Abu Dhabi National Insurance Co PJSC (ADX:ADNIC) GF Value Rank: 7 (As of Aug. 10, 2026) — 17% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ADX:ADNIC Abu Dhabi National Insurance Co PJSC ADX:ADNIC
63 GF Score
Price د.إ7.06
GF Value د.إ8.97
Valuation Modestly Undervalued
! 1 Warning Sign
View Full Analysis

What is Abu Dhabi National Insurance Co PJSC GF Value Rank?

Abu Dhabi National Insurance Co PJSC ADX:ADNIC +0.14% 63 GF Value Rank is 7 as of Aug. 10, 2026, which is 17% above its 10-year median of 6.00. GuruFocus rates ADX:ADNIC with a GF Score™ of 63/100 and a GF Value™ of د.إ8.97 (Modestly Undervalued). The stock has 1 warning sign investors should review.

Abu Dhabi National Insurance Co PJSC has the GF Value Rank of 7.

GF Value Rank evaluates the exclusive GuruFocus valuation and performance of a stock, rated on a scale from 1 to 10. It is determined by the price-to-GF-Value (P/GF Value) ratio, a proprietary metric calculated based on historical multiples along with an adjustment factor based on a company's past returns and growth and future estimates of the business' performance.

GuruFocus found that for valuation, we cannot simply give stocks a better GF Value rank simply because they have a lower P/GF Value ratio. Backtesting shows that over the long term, the two worst-performing groups are the most expensive group (with the highest P/GF Value ratio) and the least expensive group (with the lowest P/GF Value ratio).

We can understand why the most expensive group underperforms. We were initially puzzled by the underperformance of the least expensive group, but we realized there is a reason why some stocks are super cheap. If they look too undervalued, it is often because the businesses behind them are poor quality. The market realized this and gave them low valuations. In a way, the market is efficient.

After multiple backtesting analyses, we granted the stocks in third-cheapest percentile the highest GF Value rank, as they have performed the best over a full market cycle. Stock performance is actually not as sensitive to valuation as it is to growth and profitability. On average, the companies in the 20%-50% valuation groups have similar performances. Therefore, we should avoid the most expensive and the least expensive stocks. We can be more tolerant of valuation.

A higher score indicates a stock with a relatively low valuation and substantial potential for outperformance. Conversely, a lower score often reflects stocks that are either highly overvalued or deeply undervalued, both of which tend to underperform.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


Abu Dhabi National Insurance Co PJSC GF Value Rank Related Terms


ADX:ADNIC vs BRK.A, AIG, HIG: GF Value Rank Comparison

For the Insurance - Diversified subindustry, Abu Dhabi National Insurance Co PJSC's GF Value Rank, along with its competitors' market caps and GF Value Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Abu Dhabi National Insurance Co PJSC GF Value Rank vs Insurance Industry

For the Insurance industry and Financial Services sector, Abu Dhabi National Insurance Co PJSC's GF Value Rank distribution charts can be found below:

* The bar in red indicates where Abu Dhabi National Insurance Co PJSC's GF Value Rank falls into.


ADX:ADNIC
63GF Score
Abu Dhabi National Insurance Co PJSC ADX:ADNIC
GF Value Rank is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about GF Value Rank →
What does a GF Value Rank of 7 mean?
Abu Dhabi National Insurance Co PJSC (ADX:ADNIC) has a GF Value Rank of 7 as of Aug. 10, 2026. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Abu Dhabi National Insurance Co PJSC and its competitors. This is 17% above median its historical median of 6.00. Over the past decade, Abu Dhabi National Insurance Co PJSC's GF Value Rank has ranged from 1.00 to 10.00.
Is Abu Dhabi National Insurance Co PJSC's GF Value Rank too high?
Abu Dhabi National Insurance Co PJSC's current GF Value Rank of 7 is 17% above median its 10-year median of 6.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 10.00. Overall, Abu Dhabi National Insurance Co PJSC has a GF Score™ of 63/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Abu Dhabi National Insurance Co PJSC's GF Value Rank compare to BRK.A and AIG?
Abu Dhabi National Insurance Co PJSC's GF Value Rank of 7 can be compared against companies in the Insurance industry. Historically, Abu Dhabi National Insurance Co PJSC's own GF Value Rank has ranged from 1.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Value Rank for an Insurance company?
A good GF Value Rank depends on the Insurance industry context. However, GF Value Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Value Rank mean?
A high GF Value Rank can signal that a stock is expensive relative to its fundamentals. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Abu Dhabi National Insurance Co PJSC and its competitors. Abu Dhabi National Insurance Co PJSC's current GF Value Rank is 7, which is 17% above median its own 10-year median of 6.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Abu Dhabi National Insurance Co PJSC stock overvalued right now?
Based on GuruFocus' analysis, Abu Dhabi National Insurance Co PJSC (ADX:ADNIC) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ8.97, compared to a current price of د.إ7.06 — trading 21.3% below its estimated fair value. The current GF Value Rank is 7, which is 17% above median its 10-year median of 6.00. Abu Dhabi National Insurance Co PJSC's overall GF Score™ is 63/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Value Rank calculated?
GF Value Rank is calculated from a company's financial statements. For Abu Dhabi National Insurance Co PJSC (ADX:ADNIC), the current GF Value Rank is 7 as of Aug. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Abu Dhabi National Insurance Co PJSC (ADX:ADNIC) Overvalued in 2026?

Based on GuruFocus' analysis, Abu Dhabi National Insurance Co PJSC stock appears to be undervalued. The current stock price of د.إ7.06 is trading 21.3% below its estimated GF Value™ of د.إ8.97. GuruFocus considers Abu Dhabi National Insurance Co PJSC to be Modestly Undervalued.

Key valuation signals for ADX:ADNIC:

  • GF Value Rank: 7 (17% above median its 10-year median of 6.00)
  • GF Value™: د.إ8.97 vs. price of د.إ7.06 (21.3% below fair value)
  • GF Score™: 63/100 with 1 warning sign

No single metric tells the full story. See the ADX:ADNIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Abu Dhabi National Insurance Co PJSC Business Description

Address Mohamed Bin Khalifa Street, P.O. Box: 839, ADNIC Building No. 403, Al Danah, Zone 1, Abu Dhabi, ARE
Abu Dhabi National Insurance Co PJSC is engaged in the transaction of insurance and reinsurance business of all classes. The company is organized into two main business segments: Underwriting of commercial lines of business - incorporating all classes of general insurance including marine cargo, marine hull, aviation, energy, property and engineering; and Underwriting of consumer line of business - incorporating all classes of insurance including accident, life, motor and medical. The majority of revenue is derived from Underwriting of commercial lines of business segment.
63GF Score

Get the complete analysis for ADX:ADNIC

GF Value Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ7.06
Price
د.إ8.97
GF Value