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Abu Dhabi National Insurance Co PJSC (ADX:ADNIC) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Abu Dhabi National Insurance Co PJSC PS Ratio Related Terms
Abu Dhabi National Insurance Co PJSC PS Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Abu Dhabi National Insurance Co PJSC PS Ratio Chart
For the Insurance - Diversified subindustry, Abu Dhabi National Insurance Co PJSC's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Abu Dhabi National Insurance Co PJSC PS Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Abu Dhabi National Insurance Co PJSC's PS Ratio distribution charts can be found below:
* The bar in red indicates where Abu Dhabi National Insurance Co PJSC's PS Ratio falls into.
Abu Dhabi National Insurance Co PJSC PS Ratio Calculation
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Abu Dhabi National Insurance Co PJSC's Share Price of today is د.إ7.15. Abu Dhabi National Insurance Co PJSC's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ7.05.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Abu Dhabi National Insurance Co PJSC (ADX:ADNIC) has a PS Ratio of 1.01 as of Jul. 18, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Abu Dhabi National Insurance Co PJSC and its competitors. This is 24% below median its historical median of 1.33. Over the past decade, Abu Dhabi National Insurance Co PJSC's PS Ratio has ranged from 0.53 to 2.43. According to the industry distribution chart, Abu Dhabi National Insurance Co PJSC ranks #211 out of 500 companies in the Insurance industry, placing it in the top 42.2%.
Is Abu Dhabi National Insurance Co PJSC's PS Ratio too high?
Abu Dhabi National Insurance Co PJSC's current PS Ratio of 1.01 is 24% below median its 10-year median of 1.33. Over the past 10 years, this metric has ranged from a low of 0.53 to a high of 2.43. The Insurance industry median PS Ratio is 1.16. Abu Dhabi National Insurance Co PJSC's value of 1.01 is 12.6% below this industry median. Based on the distribution chart, Abu Dhabi National Insurance Co PJSC ranks #211 out of 500 companies in the Insurance industry, which is above the industry midpoint. Overall, Abu Dhabi National Insurance Co PJSC has a GF Score™ of 63/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Abu Dhabi National Insurance Co PJSC's PS Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Abu Dhabi National Insurance Co PJSC ranks #211 out of 500 companies for PS Ratio. This puts Abu Dhabi National Insurance Co PJSC in the upper half of its industry. The industry median PS Ratio is 1.16. Abu Dhabi National Insurance Co PJSC's value of 1.01 is 12.6% below this benchmark. Historically, Abu Dhabi National Insurance Co PJSC's own PS Ratio has ranged from 0.53 to 2.43 over the past decade. While the company's 10-year median is 1.33 vs. the industry median of 1.16, Abu Dhabi National Insurance Co PJSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for an Insurance company?
The median PS Ratio among Insurance companies is 1.16, based on 500 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Abu Dhabi National Insurance Co PJSC's current PS Ratio of 1.01 is 12.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Abu Dhabi National Insurance Co PJSC and its competitors. For the Insurance industry, the median PS Ratio is 1.16 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Abu Dhabi National Insurance Co PJSC's current PS Ratio is 1.01, which is 24% below median its own 10-year median of 1.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Abu Dhabi National Insurance Co PJSC stock overvalued right now?
Based on GuruFocus' analysis, Abu Dhabi National Insurance Co PJSC (ADX:ADNIC) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ8.86, compared to a current price of د.إ7.15 — trading 19.3% below its estimated fair value. The current PS Ratio is 1.01, which is 24% below median its 10-year median of 1.33 and 12.6% below the Insurance industry median of 1.16. Abu Dhabi National Insurance Co PJSC's overall GF Score™ is 63/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Abu Dhabi National Insurance Co PJSC (ADX:ADNIC), the current PS Ratio is 1.01 as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Abu Dhabi National Insurance Co PJSC (ADX:ADNIC) Overvalued in 2026?
Based on GuruFocus' analysis, Abu Dhabi National Insurance Co PJSC stock appears to be undervalued.
The current stock price of د.إ7.15 is trading 19.3% below its estimated GF Value™ of د.إ8.86.
GuruFocus considers Abu Dhabi National Insurance Co PJSC to be Modestly Undervalued.
Key valuation signals for ADX:ADNIC:
PS Ratio: 1.01 (24% below median its 10-year median of 1.33)
GF Value™: د.إ8.86 vs. price of د.إ7.15 (19.3% below fair value)
Industry Position: 12.6% below the Insurance median (#211 of 500)
No single metric tells the full story. See the ADX:ADNIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Abu Dhabi National Insurance Co PJSC Business Description
Abu Dhabi National Insurance Co PJSC is engaged in the transaction of insurance and reinsurance business of all classes. The company is organized into two main business segments: Underwriting of commercial lines of business - incorporating all classes of general insurance including marine cargo, marine hull, aviation, energy, property and engineering; and Underwriting of consumer line of business - incorporating all classes of insurance including accident, life, motor and medical. The majority of revenue is derived from Underwriting of commercial lines of business segment.
63GF Score
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