu Dhabi National Insurance Co PJSC's EV-to-FCF ratio for today is 20.05.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Abu Dhabi National Insurance Co PJSC  (ADX:ADNIC) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-EBIT is calculated as Enterprise Value divided by its EBIT.

Abu Dhabi National Insurance Co PJSC's EV-to-EBIT for today is

EV-to-EBIT=Enterprise Value (Today)/EBIT (TTM)
=3993.855/0
=

Abu Dhabi National Insurance Co PJSC's current Enterprise Value is د.إ3,994 Mil.
Abu Dhabi National Insurance Co PJSC's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ0 Mil.

2. EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA.

Abu Dhabi National Insurance Co PJSC's EV-to-EBITDA for today is:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA(TTM)
=3993.855/0
=

Abu Dhabi National Insurance Co PJSC's current Enterprise Value is د.إ3,994 Mil.
Abu Dhabi National Insurance Co PJSC's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ0 Mil.

3. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Abu Dhabi National Insurance Co PJSC's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=3993.855/4019.983
=0.99

Abu Dhabi National Insurance Co PJSC's current Enterprise Value is د.إ3,994 Mil.
Abu Dhabi National Insurance Co PJSC's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ4,020 Mil.

4. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Abu Dhabi National Insurance Co PJSC's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=3993.855/226.637
=17.62

Abu Dhabi National Insurance Co PJSC's current Enterprise Value is د.إ3,994 Mil.
Abu Dhabi National Insurance Co PJSC's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ227 Mil.

5. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Abu Dhabi National Insurance Co PJSC's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=3993.855/199.148
=20.05

Abu Dhabi National Insurance Co PJSC's current Enterprise Value is د.إ3,994 Mil.
Abu Dhabi National Insurance Co PJSC's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ199 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Abu Dhabi National Insurance Co PJSC Enterprise Value Related Terms


Abu Dhabi National Insurance Co PJSC Enterprise Value Historical Data

* Premium members only.

The historical data trend for Abu Dhabi National Insurance Co PJSC's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Abu Dhabi National Insurance Co PJSC Enterprise Value Chart

Abu Dhabi National Insurance Co PJSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3,096.84 2,885.82 2,367.26 3,507.94 3,708.71

Abu Dhabi National Insurance Co PJSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3,542.61 3,539.78 4,017.58 3,708.71 3,859.46

ADX:ADNIC vs BRK.A, AIG, HIG: Enterprise Value Comparison

For the Insurance - Diversified subindustry, Abu Dhabi National Insurance Co PJSC's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Abu Dhabi National Insurance Co PJSC Enterprise Value vs Insurance Industry

For the Insurance industry and Financial Services sector, Abu Dhabi National Insurance Co PJSC's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Abu Dhabi National Insurance Co PJSC's Enterprise Value falls into.


ADX:ADNIC
63GF Score
Abu Dhabi National Insurance Co PJSC ADX:ADNIC
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Abu Dhabi National Insurance Co PJSC Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Abu Dhabi National Insurance Co PJSC's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

Abu Dhabi National Insurance Co PJSC's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of د.إ3,994 Mil mean?
Abu Dhabi National Insurance Co PJSC (ADX:ADNIC) has a Enterprise Value of د.إ3,994 Mil as of Jul. 04, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Abu Dhabi National Insurance Co PJSC and its competitors.
Is Abu Dhabi National Insurance Co PJSC's Enterprise Value too high?
Abu Dhabi National Insurance Co PJSC's current Enterprise Value is د.إ3,994 Mil. Overall, Abu Dhabi National Insurance Co PJSC has a GF Score™ of 63/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Abu Dhabi National Insurance Co PJSC's Enterprise Value compare to BRK.A and AIG?
Abu Dhabi National Insurance Co PJSC's Enterprise Value of د.إ3,994 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for an Insurance company?
A good Enterprise Value depends on the Insurance industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Abu Dhabi National Insurance Co PJSC and its competitors. Abu Dhabi National Insurance Co PJSC's current Enterprise Value is د.إ3,994 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Abu Dhabi National Insurance Co PJSC stock overvalued right now?
Based on GuruFocus' analysis, Abu Dhabi National Insurance Co PJSC (ADX:ADNIC) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ8.80, compared to a current price of د.إ7.12 — trading 19.1% below its estimated fair value. The current Enterprise Value is د.إ3,994 Mil. Abu Dhabi National Insurance Co PJSC's overall GF Score™ is 63/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Abu Dhabi National Insurance Co PJSC (ADX:ADNIC), the current Enterprise Value is د.إ3,994 Mil as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Abu Dhabi National Insurance Co PJSC (ADX:ADNIC) Overvalued in 2026?

Based on GuruFocus' analysis, Abu Dhabi National Insurance Co PJSC stock appears to be undervalued. The current stock price of د.إ7.12 is trading 19.1% below its estimated GF Value™ of د.إ8.80. GuruFocus considers Abu Dhabi National Insurance Co PJSC to be Modestly Undervalued.

Key valuation signals for ADX:ADNIC:

  • Enterprise Value: د.إ3,994 Mil
  • GF Value™: د.إ8.80 vs. price of د.إ7.12 (19.1% below fair value)
  • GF Score™: 63/100 with 1 warning sign

No single metric tells the full story. See the ADX:ADNIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Abu Dhabi National Insurance Co PJSC Business Description

Address Mohamed Bin Khalifa Street, P.O. Box: 839, ADNIC Building No. 403, Al Danah, Zone 1, Abu Dhabi, ARE
Abu Dhabi National Insurance Co PJSC is engaged in the transaction of insurance and reinsurance business of all classes. The company is organized into two main business segments: Underwriting of commercial lines of business - incorporating all classes of general insurance including marine cargo, marine hull, aviation, energy, property and engineering; and Underwriting of consumer line of business - incorporating all classes of insurance including accident, life, motor and medical. The majority of revenue is derived from Underwriting of commercial lines of business segment.
63GF Score

Get the complete analysis for ADX:ADNIC

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ7.12
Price
د.إ8.80
GF Value